Repair Your Credit and Knock Out Your Debt (Paperback)

~ (Author) "Most books about getting out of debt or improving one's credit begin with a lengthy section along the lines of "how to know if you've..." (more)
Key Phrases: Debtors Anonymous, Get Checking, Better Business Bureau (more...)

Editorial Reviews

Review

"Consumer bankruptcy filings of all kinds are at record levels...[and] the Federal Reserve reports that revolving debt, primarily credit cards, has increased at least 5 per cent for each of the past five years, and is on pace to do so again this year." - Wall Street Journal, 11/6/02"

Product Description

A financial first-aid kit that helps you patch up your credit and live debt-free

Repair Your Credit and Knock Out Your Debt is a godsend for the 75 million Americans currently trying to dig their way out from under crushing debt. Written in association with Springboard, a leading not-forprofit financial services organization that, since 1974, has helped 4 million consumers get out of and stay out of debt, this results-oriented handbook is a gold mine of proven debt-management strategies and techniques. Drawing upon Springboard's expertise, Jeff Michael walks readers through all the steps to achieving a debt-free existence. He also offers expert advice for the debt-challenged reader on how to deal with foreclosures, evictions, repossessions, costly emergencies, child-care expenditures, and more. Readers learn how to:

• Get out of debt as quickly as possible, under virtually any circumstance
• Get copies of credit reports and fix what's wrong
• Control spending and live debt-free
• Restore a line of credit
• Cope with the emotional burdens of debt and develop a positive attitude about money
• Stop being pushed around by collection agents
• Make sense of complex credit and debt legislation and regulations

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Product Details

• Paperback: 208 pages
• Publisher: McGraw-Hill; 1 edition (April 9, 2004)
• Language: English
• ISBN-10: 0071426132
• ISBN-13: 978-0071426138
• Product Dimensions: 9.1 x 6.1 x 0.4 inches
• Shipping Weight: 7.8 ounces (View shipping rates and policies)
• Average Customer Review: 3.0 out of 5 stars  See all reviews (4 customer reviews)
• Amazon.com Sales Rank: #1,390,759 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

3 of 3 people found the following review helpful:

5.0 out of 5 stars Knock out the crap, straight advice!, May 29, 2007

By	Amanda Holman - See all my reviews (REAL NAME)

This book was excellent with helping me realize common traps in a consumer driven world. Advice presented was straight forward and easy to understand. The examples used are relateable and can be applied to anyone's situation. Finally, a debt book for anyone that cuts straight to the point!

3 of 4 people found the following review helpful:

5.0 out of 5 stars Common Sense Approach to credit repair, May 25, 2006

By	Alex W. West (INDEPENDENCE, MO United States) - See all my reviews (REAL NAME)

This is straight talking book from one of the leaders of the credit counseling industry without the trite, "Make more, spend less" approach that too many people seem to throw around these days. In fact, buying this book would be your first lesson in smart money moves; spend a little on this book instead of spending a lot on a bankruptcy lawyer. Reading this book is a lot easier work than struggling through the quagmire of bunkruptcy ads that you receive with a google or Yahoo search.

7 of 13 people found the following review helpful:

1.0 out of 5 stars Book is an ad for Springboard, April 15, 2005

By	bill (Las Vegas, NV) - See all my reviews

Springboard is a typical credit counseling company that passes itself off as a consumer friendly organization. Meanwhile, they are funded by the creditors. This book is basically a 200 page ad for Springboard's services and should not be bought. Save your hard earned money and do free research on the web. Credit counseling is looked at like a bankruptcy by most lenders and nearly every mortgage company. It's certainly something you don't want on your credit report.