The Complete Credit Repair Kit with CD (Paperback)

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Editorial Reviews

Product Description

This book is designed for the approximately 3,250,000 consumers who are refused credit each year because of inaccurate, incomplete or out-of-date information in their credit files; the nearly 5,500,000 consumers who have filed bankruptcy in the past five years; and those who have been damaged by money problems.

This new edition addresses one of the leading credit concerns in the last 24 months: identity theft. Its prevention is a paramount concern, not only for consumers, but for their creditors as well. Resources and preventative information are given in detail.

A complete glossary and thorough index, as well as appendices of easy-to-use, blank, tear-out forms and sample letters completes this credit repair kit. All blank forms and letters will be included on the new CD-ROM.

About the Author

Brette McWhorter Sember is a retired attorney and mediator who handled bankruptcies and consumer law issues. She is the author of over 20 self-help books. Sember taught a course about credit for Barnes and Noble University and did mediation for the Better Business Bureau.

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Product Details

• Paperback: 288 pages
• Publisher: Sphinx Publishing (July 1, 2005)
• Language: English
• ISBN-10: 1572485000
• ISBN-13: 978-1572485006
• Product Dimensions: 10.6 x 8.5 x 1 inches
• Shipping Weight: 1.6 pounds
• Average Customer Review: 3.2 out of 5 stars  See all reviews (8 customer reviews)
• Amazon.com Sales Rank: #356,426 in Books (See Bestsellers in Books)

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Customer Reviews

Most Helpful Customer Reviews

42 of 49 people found the following review helpful:

5.0 out of 5 stars Complete guide, July 10, 2005

By	Kathleen "a reader" (Florida) - See all my reviews

Terrific book that covers everything you need to know about understanding credit, budgeting your money, getting your credit report, fixing your credit, preventing identity theft, etc. It's written in an easy to understand way and has a CD with all the forms which is really convenient.

6 of 6 people found the following review helpful:

1.0 out of 5 stars You'd Get More Information From a Phone Book, February 13, 2008

By	F. Carlsen (Belmont, CA) - See all my reviews (REAL NAME)

Amazon Verified Purchase

This book is thick with pages and thin as plastic wrap with information. Sure, there is a CD with all those 'useful' forms and that doesn't make up for the fact that this book doesn't really cover ANYTHING to depth.

I picked up a copy because a chiropractor mis-billed my insurance, never bothered to contact me and then after two years sent me to a collection agency. I used the Dispute and Verification of Agency form included on the CD which is supposed to get some information on the debt as well as validation that the agency is legit.

What I received for my trouble was a ten day demand letter. This book does not tell you what to do next if its forms and processes go any way other than as they say it should. I paid off the collection agency to keep my credit clear; In essence I paid for someone else's mistake.

DO NOT BUY THIS STUPID BOOK. Take yourself and someone you like to Starbuck's or Peete's Coffee and talk about anything you like other than repairing your credit.

Just my opinion, I'd rather pay someone to do it if all the published resources are like this one. It is a complete waste of money and the time you'll spend reading it.

5 of 5 people found the following review helpful:

4.0 out of 5 stars This is a good "how-to" book., July 15, 2007

By	Raymond J. Martin - See all my reviews (REAL NAME)

This book is informative and helpful for readers looking to improve or repair their credit. Although, do not be mislead with the title, this product is not a "quick-fix" for your credit troubles.

I found the information to be helpful and informative and the response letters well written all of which are helpful with achieving your goals of good credit.