About the Author
Elzbieta (Elizabeth) Baumgartner is a writer specializing in immigrants' issues. Since 1989 she has written in Polish and in Engllish many books on immigration, personal finance and life in the U.S. She is a regular contributor to major ethnic newspapers and appears on television and radio programs. Being an immigrant herself, living in New York City, Elzbieta Baumgartner educated thousands of new immigrants through lectures and classes. Throughout the years, her efforts have helped countless newcomers to start their life in the U.S.