"...one of the best consumer-oriented publications of its kind available to seniors today who are in need of information on financing long-term care." -- Douglas M. Sizemore, Commissioner, Department of Commerce and Insurance, State of Tennessee
"A book you should buy, that I didn't write." -- Adriane G. Berg,WABC "The Money Show", New York City
"I always thought long-term care insurance was confusing. The 'Long-Term Care Planning Guide' cleared everything up for me. I especially like it because it's so honest and straightforward and it's not published by an insurance company. You can tell that Phyllis Shelton really cares about the consumer." -- Charlene Collier, Former Secretary,Tennessee Retired Teachers Association
"Leading the parade of consumer guides is the 'Long-Term Care Planning Guide' ... by Phyllis Shelton ... the book presents some of the best advice for consumers we have seen in print." -- George Sherman, Managing Editor, December 1997, LTC News & Comment, Seattle, WA
"Phyllis Shelton is one of the leading experts on long-term care insurance in North America today and her book 'Long-Term Care Planning Guide' is an excellent resource for anyone wanting to understand long-term care insurance...we do recommend this guide as a good understanding of how long-term care works and why you need it as an essential part of financial planning." -- Dave Ramsey, Author of the best seller 'Financial Peace' WWTN "The Money Game"
"Phyllis Shelton is one of the leading experts on long-term care insurance in North America today and her book, 'Long-Term Care Planning Guide', is an excellent resource for anyone wanting to understand long-term care insurance...we do recommend this guide as a good understanding of how long-term care works and why you need it as an essential part of financial planning." -- Dave Ramsey, Author of the best seller, 'Financial Peace', WWTN "The Money Game"
Product Description
The ultimate handbook for LTC insurance presents practical, third party information in clear, easy-to-understand language - then personalizes the information by explaining how to customize benefits for those shopping for a policy or how to evaluate an existing policy. This 167 page reference guide contains a special section with information on justification of inflation coverage and an explanation of virtually every policy feature on the market today that is not available in any other publication. The 1999 edition features new sections on The Cost of Waiting and Savings vs. LTC Insurance. The Long-Term Care Planning Guide continues to receive national exposure because the information is so current ... Health Care Reform, recent policy developments, Medicaid eligibility and the increasing efforts surrounding transfer of assets legislation, Medicare Supplement and the current year's Medicare program information.
Additional sections cover the importance of LTC insurance as a company benefit, plus a special section on the LTC Partnership Programs available in several states and a chapter on alternatives to the standalone LTC policy such as accelerated death benefits, reverse mortgages as well as the increasingly popular single premium life insurance/long-term care policies and LTC annuities.
In only moments after receiving your copy and looking through this in-depth and thoughtfully written volume of information, you will see why people refer to the Long-Term Care Planning Guide as the consumer resource for long-term care financing.
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