Let's Get Financial Savvy! From Debt-Free to Investing With Ease (Paperback)

~ Dr. Lois Center-Shabazz (Author)

Editorial Reviews

Review

"..After reading through several debt management books, this one assisted me the most". -- BlackEdition.com, November 2003

"Everything I talk about in my book are things I did personally," Shabazz explains. -- The Network Journal Magazine, January 2003

Gives you the feeling that you can get your financial life in order, no matter what stage it’s in. -- goodcreditnews.com, November 2003

Is a superbly organized and presented "how to" guide to managing personal finances. -- Midwest Book Review, January 2003

Let's Get Financial Savvy! From Debt-Free to Investing With Ease: I feel this book contains good """"start up"""" material -- Steve Selengut, Author, Registered Investment Advisor, Sancoservices, Johns Island, South Carolina

Review: Let's Get Financial Savvy! contains good "start-up" material.. -- Steve Selengut, Registered Investment Advisor, South Calornia, November 2003.

Product Description

Think you need an MBA to understand the often-overwhelming world of finance? Do the words "mutual fund" and "investment brokerage" scare you to inaction? According to Dr. Lois Center-Shabazz, author of the new book, Let’s Get Financial Savvy! we’re all capable of running our own investments and personal finances with savvy and success, and it’s not as difficult as you might think.

In conjunction with her acclaimed website, Let’s Get Financial Savvy! breaks down the once "locked doors" of investing, debt-free, and creative budgeting. The author reveals simple ways "ordinary" people can achieve and sustain wealth.

Let’s Get Financial Savvy! Covers a wide range of topics, such as:

· How to persevere and overcome any major financial crisis.
· 5 super-simple budgeting tips.
· How to start a thorough investment program in stocks, mutual funds, bonds and more.
· How to bullet-proof yourself from consumer fraud.
· The 7 deadly sins of mortgage shopping?
· How to find the right online investment account, and much more.

See all Editorial Reviews

Product Details

• Paperback: 196 pages
• Publisher: CenNet Systems (October 2002)
• Language: English
• ISBN-10: 0971979502
• ISBN-13: 978-0971979505
• Product Dimensions: 8.5 x 5.6 x 0.5 inches
• Shipping Weight: 9.8 ounces
• Average Customer Review: 4.6 out of 5 stars  See all reviews (13 customer reviews)
• Amazon.com Sales Rank: #1,172,616 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

21 of 22 people found the following review helpful:

3.0 out of 5 stars Great for Beginners!, May 20, 2003

By	Phyllis Rhodes (Orlando, FL USA) - See all my reviews (REAL NAME)

Dr. Center-Shabazz explains the notion of financial savviness in her book, Let's Get Financial Savvy!, using this adage, "You can take a million dollars from a rich man and chances are he will regain it within a year. You can give a million dollars to a poor man and chances are he will lose it within a year." The difference between the two is financial savvy. Concisely, financial savvy comes from knowledge and knowledge is power. The purpose of the book is to empower others to claim and retain their "savviness".

I think this book is an excellent resource for beginners who desire an understanding of financial concepts because it is not a comprehensive "how-to" guide. The author provides some budgeting formulas and worksheets that are largely self-explanatory and rudimentary. She does a great job dissecting complex topics and restating them in layman's terms to ensure thorough comprehension. She also covers the basics by featuring numerous financial topics ranging from budgeting (cash flow and debt management) to retirement and investment planning. Simply stated, she tells the reader what should be done without all the details on how to make it happen. This approach may be too elementary for the experienced investor who may be looking for advanced strategies and tactics. For example, on the subject of mutual funds, she discusses the benefits, types, and other fund aspects and then instructs the reader to "read a lot of mutual fund reports" without providing an example of how to analyze such a report to understand the terminology, indicators, or components of such reports. This reviewer is of the opinion that advice like this is akin to a parent briefing their teenager on the benefits of car ownership and then handing them the manuals to the GM models to read on their own.

Nonetheless, the author's enthusiasm and dedication toward personal enrichment shines through in the book. Her "can do" attitude, illustrated in her "How I Came To Be MSFINANCIALSAVVY" chapter at the beginning of the book, resonates throughout to demonstrate that personal change is possible one step at a time.

Phyllis
APOOO BookClub

12 of 13 people found the following review helpful:

5.0 out of 5 stars Straightforward guide to both personal finance and investing, September 11, 2004

By	Reviewer (USA) - See all my reviews

I have ordered and have read quite a wide variety of personal finance books and investment books over the last 6-8 months. I am pleased to say that Let's get Financial Savvy is not just a neat title. The book blends the topics of personal finance and investment in an easy to read personal style. Your real life experience makes for inspirational reading too. It covers the fundamentals of both topics very well and is not overly lengthy. Since it was written relatively recently is also very up to date. Well written.

11 of 13 people found the following review helpful:

5.0 out of 5 stars This book had a huge impact on my life!, August 26, 2003

By	karen Phelps (New York, New York) - See all my reviews

After reading Let's Get Financial Savvy! I now have started to fund my work retirement account, started a balanced budget, written and working a plan for getting out of debt. This book gives you such clear step-by-step instructions for getting your financial life in order. After reading Lois' book no one should be in the dark about money and it's potential.