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Karen A. Ebert, Realtor, RMP, MPM, e-PRO
It is a comprehensive and essential guide for taking each step of new home ownership with confidence.

Book Description
The procedure of buying a home can be a scary experience. There are a lot of people to deal with, from realtors to attorneys to bankers. There’s tons of paperwork with terms and vocabulary that read like a foreign language. In this new book you will find vital information and great strategies that will allow you to find your dream home faster and feel confident about the purchase. You will learn to avoid some of the most prevalent—and potentially dangerous and expensive—mistakes made by first-time home buyers.

According to Money Magazine, "Over the past five years, home values nationally have risen 65 percent while the stock market has fallen." Now is the time to get into the real estate marketplace. With the help of this comprehensive new guide, you will learn how to find the best opportunities, negotiating, financing, budgets, needs and wants, credit reports, home-buying timeline, the process of building a house, manufactured homes, real estate and mortgage glossaries, setting values, home warranties, homeowners insurance, creative financing, buying with little or no money down, closing, moving plans, walk-throughs, closing and settlement inspections, legal contracts, mortgages, what you can afford, deciding which neighborhood to choose, hiring a realtor, which government agencies can help, considerations for veterans, IRA use, hiring an attorney, the offer, calculating monthly payments, and escrow.

This comprehensive resource contains a wealth of modern tips and strategies for financing and closing on a property. The author shows readers how to find out how much they’re really worth, how to uncover unknown assets, and how to enhance credit ratings within six months, provides information and suggestions on everything from no-down-payment mortgages to finding the right agent. It leads you down the path to home ownership, one step at a time. Though you may be relatively cash-poor or have a less-than-perfect credit rating, you can acquire a mortgage and find the house you’ve always wanted.

First Sentence:
Facing high home prices and the attendant financial obligations of home ownership, many people today view a home purchase as well beyond their reach. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
ticular paragraph, mortgage credit report, escrow holder, house sales price, building your own home, funding fee, loan processor, paint hazards, escrow company, permanent mortgage, closing costs, revolving accounts, mortgage investors, escrow instructions, mortgage insurance premium, hazard insurance, escrow officer, earnest money deposit Key Phrases - Capitalized Phrases (CAPs): (learn more)
Fannie Mae, Freddie Mac, Las Vegas, United States, Fair Credit Reporting Act, New York, Good Faith Estimate, American Society of Home Inspectors, Consider When Choosing, Equal Credit Opportunity Act, Ginnie Mae, Residential Mortgage Credit Report, Selected Reserve, Wholesale Lender New!
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Front Cover | Copyright | Table of Contents | Excerpt | Index | Back Cover | Surprise Me!

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