More Wealth Without Risk (Paperback)

by Charles J. Givens (Author) "There are three strategies we were never taught in school: how to run a successful marriage how to raise successful children how to build wealth..." (more)
Key Phrases: mutual fund margin account, good tax plan, business use percentage, Money Movement Strategy, United States, Financial Self-Defense (more...)

Editorial Reviews

Review
San Jose Mercury News Very good....Stocked with considerable substance.... -- Review

Review
U.S. News & World ReportExcellent....Pragmatic and Sound....A great deal of valuable advice and information....

Fort Worth Star-TelegramA monumental catalog of insurance credit, tax, and investing strategies.

USA TodayCharles J. Givens is becoming to investing what Dale Carnegie is to human relations.

Self MagazineFinally, someone has turned investing into a simple-to-understand system....

San Jose Mercury NewsVery good....Stocked with considerable substance....

St. Petersburg TimesGivens' plan focuses on reducing expenses for insurance, taxes and credit cards and increasing savings and investment earnings....Many of his strategies are common sense....

BooklistThere is no way that an individual cannot benefit from at least several money-saving or -earning tips....

Kirkus ReviewsUncommonly sensible recommendations....Features a wealth of smart-money tips....

Publishers WeeklyA top money guide -- entertaining, exciting and full of new ideas....

See all Editorial Reviews

Product Details

• Paperback: 608 pages
• Publisher: Pocket; Upd Exp edition (April 1, 1995)
• Language: English
• ISBN-10: 0671694030
• ISBN-13: 978-0671694036
• Product Dimensions: 8.3 x 5.3 x 1.7 inches
• Shipping Weight: 1.2 pounds (View shipping rates and policies)
• Average Customer Review: 4.6 out of 5 stars See all reviews (92 customer reviews)
• Amazon.com Sales Rank: #32,213 in Books (See Bestsellers in Books)

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Customer Reviews

Most Helpful Customer Reviews

108 of 108 people found the following review helpful:

5.0 out of 5 stars Saved over $5,000 in taxes! Thank you Mr. G, September 22, 2002

By	Alix Dvorak (Clewiston, Fl) - See all my reviews

I own a home based business. Using the advice in More Wealth Without Risk, I was able to reduce my taxable income by more than $5,000. I also set up a money purchase (Keogh) retirement plan and funding that to the max, investing as per Givens strategies using the money movement strategy. I have restructured my auto, life, medical and homeowners insurance as advised my Givens....

102 of 102 people found the following review helpful:

5.0 out of 5 stars I rate this book A-FOR AWESOME!, November 5, 1998

By A Customer

Charles Givens is the very best at offering Powerful, Useable Money Strategies. Nobody does it better!I bought More Wealth without Risk aboutseven years ago after seeing Mr Givensin back to back programs first on the 700 Club and then on Larry King Live.The strategies saved us enough to go from apartment renting to home ownership, buy a newer (2-3 yr old) carrebuild damaged credit (from a bad business) and build a significant net worth going from a negative net worth.We use the 10% solution and always pay ourselves first each and every payday regardless of what is going on.We opened a IRA with 20th Century andstarted contributing to our employers401 (k) plan. By using the Givens money movement Strategy, we are earning 3 times more than our co-employees who arefollowing the companies "safe" recommendation.We also have a money market mutual fundwhich we use for checkwriting and are pleased that not only have we not lost a penny of principal, but our checking account earns us more than friends andrelatives are earning in cd's and about2 1/2 to 3 times more than "safe" savings accounts.We readjusted our w-4 form, including IRA, Mortgage and Small Business Deductions and get tax refunds 26 timesper year! We also eliminated all of the duplicate coverages in our auto insurance. We usedto be one of those people that had towing and belong to AAA. Then we realized the stupidity of this. I mean,how many tow trucks do you need for oneaccident?We also dropped, amdst controversy, Uninsured Motorists and raised our deductible to the maximum and then took the profits and are putting that in Mutuals where it's earning us money. Todate, we have not had any accidents, not had to pay deductible for accidents andare thousands, yes thousands of dollarsricher just from this one strategy.My spouse and I noticed that among all of the reviews, there are only two negatives and neither would reveal theire-mails or names. My pastor once told our congregation that a piece of paper unsigned is a wasted piece of paper! Ditto for Mr/Mrs. Anynomous! That should tell you how credible these allegations are. I would like to address one of the complaints. The mention of LimitedPartnerships. Mr Givens, in More WealthWithout Risk indicates that LP's are only for those who have already amasseda significant net worth with mutuals,residential real estate, discounted mortgages and tax liens and have a paidoff home of at least $200,000-$300,000.Notice emphasis of at least and paid off. Obviously not for you average JoeInvestor or Paycheck to Paycheck Personality. I doubt if the individualwho wrote that derogatory review even took the time to "browse through" MoreWealth Without Risk, or he would have known this. Or perhaps he does know thisand that's why he/she was so lacking infortitude that the name was withheld.Thank you Mr Givens for your book. It has helped this family enormously and will continue to benefit us for a lifetime!

102 of 102 people found the following review helpful:

5.0 out of 5 stars A MUST READ FINANCIAL BOOK!!, April 29, 1998

By A Customer

This review is from: More Wealth Without Risk (Hardcover)

I believe that this is the best book
ever writtn on personal finance! From setting goals and having dreams
to insurance reduction, tax reduction, cutting credit card, loan
and debts, powerful investing. My personal testimony is that for the first time in years I am living! The
GIVENS STRATEGIES have inceased my
cash flow by more than $1,000 PER
MONTH! Thats money I was previously
wasting. On the same income I am living better, sending less, investing more and have a better
lifestyle. I went from a renter to an owner, from an old beat up car to
a newer better vehicle. I am in a 0
tax bracket. Givens investment strategies were a godsend. I had lost a ton of money by listening to
brokers and other self-styled experts. I am now averaging well over 20% PER YEAR in safe, no-load
mutual funds and discoounted mortgages. I am also earning good income on tax lien certificates----
18% per year and own several residential propertes. Most of my investment money has come by changing the way I spend money and for that I thank CHARLES GIVENS. I
have seen the other books, nothing
compares. MORE WEALTH WITHOUT RISK
and FINANCIAL SELF DEFENSE should,
no, must be read by anyone serious
about their financial future.