Debt No More: How to Get Totally Out of Debt Including Your Mortgage (Paperback)

by Carolyn J. White (Author)

Editorial Reviews

From Library Journal
After having experienced debt and the loss of assets, White, chief financial officer of an undisclosed $30-million-a-year corporation, turned her situation around and now knows the joy of being debt-free. She provides readers with a regimen for accomplishing the same feat (with the cautionary note that the ideas are hers and that legal, financial, and other professional advice is not intended). By taking responsibility for managing and spending money wisely, learning how to see through the hype of credit card offers, creating and interpreting personal financial statements, setting financial goals, eliminating unnecessary spending, and paying close attention to automobile purchasing, insurance (life, health, home and auto) needs, and taxes, she explains, readers could eliminate debt during a five- to ten year period. Helpful and simple forms and instructions are included along with a useful bibliography and a current list of Consumer Credit Counseling Services. Recommended for all public libraries.?Steven J. Mayover, Free Lib. of Philadelphia
Copyright 1998 Reed Business Information, Inc.

Product Description
The first complete personal money management guide dedicated solely to debt elimination.

• Contains the financial forms necessary to take the reader's life back from creditors.

Product Details

• Paperback: 185 pages
• Publisher: Clifton House Pubsg, LLC (October 1, 1998)
• Language: English
• ISBN-10: 0966165152
• ISBN-13: 978-0966165159
• Product Dimensions: 8.5 x 5.5 x 0.6 inches
• Shipping Weight: 10.4 ounces
• Average Customer Review: 4.3 out of 5 stars See all reviews (11 customer reviews)
• Amazon.com Sales Rank: #298,945 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

36 of 37 people found the following review helpful:

4.0 out of 5 stars Worth the price, and more, April 2, 2000

By A Customer

Contrary to the preceding opinion from Alabama, this book is a good buy. It tells how to get rid of all your debt in the shortest possible timeframe, saving thousands, if not hundreds of thousands of dollars. It even gives a few examples of ways to decrease expenses so that you can use the difference to accelerate repayment of your debts. Following the advice in the book, I expect to be completely out of debt (over $140k, including the mortgage) within 5 years and expect to retire (comfortably) at least seven years earlier than I had anticipated. (P.S. -- I don't make six figures and have a young child.)

The only thing I would change is that the author tells you where to go to find the "best" credit cards. Is there really such a thing? Getting another credit card will, over time, put far too many people back to square one. If you keep in mind that if you can't buy something for cash, that means you can't afford it -- this book can take you the rest of the way.

If you think this book is useless you're probably looking for an easy way out of debt (expecting an inheritance?).

28 of 29 people found the following review helpful:

3.0 out of 5 stars Good book but there are better ones out there., August 23, 1999

By A Customer

This is a good book to read if you are basically clueless about your finances. I recommend that you read "Your money or your Life" to get in charge of your personal finances. This book (your money or your life) covers a more in depth discussion about finances than Debt no More does. In fact, I can summarize you Debt no More in a few words: Pay off your debts first, make this your number one priority. There, you owe me 12 bucks.

16 of 18 people found the following review helpful:

5.0 out of 5 stars inspiring, September 27, 1999

By A Customer

I have read many books about getting out of debt. Most of them have approx the same theories. I gathered two valuable pieces of information from this book. The first one was about how to go about paying off the mortgage and the second was how to prioritize your credit card bills to pay off. Inspiring!