The Procrastinator’s Bible for Financial Success: Nine Essential Steps for Planning, Budgeting, and Investing (Paperback)

~ Frank J Eberhart (Author)
Key Phrases: unmanaged benchmark, federal estate tax exemption, state death taxes, Frankf Eberhart, Phone Fax Pager E-mail Cell, American Stock Exchange (more...)

Editorial Reviews

Product Description

Nobody really teaches us how to plan or invest when we’re younger—or when we’re older, for that matter. The good news is that it’s never too late to start. The Procrastinator’s Bible for Financial and Estate Planning Success: Nine Essential Steps can get you started by teaching you to:

• Define your real risk tolerance or “financial DNA”
• Record your personal information, estate planning, and investment asset details
• Prepare a detailed budget, cash-flow, and net-worth analysis
• Create a retirement budget
• Implement a system to keep track of your investments and cost basis

Frank J. Eberhart’s nine essential follow-up steps can help you understand how investments work, get organized, develop and implement an estate plan, and set concrete, realistic goals. The more you learn, the more you earn—and the more you keep!

About the Author

Frank J. Eberhart is currently a high net worth financial advisor and advocate of knowledge and disclosure for consumers regarding investments, estates, and financial advice. He is also the author of Seminar Marketing & Sales Training Techniques for the Financial Professional.

Product Details

• Paperback: 152 pages
• Publisher: iUniverse, Inc. (June 19, 2007)
• Language: English
• ISBN-10: 0595411983
• ISBN-13: 978-0595411986
• Product Dimensions: 8.9 x 5.9 x 0.5 inches
• Shipping Weight: 8 ounces (View shipping rates and policies)
• Average Customer Review: 4.7 out of 5 stars  See all reviews (3 customer reviews)
• Amazon.com Sales Rank: #2,316,562 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

5.0 out of 5 stars Solid, straight-forward advice regarding financial options, April 11, 2008

By	RebeccasReads.com "Rebecca's Reads" (Austin, Texas) - See all my reviews

Reviewed by Kam Aures for RebeccasReads (4/08)

"The Procrastinator's Bible for Financial Success" is a compact 137-page book that is overflowing with financial information. In Eberhart's introduction he tells us that in today's world investors need as much help as they can get and I readily agree. To anyone who has ever been stressed by all of the options available when making a financial decision this book is for you!

In the opening pages, Eberhart assures us that no matter where we are in life it isn't too late to start our planning. This is good news to me since there are some items that I have been putting off doing mostly because I was unsure of how to go about doing them. The book is composed of "Nine Essential Steps for Planning, Budgeting, and Investing" and covers common financial decisions that most everyone will be making sometime during their life. I found that many of the areas that I was confused about were included and most of the questions that I had were answered in this guide.

In meticulous detail, Eberhart explores topics such as estate planning, budgeting, life insurance, investments, mutual funds, and bonds. Each section explains your options to you and defines commonly-used terms relating to that financial area. For instance, in the "Trust, Wills, Probate, and Executor Duties" section, the details of what an executor actually does are outlined for us. I had known of the term `executor' before but I guess I never had realized the number of things that this individual is truly responsible for. It is quite a list! Also, in this same chapter different types of trusts like "grantor-retained income trusts," "fixed annuity trusts," and "a revocable and amendable living trust" are thoroughly explained in a clear manner in order to allow us to make the decision as to which is the proper route to take for our own individual needs.

Many of the sections contain workbook sheets for you to fill in your own personal information. For instance, there is a "Budget Worksheet" to help you detail out your monthly and yearly expenses and see how they compare to your income. There is also a "Retirement Budget" section to assist you to planning for what expenses you will have after you are no longer employed.

Once you finish reading "The Procrastinator's Bible for Financial Success" you will have a very good understanding of common financial terms and options so that you are able to make educated decisions for your financial future. I recommend this book to anyone who has ever felt overwhelmed by the plethora of confusing terms out there in the financial world. This book would make a wonderful addition to any home reference library. I know that I will be turning to it when I stop procrastinating and get around to making some of the decisions that I have put on the backburner.

Even if you have a financial advisor it is important for you to understand terminology and options available to you. Even though you would like to think the advisor has your best interests in mind they still are in the business of sales and the extra knowledge you will gain from reading "The Procrastinator's Bible for Financial Success" will go along way in assisting you in making the right decision.

4.0 out of 5 stars Procrastinate No Longer, November 26, 2007

By	Reader Views "www.readerviews.com" (Austin, Texas) - See all my reviews

Reviewed by Vicki Landes for Reader Views (11/07)

At first glance, you might be a little bit skeptical about a mere 137-page book labeled a `bible.' Yet author Frank J. Eberhart delivers a straightforward and concise look at personal finances...even if you think you've put it off way too long. "The Procrastinator's Bible for Financial Success: Nine Essential Steps for Planning, Budgeting, and Investing" will get you up and on the road toward fiscal achievement in no time flat.

"The Procrastinator's Bible for Financial Success" is organized in a workbook style format, making it easy to apply your current situation right there as you read. These practical applications make immediate use of what you learn - and as you are learning it - giving you the confidence that you are getting the gist of each concept. Eberhart leaves ample writing space to fill in your own information for analysis and future reference.

If terms like `defective granter trust' or `qualified terminal interest property' make your head spin, "The Procrastinator's Bible for Financial Success" will take away the pain. Eberhart walks you step-by-step through a myriad of different financial options and even the most confusing terminology. There are plenty of reasons why people procrastinate when it comes to truly managing their money. "The Procrastinator's Bible for Financial Success" actually makes it hard not to go ahead and get things organized.

Financial advisors and insurance agents all have products to sell so you are never 100% sure that the information they give you is completely unbiased. Are you buying into a smart investment that will positively benefit your financial future or are you simply padding their big ol' commission checks? With "The Procrastinator's Bible for Financial Success," you don't have those concerns and uncertainties; you have honest, impartial advice meant to profit (pun intended) you and your loved ones.

Frank J. Eberhart wants you to quit postponing your financial makeover and discover how easy it actually is. "The Procrastinator's Bible for Financial Success" does just that, regardless of your previous fiscal background (or lack thereof). It's never been this effortless - or pleasant - to make sense of the complicated financial world! Why put it off a minute longer?

5.0 out of 5 stars The Procrastinator's Bible for Financial Success, July 7, 2007

By	Frank Eberhart "bookworm.tv" (New Jersey) - See all my reviews (REAL NAME)

This review is from: The Procrastinator’s Bible for Financial Success: Nine Essential Steps for Planning, Budgeting, and Investing (Hardcover)

The Procrastinators Bible for Financial Success: Nine Essential Steps for Planning, Budgeting, and Investing
If your serious about your money or how to protect and understand your investments and estate planning you must own this book!