From Credit Repair to Credit Millionaire (Paperback)

~ Donna L. Fox (Author) "Yes, you've been lied to..." (more)
Key Phrases: New York, American Express

Editorial Reviews

Review

"Donna helped me get credit cards and a home loan days out of bankruptcy and foreclosure." -- Richard Winer, Taken Care of Investments

"I wish I had this book over 20 years ago when I started to earn my first million." -- Robert G. Allen, Author of Nothing Down, Multiple Streams of Income and co-author of the One Minute Millionaire

"In six short weeks ...I've increased my business credit capacity by 40%" -- John White, Polaris Real Estate

Product Description

Likely, everything you know about credit is wrong.

Popular credit folklore is targeted to a consumer who has gotten into trouble with credit. The recommended action steps for credit repair can be quite harmful when followed by an investor or business owner.

The get out of debt mindset holds you back.

The wealthy know that when they are in debt to buy assets, eventually, they will be worth as much as the value of these assets.

From Credit Repair to Credit Millionaire explodes the credit myths and takes you on the journey to become a credit millionaire. Learn about credit leveraging, the most powerful tool of wealth building.

Finally, you will grow your personal and business credit to qualify for all the financing you need for your investment activities. You will learn to build corporate credit and never personally guarantee a business loan again. Let the power of Other People's Money work for you as you leverage millions of dollars of assets...

...because it's easier to borrow $10 Million than to earn it at your job or save it.

From Credit Repair to Credit Millionaire is the only book on credit that deals with the special needs of an investor or business owner. Whether you have bad credit, no credit or great credit, following the steps in this system will help you get all the credit you deserve for your business.

With examples and tips specific to the US credit system, the basic laws of money, finance and credit are universal. This book has been enjoyed by readers worldwide!

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Product Details

• Paperback: 333 pages
• Publisher: By Special Arrangements, Inc. (October 2004)
• ISBN-10: 0971317895
• ISBN-13: 978-0971317895
• Product Dimensions: 10.6 x 8.2 x 0.9 inches
• Shipping Weight: 2 pounds (View shipping rates and policies)
• Average Customer Review: 4.2 out of 5 stars  See all reviews (26 customer reviews)
• Amazon.com Sales Rank: #330,775 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

107 of 114 people found the following review helpful:

1.0 out of 5 stars Credit Millionaire? Sorry, not even close..., August 25, 2006

By	Wayne (Costa Mesa, CA) - See all my reviews

I received this book as a gift and I'm glad I didn't have to shell out the high price it costs. I've spent less money for really worthwhile books and tons of time on free credit-building websites with forums that ACTUALLY help people get business credit or repair their credit.

This book does not.

(The idea of being a credit millionaire is very tempting, it sounds like it's much easier to borrow a million dollars than to save it up over years and years, possibly to invest in a business or real estate. The truth is, after talking to quite a few true multi-millionaire real estate investors and entrepreneurs, they all agree that following some of the ideas in this book can show you how to easily lose not only all of your borrowed money but everything you owned BEFORE you took out massive loans. Please consider yourself warned, I know of at least 2 families (1 was a friend, the other through our Church) that have lost everything doing exactly what is described in this book. I was appalled that the author included these 'techniques' in this book.)

Personally, I have had 2 years of experience fighting bad credit because someone stole my identity (Always use a diamond-cut shredder on important documents!!) and have been to HELL and back with the credit card companies, trying to get my business credit back up to par while managing a growing business and family.

While fighting to get my business credit back up, I had a small arsenal of credit books and resources at my disposal. Would this book have helped? Sorry, no. This book rambles on and on and talks about secrets that are never shared (trust me, I couldn't find these darn secrets anywhere). And there are even a few glaring mistakes in the book. Last time I was at my lawyer's office, I brought the book and asked him if these indeed were mistakes as I thought, and he laughed and said "yeah, that could definitely do some damage." That was the final nail in the coffin.


I really wish this book could be better and I feel bad, but I simply cannot give it any more than 1 star - I hope the author learns from this book and makes something better next time, at least not about credit. To everyone else, find cheaper, better made books by experts (I and others will agree Dana Neal has the best credit book out there) and also go to google and type in Bankrate and if you find the web site I did (it should be first in the results) well, you can thank me later :D


Also, beware of many (if not all) of the 5 STAR reviews. If you do a few minutes of snooping, you'll find that most of the "reviewers" are friends of the author.

What a joke.

87 of 96 people found the following review helpful:

1.0 out of 5 stars Not worth the price - way to long., April 1, 2006

By	Eric William (Michigan) - See all my reviews

I have purchased a number of books about credit. All are better (and shorter) than this one. While not a lawyer, I have won cases agains all three credit reporting agencies -- so I know a little about this subjet. The author says she is a lawyer, yet this book is not that useful. There are many other books on Amazon that are better than this.

This book was frustrating to read. In each chapter the author said that she would tell us a secret. Then, after 10-20 pages, never did disclose that secret. Each chapter reads like this. First, there is a big build up. Then you read, waiting for the big ah-ha -- which never comes.

The information is this book is OK, but the author has too much filler. And she takes too long to get to the point. Lastly, the price is way to high. Almost any book on credit has a lower price, is shorter, and gets to the point.

Save your money and your time, buy something else.

23 of 26 people found the following review helpful:

1.0 out of 5 stars Same info available for free, November 16, 2007

By	Andrew Mckevitz - See all my reviews (REAL NAME)

I want to expand my business credit, so I read the book. Verdict? REQUEST CREDIT INFORMATION FOR FREE FROM EQUIFAX "Building a Better Credit Record" [maybe experian and trans union may provide a packet as well]. They will mail you a packet that can impress. If it doesn't impress you then neither will this book. There are not really any points that go beyond what equifax can explain for free. I recommend TRYING to talk to a real person [I know], or internet request information from one of the credit agencies.

I am 25 and on credit accounts alone have over $20k unsecured.