Briefer and much more basic than The Insider's Guide to HMOs, The HMO Survival Guide focuses on explaining the terminology and complicated structures of the health-care providers. Berkman describes the differences between various kinds of insurance plans, tells what to look for in a doctor, and provides a long list of questions to ask before you join a given HMO. Some of the information, such as the lists of medical regulators for various states, can easily be found elsewhere, but if you're looking for a simple guide that's almost quick enough to read in your doctor's waiting room, this is the one. --Ben Kallen
Product Description
Play it smart
Get informed
Know your HMO
Health care used to be simple, but in today's world of HMOs, things have changed. Now that insurance dollars control the medical industry, it seems as if making money is more important than saving lives; as a result, consumers must have more resources than ever before when making crucial decisions about their medical care. The HMO Survival Guide is a complete reference that provides the information you need in order to obtain the best coverage and receive the best treatment. Learn how to pursue claims, secure reimbursement, and find answers to such vital questions as:
* What should you ask before joining an HMO?
* Is it possible to switch doctors?
* Do HMOs cover treatment involving alternative medicine?
* Are there ways to ensure privacy of medical records?
* Where do you turn if the HMO won't pay?
* Which government agency should you contact with a dispute?
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