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If more than half of the following statements are true, you are at high risk for identity theft:
. n You receive at least one loan solicitation or preapproved credit offer each week.
· n You usually toss preapproved credit or loan solicitations in the trash without shredding.
· n You usually toss old banking or credit documents in the trash without shredding.
· n Mail is delivered to you in an unlocked mailbox.
· n You send mail by placing it in an unlocked mailbox.
· n You carry your Social Security or Social Insurance card in your wallet.
· n Your Social Security Number is printed on the health insurance card in your wallet.
· n Your Social Security Number is printed on your drivers license.
· n Your Social Security or drivers license number is printed on your personal checks.
· n You make occasional or frequent purchases online using a credit card.
· n You seldom check whether a site is "secure" before using a credit card to make an online purchase or before disclosing private data, such as your Social Security Number, to a Web site.
· n You seldom read Web site privacy policies before disclosing private information.
· n Your online account with your bank, health insurer, or stockbroker uses your SSN as your account number.
· n Your bank doesnt require a password before allowing you to make a withdrawal in person.
· n The password for your online bank account is written down in an unlocked location.
· n Your ATM PIN is written down in your wallet or on the ATM card.
· n You sometimes share your name, address, e-mail address, and/or phone number with Web sites.
· n You dont use privacy software to remove identifying information from your computer.
· n You seldom take advantage of programs designed to opt-out of information sharing.
· n You havent seen your credit report in the past year.
n Your Internet-connected computer stores private or financial information and is not protected from the Internet by both a firewall and antivirus software.
About the Author
Teri Bidwell (GCIA) is an independent security consultant, a GIAC Certified Intrusion Analyst, and a member of The SANS Institute GGIA Advisory Board. She has taught multiple courses and written articles on various topics related to computer security and analysis of computer intrusions. Michael Cross (MCSE, MCP+I, CNA, Network+) is an Internet Specialist and Programmer with the Niagara Regional Police Service and has also served as their Network Administrator. Michael performs computer forensic examinations of computers involved in criminal investigations, and has consulted and assisted in cases dealing with computer-related/Internet crimes. Ryan Russell is the best-selling author of Hack Proofing Your Network: Internet Tradecraft (Syngress Publishing, ISBN: 1-928994-15-6), and Hack Proofing Your Network, Second Edition (Syngress Publishing, ISBN: 1-928994-70-9). He is an Incident Analyst at SecurityFocus, has served as an expert witness on security topics, and has done internal security investigation for a major software vendor.
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