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Editorial Reviews
From Library Journal
In this brief guide, the authors give both useful advice and chilling warnings about the use of credit. Particularly illuminating is their exposition of the credit rating and credit bureau system, which is invisible to most consumers but can control their economic destinies. They give instructions on obtaining information from this system; remedying a poor credit rating; shopping for loans; applying for a mortgage; and managing credit cards. They warn against the dangers of bankruptcy and home equity loans to eliminate or consolidate debts. Appendixes include credit bureau addresses, sections of the Fair Credit Reporting Act, and sample letters. While a number of general law and finance guides cover credit, this is handy to have as a stand-alone source with somewhat more detail. Recommended for public libraries.
- Jack Ray, Loyola/Notre Dame Lib., Baltimore
Copyright 1990 Reed Business Information, Inc.
--This text refers to an out of print or unavailable edition of this title.
Product Description
For those Americans who have difficulty establishing and maintaining good credit habits, this guide teaches readers how to establish good credit, cope with collection agencies, avoid bankruptcy, and more. Reprint.
