So You Want to Refinance: An Insiders Guide to Refinancing Adjustable Rate Mortgages and Home Loans (Paperback)

~ (Author)
Key Phrases: loan dots, payoff demand, direct lender, Joe Blow (more...)

Editorial Reviews

Product Description

Are you paying more than you need to?

In this book a mortgage lending insider reveals her answer to this question - and more - in her best selling So You Want to Refinance. If you are baffled by the dizzying array of mortgage companies, sales pitches, and loan products, this book is for you. The book walks you through each step of the loan process in easy-to-understand language to help you make an informed decision that's good for YOU-not for your loan officer. The book explains how to asses and rebuild your credit score, accurately calculate the equity in your home, and how to make sure that you present your situation in the best possible light. More than just an introduction to getting a home loan - this book will show you how to get the best deal possible. This book is a must-have for any current or potential homeowner thinking of refinancing.

Key topics include:

-Refinancing Adjustable Rate Mortgages (ARMS)
-Understanding Broker Incentives
-Getting the Best Appraisal -Processing and Underwriting
-Cleaning up your Credit Report
-Signing Tips, Tricks, and Negotiation Strategies

From the Publisher

"A must-have for any home owner looking to refinance" -
Terri Williams, Homeowner

Product Details

• Paperback: 124 pages
• Publisher: Equity Press (September 20, 2006)
• Language: English
• ISBN-10: 1933804637
• ISBN-13: 978-1933804637
• Product Dimensions: 8.7 x 5.3 x 0.5 inches
• Shipping Weight: 5.6 ounces (View shipping rates and policies)
• Average Customer Review: 5.0 out of 5 stars  See all reviews (2 customer reviews)
• Amazon.com Sales Rank: #1,061,779 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

7 of 9 people found the following review helpful:

5.0 out of 5 stars dont go in blind, January 3, 2007

By	Don Samhain "Don" (Newport Beach, California) - See all my reviews

I've read that you have to watch those mortgage brokers, and have heard all of the horor stories - people losing their houses over bad home loan mortgage refinancing deals, and now I believe them!

This book covers the pitfalls, and I feel like now I'm getting a way better deal than I would have otherwise on my refinance. I'm glad to have locked in the fixed rate mortgage, since I had an option ARM and now I feel like my future is much more secure.

This book is handy to have around if you are refinancing for the first time, or want to get a better deal this time around.

Thank you to the author - great job.

1 of 1 people found the following review helpful:

5.0 out of 5 stars Great, May 12, 2007

By	Lucky "DC" (Los Angeles, CA) - See all my reviews

It explains in detail everthing you need to know about Refincancing and other helpful information and more.