Implementing Electronic Card Payment Systems (Artech House Computer Security Series) (Hardcover)

~ (Author) "The value of the transactions performed with credit cards is paid later, at the end of a certain period..." (more)
Key Phrases: cardholder system, payment system operator, initiate application processing, Terminal Type, Cryptogram Information Data, Application Version Number (more...)

Editorial Reviews

Product Description

As magnetic stripe cards are being replaced by chip cards that offer consumers and businesses greater protection against fraud, a new standard for this technology is being introduced by Europay, MasterCard, and Visa (EMV). This cutting-edge, new book provides you with a comprehensive overview of the EMV chip solution and explains how this technology provides a chip migration path, where interoperability plays a central role in the business model.

The book offers you a better understanding of the security problems associated with magnetic stripe cards, and presents the business case for chip migration. Moreover, it explains the implementation of multi-application selection mechanisms in EMV chip cards and terminals, and shows you how to design a multi-application EMV chip card layout. This first-of-its-kind resource also discusses the organizational and management issues in connection with the EMV chip migration and the use of EMV chip cards in e-commerce and m-commerce transactions. An excellent reference for today’s IT/e-commerce professionals and post-graduate student alike, the book helps you fully understand this emerging, complex payment card technology.

About the Author

Cristian Radu is currently an independent consultant for payment system and telecom operators in Belgium. He has over 15 years experience as an engineer and researcher. Dr. Radu earned his Ph.D. in electrical engineering at the Catholic University of Leuven, Belgium.

Product Details

• Hardcover: 484 pages
• Publisher: Artech House Publishers (November 2002)
• Language: English
• ISBN-10: 1580533051
• ISBN-13: 978-1580533058
• Product Dimensions: 9.1 x 7.1 x 1.3 inches
• Shipping Weight: 2.1 pounds (View shipping rates and policies)
• Average Customer Review: 3.5 out of 5 stars  See all reviews (2 customer reviews)
• Amazon.com Sales Rank: #244,926 in Books (See Bestsellers in Books)

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Customer Reviews

Most Helpful Customer Reviews

4 of 6 people found the following review helpful:

2.0 out of 5 stars Not for Me., February 27, 2006

By	S. Gold - See all my reviews (REAL NAME)

This book is written for technical people. The overall tone is dull and pedantic. The contents will be difficult to follow for those who do not have mathematical or programming background.

Anyone who has an overall understanding of the EMV specifications will have very little use for the material in this book. There is nothing of note with respect to specific card schemes.

Business people can get much of the non-technical information in the book for free from other sources.

5.0 out of 5 stars Best EMV Book on the Market Hand Down!!!, October 3, 2009

By	David (Tulsa, OK) - See all my reviews

Amazon Verified Purchase

By far the best EMV book on the market hands down. If you are working on EMV, stop and buy this book. EMV is a technical subject and this is a technical book. I have no idea why S. Gold even bothered to review the book. Of course it is a technical book. Of course the contents will be difficult to follow for those who do not have mathematical and programming background. EMV is technical subject that requires a significant mathematical and programming background. That is like buyin a book about math and then complaining because the book is about math. And card schemes??? Please, please do not write reviews if you have absolutely no idea about the subject matter. This book is part of Artech House Computer Security Series, that is a clue! This book is the only place where someone has put together most of the information about EMV. My thanks go out to the author Cristian Radu. By the way I bought four copies.