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Rich Dad's Guide to Becoming Rich...Without Cutting Up Your Credit Cards
 
 
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Rich Dad's Guide to Becoming Rich...Without Cutting Up Your Credit Cards (Paperback)

by Robert T. Kiyosaki (Author), Sharon L. Lechter (Author) "There are many books that popularize the idea of frugality and living below your means..." (more)
Key Phrases: rich dad, financial report card, good debt, Industrial Age, Learning Pyramid, Social Security (more...)
3.8 out of 5 stars See all reviews (31 customer reviews)

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Rich Dad's Guide to Becoming Rich...Without Cutting Up Your Credit Cards + Cashflow Quadrant: Rich Dad's Guide to Financial Freedom + Rich Dad's Guide to Investing: What the Rich Invest in, That the Poor and the Middle Class Do Not!
Price For All Three: $33.97

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Editorial Reviews

Product Description
The real trick to building personal wealth is learning how to transform 'bad debt' into 'good debt.' This quick-hitting book explains how-without having to cut up credit cards. This is the eighth book in the phenomenally successful Rich Dad series. This book was originally published as an e-book and now joins the Rich Dad series in trade paperback format.

About the Author
Robert Kiyosaki founded an international financial education company and invented the board game Cashflow. Sharon Lechter is an accountant who now focuses her efforts on creating educational tools for anyone wishing to better their financial education.

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Product Details

  • Paperback: 88 pages
  • Publisher: Business Plus (December 2003)
  • Language: English
  • ISBN-10: 0446697524
  • ISBN-13: 978-0446697521
  • Product Dimensions: 8.8 x 5.9 x 0.4 inches
  • Shipping Weight: 4.8 ounces (View shipping rates and policies)
  • Average Customer Review: 3.8 out of 5 stars See all reviews (31 customer reviews)
  • Amazon.com Sales Rank: #73,623 in Books (See Bestsellers in Books)

    Popular in these categories: (What's this?)

    #39 in  Books > Business & Investing > Personal Finance > Credit Ratings & Repair
    #92 in  Books > Business & Investing > Personal Finance > Financial Planning

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Customer Reviews

31 Reviews
5 star:
 (18)
4 star:
 (2)
3 star:
 (3)
2 star:
 (3)
1 star:
 (5)
 
 
 
 
 
Average Customer Review
3.8 out of 5 stars (31 customer reviews)
 
 
 
 
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51 of 55 people found the following review helpful:
5.0 out of 5 stars Good e-book - A new perspective, October 6, 2003
With so many other so called financial experts urging us to cut up our credit cards, what a refreshing change it is to read from a real authority who indicates that you not only don't have to cut up your credit cards but can actually become wealthier by using them.

I like my credit cards too and I highly recommend this program by Kiyosaki.

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44 of 48 people found the following review helpful:
5.0 out of 5 stars Interesting philosophy - Amazon: Learn to Add!, October 8, 2003
By A Customer
I downloaded this e-book - could't wait for the paperbook to come out and found Kiyosaki's philosophy really interesting. What a refreshing approac to NOT cut up your credit cards. In actual fact, I have been using my credit cards to make me money for 13 years now. Glad to see that someone with credibility has come forth and is setting the record straight. Like cutting up cards is going to help you. That is like saying put al ock on your refridgerator and don't eat if you want to lose weight.And Amazon--I counted one 5 star review and one 1 star review but this e-book is still rated a 1! Somebody needs a math class!
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51 of 57 people found the following review helpful:
3.0 out of 5 stars Guide to Becoming Rich -- Book Summary, August 2, 2004
By Justin Belkin (NY United States) - See all my reviews
(REAL NAME)   
Kiyosaki wrote this book as the eighth installment of his Rich Dad Series. The book serves to constantly remind us that the key to increasing our chances of becoming wealthy requires the willingness to the pay the price. Discussing all the get rich schemes, such as game shows or playing the lottery, Kiyosaki writes, "There are better ways to become rich, with much better odds, but most people are not willing to pay the price" (x). The price to pay is the time and money you spend investing in your financial intelligence.

Kiyosaki recalls a truism once observed by Rich Dad, "The only people who think life should be easy are lazy people" (3). Kiyosaki rejects frugality as the best way toward becoming rich. Instead he recommends paying the price for higher financial intelligence, "...another way to become a millionaire is to improve your financial literacy, your financial intelligence, and be willing to be accountable to yourself, your results, your continuing education, and your personal development in becoming a better human being...that was a price I was willing to pay to become a millionaire" (81). Adopting such a mindset becomes tantamount to swimming against the current. Possessing faith and the fortitude to dedicate your life to accumulating wealth in this manner is crucial to overcome such naysayers as friends and family.

Rich Dad also observed, "One difference between a successful person and an average person is how much criticism they can take...Most people feel safer in the herd of the average" (150). Criticism tests one's resolve. You must be willing to make mistakes and to learn from them. Kiyosaki writes, "...the price of becoming rich is the willingness to make mistakes, to admit you made a mistake without blaming or justifying, and to learn" (18). A person who has risked little in life has also gained little.

The book states clearly that the path to wealth is not to cut up your credit cards and decrease your means, but to work to increase your financial intelligence so that you can increase your means by acquiring income-generating assets. This strategy holds the greatest potential for accumulating wealth, but it also requires the heaviest investment in yourself.
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Most Recent Customer Reviews

5.0 out of 5 stars Another Great Book
Another Great book to add to all of his others. I find it a great insperation to those of use on the hard road and looking to turn their lives around. Read more
Published on May 26, 2007 by Thomas C. Manning

4.0 out of 5 stars Rich Dad's Guide to Becoming Rich...Without Cutting Up Your Credit Cards
The book is written very well. It is hard to believe that Robert Kiyosaki almost failed his English class. Read more
Published on May 14, 2007 by Fleur Du Soleil

5.0 out of 5 stars Teaching to be financially smart.
This book teaches you to be financially smart with the use of credit cards and that you don't have to cut up your credit cards, but to be financially smart when using them wisely... Read more
Published on January 9, 2007 by Donna Angell

2.0 out of 5 stars Don't waste your time or money on this...
...unless you've never read any of his other books. Don't get me wrong, I can't say enough good things about Robert Kiyosaki's books. Read more
Published on July 5, 2006 by Erik Nielsen

5.0 out of 5 stars Great read. Very helpful.
The way the author explains money makes cents! Really. It's simple, and most people should be able to follow his instructions and get out of debt. Read more
Published on June 26, 2006 by Rondamarie B. Smith

3.0 out of 5 stars Helpful, though more of the same
This handbook has some key advice wrapped up in the Kiyosakian story telling his readers have become familiar with. Read more
Published on May 31, 2006 by Chris Pascale

2.0 out of 5 stars If You're Not Gullible...Read This Book
I don't want to come out and say that this book is entirely useless, as I feel that would be unfair. Read more
Published on September 11, 2005 by B. Lantzy

5.0 out of 5 stars Inspirational, Smart and Easy to read.
This is the second book I've read by Robert Kiyosaki. (Rich Dad, Poor Dad was the other book I've read). Read more
Published on March 21, 2005 by Clifford Lynn

4.0 out of 5 stars Not another get rich quick book
This book really teaches you. I was 1000 dollars in dept and useing this book and a little borrowed money from my bank i was able to pull my self out of dept. Read more
Published on November 12, 2004 by P. Falk

5.0 out of 5 stars Very helpful Information.
This book would help a lot of people out there. Before reading this book, I assumed that being frugal was a great way to become rich. Read more
Published on October 22, 2004 by C. Carden

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