The Six-Day Financial Makeover: Transform Your Financial Life in Less Than a Week! (Hardcover)

~ (Author) "Do you want more from life?..." (more)
Key Phrases: monthly passive income, investment personality, daily benefit amount, Action Steps, Six-Day Financial Makeover, Don't Let This Happen (more...)

Editorial Reviews

Review

"If you're serious about taking charge of your financial future, this book is a must-read. Self-assessments, clear examples, and direct advice make it understandable and valuable even to financial ostriches."
—Lois P. Frankel, Ph.D., author of the international bestseller Nice Girls Don't Get Rich
 
"Finally, a finance book that acknowledges the importance of more than just money! In addition to thickening your wallet, Pagliarini's advice should boost your well-being!"
—Tom Rath, New York Times bestselling author of How Full Is Your Bucket?
 
"With the help of this book, money does not have to be the obstacle that stops you from achieving your dreams. This program is powerful, easy to use, and insightful."
—Marcia Wieder, author of Making Your Dreams Come True
 
"This book gives you practical tools and a proven system to organize your financial life and ultimately achieve financial independence. it should be required reading for everyone."
—Brian Tracy, author of Getting Rich Your Own Way and Eat That Frog!
 
"Robert Pagliarini offers a personalized program that makes taking control of your financial life fun and easy. With The Six-Day Financial Makeover, you'll get smarter with your money, motivated about your life, and happier with your financial success."
—Jennifer Openshaw, author of The Millionaire Zone and host of ABC Radio's Winning Advice with Jennifer Openshaw
 
"Robert Pagliarini's book is designed to reach the average American and is particularly suited to those who suffer from personal-finance phobia. Reading it will help you get a handle on this important area of your life."
—Barbara Whelehan, Bankrate.com
 
"The Six-Day Financial Makeover is the right medicine for virtually every investor who craves sound, practical insight regarding how to best navigate the complicated world of insurance, investments, and retirement planning. Robert Pagliarini, MSFS, has generated a thought-provoking work that provides a road map to financial literacy for those on Main Street as well as Wall Street."
—Dr. Larry Barton, President and Chief Executive Officer of The American College
 
"An excellent blend of psychological and financial insight into our relationship with money."
—Eileen Gallo, Ph.D. and Jon Gallo, principals of The Gallo Institute and authors of Silver Spoon Kids and The Financially Intelligent Parent

Product Description

This isn’t your father’s personal finance book.  The way we currently save and invest is confusing, frustrating, and quite simply doesn’t work.  Get ready for a personal finance book that is actually unique.  Get ready for financial strategies that you’ve never seen or heard before.  Get ready to transform your financial life in less than a week!
 
Robert Pagliarini has taken budgeting, investing, insurance, and retirement planning—subjects that most of us find stressful and overwhelmingly complex—and made it approachable and even manageable through his unsinkable optimism and relentless simplification process.  He says, “We’re going to take the pie-in-the-sky theories and turn them into bite-size pieces that you can and will be able to implement in your life immediately.” 
 
THE SIX DAY FINANCIAL MAKEOVER does a lot of things really well, but I’ll just tell you about three.  First and foremost it actually provides advice—yes, real advice.  Not wishy-washy “maybe you should do this” or “it all depends on your situation” nonsense (what Robert calls “financial fog”).  Second, it has an action bias.  No, not really a bias, more like a mantra.  Implement, implement, implement is the theme in every chapter and on every page (there’s even a patent-pending free web site at www.sixdayfinancialmakeover.com readers can use to help them take the advice they read and incorporate it into their lives).  Three, it is full of brand-new, never seen before financial shortcuts and strategies such as:  
 
   Why your seven year old is a better investor than you are.  Kids intuitively understand how to save and invest better than most adults.  The trick is focus and creating separate physical accounts for the myriad goals we have.
 
   There is no “right” way to invest.  What’s crucial is that people determine their investment personality – particularly how involved they want to be with investing – and let that be their guide.  Disregarding one’s investment personality and pursuing an approach that’s not compatible with it is a recipe for disaster.
    Why you shouldn’t work for a paycheck.  Most of us work to earn a paycheck, right?  Well that’s the wrong way to think about work.  Once we can align our life’s vision and deepest goals to our income, we start to see our purpose for waking up each morning entirely differently.  Work is no longer work—it becomes a catalyst that helps us achieve our goals.
 
   The most important thing you should save for (and it’s not retirement!).  What’s more important and more satisfying than retirement?  Financial independence.  Discover how many days your passive income could support your lifestyle (if your score is less than 31, don’t quit your day job).
 
   The more information and choices you have, the worse your finances will be.  There are more financial books, magazines, journals, newspapers, radio shows, TV shows, web sites, Podcasts, and free information available today, yet most of us still feel completely overwhelmed, confused, and frustrated than before.  The solution is to cut through the fluff and focus on what really works.
 
   Budgets don’t work.  Instead, Robert offers a ten step process for taking control of one’s cash flow.  While there is careful assessment and prioritization involved, budgets are nowhere in sight.
 
    If it’s not possible to save for a child’s education and for retirement, save for retirement first.  While retirement may be farther off in the future, if people don’t save today, they’ll have no options tomorrow – whereas college students have financial aid, scholarships, and student loans at their disposal.
 
    And a whole lot more…
 
 
Offering clear, practical, no-nonsense advice along with all the tools needed to implement it, THE SIX-DAY FINANCIAL MAKEOVER is a comprehensive guide that delivers on Robert’s promise to revolutionize the way you think about and invest your money.

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Product Details

• Hardcover: 304 pages
• Publisher: St. Martin's Press (October 3, 2006)
• Language: English
• ISBN-10: 0312353626
• ISBN-13: 978-0312353629
• Product Dimensions: 9.2 x 6.1 x 1.1 inches
• Shipping Weight: 1.2 pounds
• Average Customer Review: 4.5 out of 5 stars  See all reviews (20 customer reviews)
• Amazon.com Sales Rank: #337,801 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

11 of 11 people found the following review helpful:

5.0 out of 5 stars Very Helpful!!!, January 22, 2007

By	Philip X. Tirone - See all my reviews (REAL NAME)

This book is the BEST personal finance book I've ever read--without a question. It is totally different from other personal finance and investing books out there (and I should know since I've pretty much read them all). What makes this book different is that it's not filled with information. Instead, it is filled with how-to advice. It's like having an expert financial advisor sit across the table from you.

This guy knows how to simplify things to make it easy to implement the advice. I can't wait for his next book!

9 of 9 people found the following review helpful:

5.0 out of 5 stars Filled with knowledge!!!!, January 22, 2007

By	Francesca Wealth (Arizona) - See all my reviews

I started attending a Beyond Wealth program a few months back and started to get my self to financial freedom. At the program I was gifted two books Becoming a Billionaire God's Way and Think like a billionaire. I have read both these books and my life was changed I was able to change my thinking to bring myself out of financial debt and into financial freedom. Then I wanted to continue to grow in abundance so I read Rich Dad Poor Dad, after reading this book I felt I had an even better grasp on my finances but it wasn't until I read The Six- Day Financial Makeover when I finally felt extrememly confident about our finance. THis book lays things out in ways that will you allow to totally understand why you are needing to change what you are doing with your money to maximize your money. I strongly suggest this book to all!!!!!!!!!!!!!!!

9 of 10 people found the following review helpful:

5.0 out of 5 stars Great practical advice, January 22, 2007

By	Timothy O'brien "Tim O'Brien" (Los Angeles) - See all my reviews (REAL NAME)

My wife and I are very much into financial planning for our future. We've spent a lot of time and money getting things in order so I could not help but wonder to myself, do I really need this book? Is what we've done so far way beyond the contents of this book?

Five minutes into it, the answer was clearly no. Six-Day Financial Makeover has very sound, practical advice for every investor regardless of net worth. After reading the first 20 pages I created a list of follow up questions for my advisor.

DO NOT! I repeat, DO NOT leave all the details to someone else. Pick up this book and do your own due diligence. Make sure you've dotted every "I" and crossed every "T".