Real World Math: Money and Other Numbers in Your Life (Hardcover)

by Donna Guthrie (Author)

Editorial Reviews

From School Library Journal
Grade 7 Up-In this age of easy credit, teens need to learn some hard facts before they start handling their own finances. This volume addresses the nuts and bolts and potential problems of shopping, banking, and charging. Each chapter is devoted to a specific topic, such as balancing a checkbook, paying for college, or buying a car. The writing is down-to-earth but filled with valuable information on interest rates, budgeting, and credit-card payments. The informative illustrations include examples of utility bills, checkbook registers, etc. Numerous dialogue boxes give definitions of complicated terms and ask readers to consider such questions as how to make tipping easier and how to save for the prom. An accessible book for those who have to make the most of their limited resources.
Christine A. Moesch, Buffalo & Erie County Public Library, NY
Copyright 1998 Reed Business Information, Inc.

Product Description
A guide outlining how math is used in everyday situations such as banking, using credit, and buying a car. Offers tips on ways to avoid problems with money.

Product Details

• Reading level: Young Adult
  
• Hardcover: 128 pages
• Publisher: Millbrook Press (April 1, 1998)
• Language: English
• ISBN-10: 0761302514
• ISBN-13: 978-0761302513
• Product Dimensions: 10.2 x 8.2 x 0.6 inches
• Shipping Weight: 1.4 pounds
• Average Customer Review: 4.5 out of 5 stars See all reviews (2 customer reviews)
• Amazon.com Sales Rank: #1,209,821 in Books (See Bestsellers in Books)

  Popular in these categories: (What's this?)

  #79 in	Books > Business & Investing > Personal Finance > Money Management for Young People
  #100 in	Books > Children's Books > Issues > Money

Customer Reviews

Most Helpful Customer Reviews

14 of 14 people found the following review helpful:

4.0 out of 5 stars Real World Math, May 10, 2001

By	"kpars5" (Long Beach, CA, USA) - See all my reviews

Don't let the cover of this book fool you. At first glance, the cartoon characters and fun design give the impression that this book is intended for young audiences as a basic math primer with real-world examples and applications. It's not. In fact, a more apt name for this book might be: Surviving the Real World: Managing the Money in Your Life, and it is suited to an audience of eighth graders and up, with many examples that will appeal to high school juniors and seniors. The authors do a good job of presenting the major events in a person's life that require money management skills. These include: opening and using a checking or savings account; the uses and abuses of credit; purchasing and maintaining a vehicle; paying for higher education; investing; renting; and creating a budget. The chapters devoted to each of these topics include easy-to-relate to scenarios in order to teach the value of money management skills. For example, we learn how Josh can save more than $200 dollars on prom night by reviewing his before and after budget; and, we feel relief for Kate after she finds help and overcomes debt after maxing out her credit cards in her first year of college. In many of these chapters, the authors include a box that lists the major terms and jargon of each industry. Readers learn how to `Speak' bank, car buying, credit, rent, and more. An especially important aspect of this book is the emphasis not only on how to manage money, but also on how to think about money. The authors mix in a good dose of frugality with their math formulas. Readers are constantly cautioned to think about the long term costs of making a purchase; in fact, a whole chapter is devoted to shopping for bargains, using coupons, and most importantly, using self discipline when spending. The authors employ their own variant of K.I.S.S. (keep it simple, stupid) with K.I.C.S. (keep it cheap and simple). From there they list a number of ways to save money day-to-day, such as eating dinner at home and going out for only dessert, or having a VCR party at home with friends instead of paying for a movie ticket, that eventually turns into huge savings What this book lacks in depth it makes up for in breadth and a good resources section at the end for further reading. It's an excellent first introduction to money management in real world situations.

3 of 3 people found the following review helpful:

5.0 out of 5 stars Real word Math: money and other numbers in your life, April 26, 2007

A Kid's Review

This book was terrific. It was one of the most useful books I have read in a long time. It takes you step by step through daily life finances and gives you information that you really need. Even though Math is not one of my favorite subjects, I now know how important it is to stay on top of my personal finances and spending. I recommend this book to all young adults because it will help you get ready to be independent and make financially smart decisions.