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Editorial Reviews
Product Description
This latest book from million-selling real estate author Bob Irwin brings a ray a hope to the millions who dream of owning their own homes but who either aren't sure they can afford one or lack the "official" financial qualifications for a mortgage. Pitched exclusively to the needs of this market, How to Buy a Home When You Can't Afford It is a treasure trove of innovative tactics, tips, strategies, and methods for finding financing and closing on a home. Irwin shows readers how to determine how much they're really worth, how to uncover hidden assets they never new they had, and how virtually anyone can improve his or her credit rating in just six months. He then cuts right to the chase with dozens of proven options, including:
- First-time home owner benefits
- Creative ways to cover closing costs
- Bargaining down sellers
- Obtaining "sweat equity" government homes
From the Back Cover
If you are thinking about buying your first home in today's real estate market, it's easy to feel discouraged. It may seem as if you needed to save up for your down payment since kindergarten and never pay a bill late in your life. Nothing could be further from the truth! Best-selling real estate author Robert Irwin can show you how to make your dream of home ownership a reality regardless of your financial situation. Loaded with information and advice about everything from low down payment and no down payment mortgages to finding the right agent, Robert Irwin leads you down the path to home ownership one step at a time.
- Cash poor? How about coming up with as little as 10, 5, or 0 percent down!
- High prices? Discover how persistence, patience, and a little hard work can really pay off!
- Worried about big monthly mortgage payments? Between adjustable rate mortgages (ARMs) and huge tax breaks, a mortgage is a lot more affordable than you think.
- Credit concerns? Irwin gives you the inside scoop on credit scores and what you can do to improve yours.
- Where and what to buy? Learn how to identify the best neighborhood for your money and compare different housing options.
- Looking for new construction? Find out how you can save up to 30 percent if you build it yourself!
Irwin doesn't stop there, How to Buy a Home When You Can't Afford It is packed with advice about affordable government housing programs, tips on cutting closing costs, how to evaluate fixer-uppers, and so much more. So stop making excuses and start making your dream a reality today!
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More About the Author
› Visit Amazon's Robert Irwin Page
There are 65 million homes in this country and in any year about 7 million, or 10 percent, are for sale. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
monthly payment cap, secondary lenders, terrible credit, affordability issues, negative amortization, lowball offers, teaser rate, motivated sellers, payment caps, mortgage programs, closing costs Key Phrases - Capitalized Phrases (CAPs): (learn more)
Fannie Mae, Freddie Mac, Affordable Gold, House Really Cost, East Coast, Multiple Listing Service New!
Books on Related Topics | Concordance | Text Stats Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Index | Back Cover | Surprise Me!
- Tips & Traps When Mortgage Hunting, 3/e (Tips and Traps) by Robert Irwin in Front Matter
- The McGraw-Hill Real Estate Handbook (Mcgraw Hill Real Estate Handbook) by Robert Irwin in Front Matter
- Tips and Traps When Buying a Home by Robert Irwin in Front Matter
- Buying a Home on the Internet by Robert Irwin in Front Matter
- How to Get Started in Real Estate Investing by Robert Irwin in Front Matter
See all 9 books this book cites
- Not Another Feel Good Singles Book by Eve Adamson on page 21
- Tips and Traps When Buying a Home by Robert Irwin in Front Matter
- Home Closing Checklist by Robert Irwin in Front Matter
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What Do Customers Ultimately Buy After Viewing This Item?
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70% buy the item featured on this page: How to Buy a Home When You Can't Afford It $15.25 |
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8% buy Buying Solo : The Single Woman's Guide to Buying a First Home |
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7% buy Rent to Own: Use Your Rent Money to Get Started Owning Real Estate $14.49 |
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7% buy Who Says You Can't Buy a Home!: How to Put Credit Problems, Down Payment Challenges, and Income Issues Behind You -- And Get a Mortgage Now $16.15 |
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