Savings Bond Advisor - Fifth Edition (Paperback)

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Key Phrases: stopped earning interest, original maturity period, bond registration, Savings Bonds, Book Note, Federal Reserve (more...)

Editorial Reviews

Product Description

Savings Bond Advisor will introduce you to the Cinderella of investments, the U.S. Savings Bond. Financial pundits have neglected the Savings Bond for a generation. Meanwhile, millions of Americans have invested significant portions of their money in Savings Bonds. Savings Bonds have been dressing for the ball since the U.S. Treasury introduced the inflation-protected Series I Bond and online accounts at Treasury Direct. After a weekend reading Savings Bond Advisor, you'll understand how Savings Bonds work, how to open an account at Treasury Direct, the history of inflation, and why the Series I Savings Bond - which protects you from the risk of default, the risk of inflation, the risk of capital loss, and comes with tax advantages - should be the foundation of your savings and investment holdings. Everyone should have a part of their investment portfolio in readily-available emergency funds. I bonds are an easy choice for this low-risk portion of your investment portfolio. If you already have an investment in Savings Bonds, you'll learn investment strategies that will increase the value of your holdings, estate planning strategies that will save your family money, and tax strategies that will help you avoid the Stinker Bond Penalty, the Double-Taxation Trap, the Deferred-Tax Time Bomb, and hidden interest-rate penalties. You'll also find out that some older Savings Bonds are a bad choice for almost every investor and what to do if you own one. The book includes access to a web site, www.savings-bond-advisor.com, that has the latest information about Savings Bond interest rates and program changes, as well as links to the forms you need to settle estates, replace lost bonds, update bond registrations, and receive the Savings Bond college education tax-deduction. Tom Adams, the author of Savings Bond Advisor, also answers questions from the book's readers on the web site.

From the Publisher

When you buy insurance for your home, you don't expect to have a fire and you don't want to have a fire. But if a fire happens, you want to be protected.

The equivalent of a fire for investors is hyperinflation. No one expects or wants hyperinflation, but if hyperinflation happens, you want to make sure that at least your emergency fund is protected.

Savings Bond Advisor clearly explains the history of inflation and shows how you can get inflation insurance by investing in Series I Savings Bonds.

With Series I Savings Bonds you can invest online, hedge your investment from every possible risk, and get tax advantages that can increase your annual yield by 1.5% or more. Savings Bond Advisor will show you how.

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Product Details

• Paperback: 208 pages
• Publisher: Alert Media; 5 edition (January 1, 2007)
• Language: English
• ISBN-10: 0976064537
• ISBN-13: 978-0976064534
• Product Dimensions: 9.1 x 7.4 x 0.5 inches
• Shipping Weight: 12.8 ounces (View shipping rates and policies)
• Average Customer Review: 5.0 out of 5 stars  See all reviews (9 customer reviews)
• Amazon.com Sales Rank: #96,483 in Books (See Bestsellers in Books)

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Customer Reviews

Most Helpful Customer Reviews

8 of 8 people found the following review helpful:

5.0 out of 5 stars The definitive source of Savings Bond information, November 28, 2004

By	Philip M. Watson (Franklin, TN.) - See all my reviews (REAL NAME)

This review is from: Savings Bond Alert (Paperback)

If 5 is perfection, this book earns a strong 4.9. It's about as close to a complete source of information about U.S. Savings Bonds as you'll ever find, whether you're a an individual saver, or a financial services professional.
I'm a Certified Financial Planner™, and a member of the Alliance of Cambridge advisors, an organization of fee-only financial advisors, whose founder, Bert Whitehead (author of Facing Financial Dysfunction,) has always recommended that clients consider using savings bonds as a portion of a well-diversified portfolio. These often overlooked securities have attractive features and attributes that, when understood, should appeal to most savers and investors. Never invest without understanding. If you want to understand savings bonds, buy, and read this book. That's my advice.

Philip M. Watson, CFP™,M.S.
Franklin, TN.

6 of 7 people found the following review helpful:

5.0 out of 5 stars Learned How Much I DIdn't Know , February 26, 2005

By	Morris E. Rosenthal (Springfield, MA United States) - See all my reviews (REAL NAME)

This review is from: Savings Bond Alert (Paperback)

I already owned both some I-Bonds and some series EE bonds when I read this book, so I didn't really expect to learn anything. Instead, I learned how much I didn't know. For starters, I didn't know that some bonds only accrue interest on a 6 month cycle, and cashing them just a day too early can could cost me a half year's interest. I didn't know that I-Bonds bought through Treasury Direct online can be partially cashed. I would have taken the whole amount when I needed any of it out of pure ignorance. Get this book and learn the facts the bankers don't know and that the treasury does a poor job explaining.

I should add that thanks to Tom's website, the book never goes out of date: http://www.savings-bonds-alert.com

3 of 3 people found the following review helpful:

5.0 out of 5 stars An Excellent Resource for Any Savings Bond Owner, August 29, 2008

By	V. Au "C4b2a3b" (Minneapolis, MN USA) - See all my reviews (REAL NAME)

My family purchased many bonds through work for 10 years, and Mr. Adams' book was essential in helping us understand the details of bond ownership. The book covers a wide range of topics, including a comparison of I bonds and E bonds, important tax information, strategies for cashing bonds, and many other relevant topics. Additionally, if you buy the book, you can send Mr. Adams questions on his website. This book is a definite must for any owner of US Savings Bonds!