Learning to Avoid Unintended Consequences (Paperback)

~ Leonard Renier (Author)

Editorial Reviews

Product Description

If something you thought to be true, wasn't true, when would you want to know about it? In your financial world, that defining moment occurs by understanding the Efficiency of Money. Learning to avoid the unintended consequences of transferring your wealth to others unknowingly and unnecessarily, should be everyone's goal. This book will show you how to recognize and overcome these transfers. It will identify those who create the transfers and how they do it. They are destroying our personal wealth by creating situations, controlling the outcomes, and profiting from it. Truth and knowledge will reduce or eliminate these transfers.

About the Author

Leonard Renier has 30 years of experience as a business owner. He founded Wealth & Wisdom Planning? and Wealth & Wisdom Seminars. He is an accomplished speaker, both entertaining and knowledgeable. A member of the Advisory Committee for the Department of Finance at Wayne State University School of Business, he also lectures for the Department of Finance. He served as president of various civic organizations and foundations. He authors weekly newspaper articles and his Lessons of Efficiency are being printed for publication. He has served on Finance committees for major corporations, and is the President of Renier & Associates. He is an award winning member of GAMA, General Agents and Management Association, and has trained financial professionals across the country. --This text refers to the Audio CD edition.

Product Details

• Paperback: 176 pages
• Publisher: Infinity Publishing (October 29, 2003)
• ISBN-10: 0741417340
• ISBN-13: 978-0741417343
• Product Dimensions: 8.2 x 5.3 x 0.4 inches
• Shipping Weight: 8 ounces (View shipping rates and policies)
• Average Customer Review: 4.8 out of 5 stars  See all reviews (8 customer reviews)
• Amazon.com Sales Rank: #101,119 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

4 of 4 people found the following review helpful:

5.0 out of 5 stars Amazing!, May 6, 2004

By	"bearfriend" (Birmingham, Alabama) - See all my reviews

I have been asking the question for years, "if financial planning is working in Amewrica, then why are so many people broke?" Your book answers that question quite clearly. It also explains why things will only get worse if changes are not make in the planning process. I am giving this book to all of my clients and prospective clients and I have had nothing but very positive feedback from all who have read it. Americans need good sound financial advice and you have done just that in your book!

2 of 2 people found the following review helpful:

5.0 out of 5 stars Great starting point in the quest for knowledge regarding wealth..., October 29, 2007

By	Amp "Knowledge Seeker" (North Carolina, USA) - See all my reviews

I am not the type of person that likes to leave reviews, although I usually use them to help me decide on a book, but I had to leave one about Mr. Renier's book. If you are looking to educate yourself about creating wealth for yourself, then this is the book for you. Leonard does a pretty compelling job of taking what "WE" have come to believe is truth or fact and totally give us a new way of seeing those truths or facts. I wish I would have known about some of these principles before I bought my 1st home. This book has challenged me to ask myself some questions that I should have asked myself a while ago such as:

* In my tax deferred retirement plan, what tax rate will I be taxed at when I retire? Will it be higher than what I am being taxed at now? If so, what will that do to my balance and overall ability to retire?

* Is there a better way to prepare for retirement?

* With these "so-called" tax savings that I supposedly see every year that I visit my accountant, where are these actually savings dollars going? Can I reinvest or reallocate these funds so that "MY" tax savings can actually work for me?

* Hmmm why was I taught that paying off your mortgage sooner than later is the best route to take in life? If I do that what happens to the tax benefits from paying on the interest of the mortgage?

* Speaking of my mortgage, if my house is an investment, and my investment has grown in the form of equity, then why am I not seeing a return on that growth?

* Why didn't my bank, accountant, broker, or mortgage company tell me that it is really possible to create my own bank using the equity in my home?

Those are just some of the questions that I had to ask myself from reading this book. If you are really looking for the knowledge on how to create wealth, and you are really committed to making the necessary changes to create, and keep the wealth then this book is a great place to start. I know for me, it has caused me to ask questions, and with asking questions comes the realization that there is much more for me to learn that mommy, daddy, and school didn't teach me.

2 of 2 people found the following review helpful:

5.0 out of 5 stars Learning to Avoid Unintended Consequences, September 6, 2005

By	N. Nelson "taylor" (midwestern, wi) - See all my reviews (REAL NAME)

The book was very interesting. The schools do not teach people about money and we learn through what we read and our failures. This book can help a lot of people.