I Was Broke. Now I'm Not. (Paperback)

~ (Author)

Editorial Reviews

Review

Joe Sangl is an absolute freak which is exactly why you should not just read, but devour this book. As a pastor I have seen hundreds of people walk around carrying regret with them. What kind of regret? Well, there s relational regret and then there s vocational regret but the one that usually isn t mentioned but is probably most common is FINANCIAL regret. I know way too many people who are in debt up to their eyeballs and are currently seeing no light at the end of the tunnel thus leaving them feeling hopeless. But there is hope! If you are in a financial hole you CAN get out of it...and...if you are just beginning your financial journey in life what you are about to read can save you from making dumb money decisions that could haunt you for years and prevent you from doing exactly what God has designed you to do. I personally believe that God has a unique plan and purpose for everyone on this big ball of dirt we call earth. However, I have seen people that, because of intense financial bondage, have to delay what they know He has called them to do because they can not afford to make that move. That is tragic! Let me be very clear about something what you will read in the pages that follow is NOT how to get rich in a month type of thing. AND by reading this you will not discover some obscure verse in the Bible that, upon claiming it you will have something to force God to bless you with. What Joe has written about here is how the average person who makes an average salary can live an above average life. I am sick and tired of people who say that if they just made more money then they could get out of the financial prison they are in that is BULL! You can begin your journey to freedom today, but remember, financial freedom takes work... Which is exactly why many people never achieve it! I have met WAY too many Christians who simply want God to pay off all their financial debt which is unfair because He s not the one who racked up the credit cards. God will help us get out of debt but we have to be the ones who apply the wisdom He provides us with. Let me be honest this is not a very comforting book when you first read it. In fact, I sort of had a sick feeling in my stomach because of some steps I discovered that I need to take. BUT I can promise that if you read and apply what has been written here then you will eliminate financial regret from your life. On a personal note I have watched Joe and his lovely bride walk through this journey. I have listened to him yell at the television when credit card commercials come on. I have seen him pay cash for just about everything he purchases...in other words he is smoking what he is selling. This book is not the words of some ghost writer or some guy that has an abstract theory but rather a guy who has been buried in financial regret, came out of it and wants to help others do the same. --Perry Noble - Pastor of NewSpring Church

Product Description

Sick of debt? Ready to break free, and win with your money? In this book, Joseph Sangl shares his family's journey from being broke to financial freedom! As Joe shares his story, he teaches the PRACTICAL tools that he used to take control of his finances and win with money! Joe teaches the reader how to ... develop a plan for one's life, prepare a budget that actually works (for both steady income AND irregular/seasonal/cyclical income), calculate a debt freedom date, calculate how much money you will need to retire, capture the power of compound interest, investing, and insurance! Even more, this book will inspire and motivate you to take control of your own finances. You CAN do this!

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Product Details

• Paperback: 121 pages
• Publisher: Now I'm Not Publishing; 1 edition (January 20, 2008)
• Language: English
• ISBN-10: 1605301906
• ISBN-13: 978-1605301907
• Product Dimensions: 8.1 x 5.3 x 0.4 inches
• Shipping Weight: 5.6 ounces (View shipping rates and policies)
• Average Customer Review: 4.2 out of 5 stars  See all reviews (6 customer reviews)
• Amazon.com Sales Rank: #340,960 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

4 of 4 people found the following review helpful:

4.0 out of 5 stars Escape the "Rat Race", February 2, 2008

By	BBailey - See all my reviews

All marches toward debt free living start with a first step. This book can be your first step. I wish someone had taught me the principles presented in this book when I was in my twenties. I am thankful my wife and I found them in our late thirties. Read the book, follow the concepts, and for the first time in your life feel some sense of control over your financial future.

4 of 4 people found the following review helpful:

5.0 out of 5 stars Great tool for personal finance, January 22, 2008

By	Paul R. Marshall - See all my reviews (REAL NAME)

This book is a quick read and extremely practical. Joe is very honest about the mistakes he has made and puts forth commonsense ideas that have worked for him to be financially successful!

2 of 2 people found the following review helpful:

5.0 out of 5 stars Great book., February 24, 2008

By	Konnie M. Rutland (South Carolina) - See all my reviews (REAL NAME)

Joe did a great job in his book for the average person to understand and implement his ideas. I wish we would have known a 3rd of this information 20 years ago and we wouldn't be where we are now. The book gives you a simple plan to follow and IF you do it, it will work. I look at the whole budget idea like a diet. I know what to do to loose weight, its simple eat less, move more. But unless I take action it won't happen. I'll be in the same place next year that I am right now, overweight and unhappy. If you keep doing what your doing with your money and don't learn from your mistakes or learn how to budget you'll never fix the problem. I highley recommend this book for everyone, my 18 year old son is now using a budget. He has a part time job and only 3 bills, but he won't be in credit card debt if he follows Joes' rules to live by. This book would make a great graduation gift for everyone you know. Help the children learn NOW instead of Pay later.