The Total Money Makeover: A Proven Plan for Financial Fitness [BARGAIN PRICE] (Hardcover)

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Editorial Reviews

Product Description

Respected financial expert Dave Ramsey offers a comprehensive plan for getting out of debt and achieving financial health. Against a playful backdrop of fitness terminology, Dave gives solid, hard-hitting advice needed to make your goals a reality. Filled with both the hope and the how-to, The Total Money Makeover includes:

• Useful worksheets and forms
• Readable and informative charts and graphs
• The four factors that keep people from getting in shape financially
• Photos and amazing stories from people who have succeeded following The Total Money Makeover plan

The Total Money Makeover is a necessity for everyone in need of a financial makeover. Readers will learn to live by the The Total Money Makeover motto: If you will live like no one else, later you can live like no one else.

--This text refers to the Audio CD edition.

Product Details

• Hardcover: 224 pages
• Publisher: Thomas Nelson (September 11, 2003)
• Language: English
• ISBN-10: 0785263268
• ASIN: B0002H7GBW
• Product Dimensions: 10 x 8 x 1 inches
• Average Customer Review: 4.7 out of 5 stars  See all reviews (31 customer reviews)
• Amazon.com Sales Rank: #184,734 in Books (See Bestsellers in Books)

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Customer Reviews

Most Helpful Customer Reviews

16 of 16 people found the following review helpful:

5.0 out of 5 stars Putting responsibility where it belongs, February 12, 2008

By	Jon B - See all my reviews

Dave Ramsey is not interested in your excuses. His Total Money Makeover begins with planting the responsibility squarely on your own shoulders for rescuing yourself from the debt addiction most Americans carry. He doesn't ever try to make it sound easier than it is, but the book does outline in wonderful detail the steps to go from paycheck to paycheck worry over bills to saving and retiring without financial worries. As Ramsey puts it "If you'll live like no one else today, you can live like no one else tomorrow". The book is so compelling I read it in a day, something rare for me. You will go from building an emergency fund to paying your debts, increasing your emergency fund, paying for new acquisitions with cash, establishing savings, investing, building college funds and finally paying off your home and retirement. Dave Ramsey has truly thought of it all. As he points out, there are a whole lot of broke financial experts, he himself has been a self made millionaire twice. His words will work if you follow them.

35 of 40 people found the following review helpful:

5.0 out of 5 stars Are you people with negative reviews kidding me?, November 5, 2003

By	Lorrie Bruce . . . [e-mail] (Vashon Island, Wa) - See all my reviews

This review is from: The Total Money Makeover: A Proven Plan for Financial Fitness (Audio CD)

This book is so much more than a book for the financially clueless. After you read this book, listen to Dave's radio program or listen to the archives on daveramsey.com. After less than two months of listening to Dave on radio, our bill arrived from the credit card company and I owed $500 for the previous months spending. I was so irate with myself that I pulled out the old credit card and cut it up while my husband grinned from ear to ear.

Then we went to Costco where Dave was appearing and had him sign our book and discovered for ourselves what a terrific guy he is! He not only cured our financial problems but his influence caused us to merge our finances, and write a monthly budget for the first time (at age 63 and 66). My husband and I were so filled with fresh hope that we were turning cartwheels of joy. We can't thank Dave enough!!! Asking for fresh financial advice is like asking for new ways to breathe air. There are rules in the universe dude, shut up and learn.

12 of 12 people found the following review helpful:

5.0 out of 5 stars Get it, know it, breathe it, believe it, August 14, 2006

By	J. Matthew Casperson (Vashon, WA 98070) - See all my reviews (REAL NAME)

This review is from: The Total Money Makeover: A Proven Plan for Financial Fitness (Audio CD)

I'm not a big fan of those self-help books that litter today's bookshelves, but I wanted to get something that would help us with our finances, preferably something that wouldn't put me to sleep. Mr. Ramsey will keep you awake, especially if you get this in the audio book format. The guy runs his own radio show so you know he'll keep it interesting. His smart, witty, and humorous tone makes for a great listen.

Everyone wants to be free of debt, but unfortunately we live in a society that makes this concept unbelievable. Dave breaks down the common myths and misconceptions we've all grown up with. He follows these with "truths" which are backed up by statistics and several specific experiences. He basically lays out a plan for people to get out of debt and build wealth. This isn't one of your get-rich-quick schemes, so if your looking for that look somewhere else. Dave gives practical advice that anyone can adopt to help get them set financially.

Regardless of where you are financially, this can apply to you. Get the audio book and follow his advice. It's not an easy road, but it's very doable. My wife and I are newly weds and we are excited to apply these principles to our budget process. We know that "If we will live like no one else, later we can live like no one else."