Enter your mobile number or email address below and we'll send you a link to download the free Kindle App. Then you can start reading Kindle books on your smartphone, tablet, or computer - no Kindle device required.

  • Apple
  • Android
  • Windows Phone
  • Android

To get the free app, enter your email address or mobile phone number.

Have one to sell? Sell on Amazon
Flip to back Flip to front
Listen Playing... Paused   You're listening to a sample of the Audible audio edition.
Learn more
See this image

Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future (4th Edition) (Liz Pulliam Weston) Paperback – November 28, 2011

4.5 out of 5 stars 47 customer reviews

See all 2 formats and editions Hide other formats and editions
Price
New from Used from
Kindle
"Please retry"
Paperback
"Please retry"
$14.00 $2.13

Ideal Team Player.
The Ideal Team Player: How to Recognize and Cultivate the Three Essential Virtues
Discover what it means to be a team player in this new book by leadership expert Patrick Lencioni. Learn more.
click to open popover

Editorial Reviews

From the Back Cover

 “Recommended reading!”
-- Wall Street Journal Online

“A great credit score can help you finish rich! Liz Weston gives solid, easy-to-understand advice about how to improve your credit fast. Read this book and prosper.”
--David Bach, bestselling author of The Automatic Millionaire and The Automatic Millionaire Homeowner

“Excellent book! Insightful, well written, and surprisingly interesting. Liz Weston has done an outstanding job demystifying an often intimidating and frustrating topic for the benefit of all consumers.”
--Eric Tyson, syndicated columnist and bestselling author of Personal Finance for Dummies

“No one makes complex financial information easy to understand like Liz Weston. Her straight-talk and wise advice are invaluable to anyone with a credit card or checkbook--and that’s just about all of us.”
--Lois P. Frankel, Ph.D., author of Nice Girls Don’t Get the Corner Office and Nice Girls Don’t Get Rich

“In a country where consumers increasingly pay more when they have bad credit, Liz Weston’s book provides excellent tips and advice on ways to improve your credit history and raise your credit score. If you just apply one or two of her insightful suggestions, you’ll save many times the cost of this book.”
--Ilyce R. Glink, financial reporter, talk show host, and bestselling author of 100 Questions Every First-Time Home Buyer Should Ask

“Your credit score can save you money or cost you money--sometimes a lot of money. Yet, most people don’t even know their scores, much less know how to make them better. Liz Weston can help you fix that. In this easy-to-understand guide, you’ll learn how to make sure your score helps you get the best deal on loans and insurance. You can’t afford not to read it.”
--Gerri Detweiler, consumer advocate and founder of UltimateCredit.com

America’s Most Trusted Guide to Improving Your Credit Score...
Now Completely Updated!


•  Boosting your score: what works now, what doesn’t--and what you should never do!

•  Detailed new charts: How short sales, foreclosures, and missed payments impact your score

•  Must-have information about credit score abuse--and how to fight back

•  By award-winning MSN Money/AARP financial columnist and public radio contributor Liz Weston

Your credit score is more important than ever: not just for getting loans, but for getting jobs, insurance, rentals, and fair rates on all financial services. Now, more than ever, you need America’s #1 guide to credit scores: Your Credit Score, by MSN and AARP columnist Liz Weston.

Accurate, expert, and proven, this book tells you the truth--and it’s already helped many thousands of people take control of their credit scores. Now, it’s completely revamped for today’s massive changes--from FICO 8 to “FAKO,” short sales to employer abuse of credit scores.

Whatever your score, you need this information--to defend yourself, and to get the credit, rates, work, and home you deserve!

About the Author

Liz Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than 10 million people each month. She writes a money column, “My Two Cents,” for AARP the Magazine, the largest circulation magazine in the world with 22 million subscribers, and authors the question-and-answer column “Money Talk,” which appears in the Los Angeles Times and other newspapers throughout the country.


Liz is a regular commentator on American Public Media’s Marketplace Money and has contributed to NPR’s “Talk of the Nation” and “All Things Considered.” She has appeared on Dr. Phil, Today Show, and NBC Nightly News, and was for several years a weekly commentator on CNBC’s Power Lunch.

Her advice on credit and finance has been featured in Consumer Reports, Marie Claire, Parents, Real Simple, Woman’s World, Woman’s Day, Good Housekeeping, Family Circle, and many other publications.

Formerly a personal finance writer for the Los Angeles Times, Weston has won numerous reporting awards, including the 2010 Betty Furness Consumer Media Award by the Consumer Federation of America, designed to honor individuals who have made “exceptional progress in American consumerism.”

Her other books include The 10 Commandments of Money, which the New York Times praised as “a wonderful basic personal finance book…[with] enough counterintuitive ideas to keep even people who know a bit about personal finance reading further.” She is also the author of Deal with Your Debt and Easy Money, both published by Pearson.

Weston is a graduate of the certified financial planner training program at University of California, Irvine. She lives in Los Angeles with her husband and daughter. She can be reached via the “Contact Liz” form on her Web site, AskLizWeston.com.



NO_CONTENT_IN_FEATURE


Product Details

  • Series: Liz Pulliam Weston
  • Paperback: 288 pages
  • Publisher: FT Press; 4 edition (November 28, 2011)
  • Language: English
  • ISBN-10: 0132823497
  • ISBN-13: 978-0132823494
  • Product Dimensions: 6 x 0.8 x 8.8 inches
  • Shipping Weight: 10.4 ounces
  • Average Customer Review: 4.5 out of 5 stars  See all reviews (47 customer reviews)
  • Amazon Best Sellers Rank: #760,813 in Books (See Top 100 in Books)

Customer Reviews

Top Customer Reviews

By Dad5 VINE VOICE on November 17, 2011
Format: Paperback Vine Customer Review of Free Product ( What's this? )
Your Credit Score by Liz Weston provides sound financial advice in an accessible, readable presentation; with the first half of the book dedicated to a discussion of how credit scores are compiled and how to manage your credit scores. The second half of the book has a less general application, but is must reading for those with credit issues, particularly those seeking to rebuild a damaged credit history. The potential impact of credit scores on insurance premiums and the job search may also come as a surprise to readers.

I would suggest, however, that if the reader's primary interest is the FICO score, they should first check out Understanding Your FICO Score, a 20-page booklet available free on the myfico.com website. This covers much of the material in Chapters 1 and 2 of Your Credit Score. If you want to learn more, I would then turn to Weston's book.

Readers who paid for a credit score online, expecting a FICO score, but receiving a VantageScore instead, will be particularly interested in Weston's Chapter 3. While the three major credit bureaus promote VantageScore as a superior alternative to FICO, Weston provides some valuable insights on the VantageScore vis-a-vis FICO; Weston also indicates free sources for VantageScore, saving the reader a typical $7.95 (or more) that many pay for this score.

So, my only caution to readers is that about one-half of the book has general applications for all readers and the other half is primarily relevant to those in financial distress. If you are not facing credit issues, you may wish to closely examine the Table of Contents to determine if Your Credit Score is right for you.
Comment 22 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Kindle Edition Verified Purchase
I was hoping to get a little more detail about the actual steps to take to improve a credit score. The book does a good job of explaining how a credit score is calculated and how the credit agencies work, but that information didn't tell me anything I didn't already know. The title was misleading in my opinion because it didn't give any new information that might be helpful to someone who needed to work on improving their credit score. There was more information included about other ways your credit history might be used, but that wasn't information about improving your score.

Some people may have enjoyed reading all the history of the credit industry, but for me it was boring and not helpful. I was disappointed.
Comment 12 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Kindle Edition Verified Purchase
This is a great documented work on credit which I read through in only 1 day. I learned a great deal as the author makes the content very easy to read and to understand. I followed the advice given from this book to start building credit so I can buy a house down the line. My credit score is now much higher than it was before and I was asked if I wanted to up my credit score without me even asking for it. Great read!
Comment 4 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Paperback Vine Customer Review of Free Product ( What's this? )
This book gives a great foundation about what credit is. Goes in depth about how credit scores are calculated and how they are affected. Because of this I think this would be great for teens, or college students.
The ways to improve your credit score are nothing new if you are fairly knowledgable about credit. It reinterates many of the basic tips that most are familiar with like ensuring there are no errors on your credit report and paying your bills on time.
I think this book would provide any person with some knowledge about credit and help those who have serious credit problems with a way to organize their clean-up game plan.
Worth reading for all.
Comment 8 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Paperback
At the risk of sounding like someone paid me to write this.....I mean it when I say you need to buy this book, no matter what your current score. As it details how your credit score is derived and how to improve it. In addition the books is filled with real-life questions and myth busters. For example, paying your CC balance off every month does nothing for your credit score, or that your car insurance premium can and probably is based in part on your credit score. If you put even a fraction of the tips and tricks offered in this book into action you going to do yourself some big favors. If anything you will be more mindful of how you utilize your CC's and how your credit score effects your future. Additionally, the book mentions several organizations that can help with the various aspects covered in the book.

This book left me feeling educated and empowered. In fact it's more than a book, but a manual on how to work this whole credit scoring system and personal finances in general to my maximum advantage.
Comment 5 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Paperback Verified Purchase
Great Book. This has taught me more about credit and how to maintain it or get it than anything I've ever read on the subject. Or heard for that matter. It's a complicated thing, but everyone needs it to get the best rates on all kinds of things that we acquire. The best advice is to pay your bills on time, every time, And keep your credit balances low and you'll do wonders for yourself.
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Paperback Verified Purchase
This book gives a basic overview of credit management. It gives references and contact information as additional resources. Some of the information appeared to be directed to people inexperienced in money management.
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
By RyCal on December 26, 2013
Format: Kindle Edition Verified Purchase
I cranked through this book in about a day - totally worth the time to read it, and it's an easy read. Gave me some good basic insight into my credit score that I didn't know before. I took a few steps in this book (paid off some outstanding loans, decreased my credit utilization, continued paying on time), and within a short period my credit score increased and my credit card provider offered to increase my credit limit without me asking them to increase it. Just read it!
Comment Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse