The Complete Idiot's Guide to Beating Debt (Paperback)

~ "So you are in debt-who isn't these days?..." (more)
Key Phrases: bankruptcy paperwork, credit card trap, garnish your wages, Two Cents, Money Talks, Check It Out (more...)

Product Details

• Paperback: 1 pages
• ISBN-10: 0028627326
• ISBN-13: 978-0028627328
• Product Dimensions: 9 x 7.3 x 0.9 inches
• Shipping Weight: 1.4 pounds
• Average Customer Review: 4.0 out of 5 stars  See all reviews (5 customer reviews)
• Amazon.com Sales Rank: #1,490,113 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

4 of 5 people found the following review helpful:

3.0 out of 5 stars Only for the extremely clueless, not a real money makeover book, August 15, 2005

By	Jessica Lux (Rosamond, CA) - See all my reviews (TOP 500 REVIEWER)    (REAL NAME)

This review is from: The Complete Idiot's Guide to Beating Debt, 2E (Paperback)

If you are at all aware of the credit and debt industry or in any way a responsible adult, this book will not help you out. The most useful piece of information I found in it was a quote from Thomas Jefferson: "Never buy what you do not want because it is cheap; it will never be dear to you."

If you are a responsible person trying to beat debt, this book is too remedial for you. This is a wake up call for people who didn't realize that when you buy something, you have to pay for it by the due date. I have more debt than I should, but I have never paid a late fee, and I keep it all at low interest. When I took the quiz in this book, the results told me, "Your debt issues are not bad and are easily resolvable."

This book is a great tutorial if you want to declare bankruptcy or you have completely stuck your head in the sand for the last 10 years about your credit score. Bankruptcy laws just changed to make it harder, however, so you might need to pick up an updated manual.

If you are a responsible person who wants to get intense about beating debt, then Dave Ramsey's Total Money Makeover is an absolute must-read.

5.0 out of 5 stars Highly recommended, November 27, 2007

By	Holly Anne Balish "(an avid book reader)" (MD) - See all my reviews (REAL NAME)

Unlike some of the other posters, I understood how credit worked, but managed to get myself in over my head in college. Like many students, by the time I graduated, I was several thousand dollars in credit card debt.

I read this book about a year out of college while I was on my own, living in a rented 1-bedroom apartment. I had already implemented most of the things this book recommends for getting out of debt and, for me, it was the affirmation I needed to keep going on the right track. Two years out of school, I was credit card debt free (though I still had my student loans so I can't say I was completely debt free).

I have recommended or bought this book for several of my friends who, with the information in it, managed to turn their credit around and learned valuable skills for dealing directly with their creditors. I would highly recommend it to anyone whether you're clueless or not.

2.0 out of 5 stars OK book, October 26, 2007

By	G. Harwood "Library Check-Out Queen" (Houston, TX United States) - See all my reviews (REAL NAME)

This review is from: The Complete Idiot's Guide to Beating Debt, 2E (Paperback)

This book is really made for someone who's deep in trouble. I think I just have a little "mall" problem. This book is more for someone who has bad credit, is trying to avoid or is going thorugh bankruptcy.