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The Difference: How Anyone Can Prosper in Even The Toughest Times (Hardcover)

~ Jean Chatzky (Author)
4.2 out of 5 stars  See all reviews (8 customer reviews)

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Editorial Reviews

Product Description

Can you really start from nothing and become truly secure financially?

What’s the difference between you and Warren Buffett? Between you and your boss? Or between you and your successful neighbor? What do the financially comfortable have that you don’t?

It’s not that those people were born into money, caught a lucky break, or have an Ivy League education. It’s not even that they are smarter than you or make more money than you do each year. So what do they have that you don’t . . . at least not yet? What’s The Difference?

Trusted financial coach Jean Chatzky shares the secrets her groundbreaking research of the self-made wealthy has uncovered so that anyone can break through the barriers that stand between them and true financial freedom. Find out why it’s important to:

• Get happy, but not too happy
• Do what you love, but don’t quit your day job
• Read every day
• Remember that failure is not an option–it’s a necessity
• Harness your intuition to take risks that make sense
• Practice the Kevin Bacon Principle–make connections
• Say thank you–and mean it
• Make your money work as hard as you do

Through candid interviews and a study of more than five thousand people, Jean reveals the traits and habits of those who have moved from the lowest economic strata to the highest. The Difference helps you take a look at where you are now and offers simple strategies for going where you want to go. The Difference, you’ll see, is within you: You have the power to determine your financial future and achieve the next level of wealth.


About the Author

JEAN CHATZKY, award-winning journalist, bestselling author, and sought-after motivational speaker, has created a global platform that is making significant strides in helping millions of men and women battle an epidemic with devastating impact–debt. Jean is the financial editor for NBC’s Today show, a contributing editor for More Magazine, a columnist for the New York Daily News, and a contributor to The Oprah Winfrey Show. She also hosts a daily show on the Oprah & Friends channel, exclusively on Sirius XM Radio.

She is the author of numerous books, including Pay It Down!: From Debt to Wealth on $10 a Day, a New York Times and BusinessWeek bestseller. Her previous book, Make Money, Not Excuses, was a Wall Street Journal and New York Times bestseller.

Product Details

  • Hardcover: 288 pages
  • Publisher: Crown Business (March 10, 2009)
  • Language: English
  • ISBN-10: 0307407136
  • ISBN-13: 978-0307407139
  • Product Dimensions: 9.3 x 6.4 x 1.1 inches
  • Shipping Weight: 1.1 pounds (View shipping rates and policies)
  • Average Customer Review: 4.2 out of 5 stars  See all reviews (8 customer reviews)
  • Amazon.com Sales Rank: #61,149 in Books (See Bestsellers in Books)

More About the Author

Jean Sherman Chatzky
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Front Cover | Table of Contents | First Pages | Index | Surprise Me!
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Average Customer Review
4.2 out of 5 stars (8 customer reviews)
 
 
 
 
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11 of 12 people found the following review helpful:
5.0 out of 5 stars Awsome Book Connecting Our Lives and Money Matters together, March 27, 2009
I found this author from Oprah's web site and read this book. What I love about Jean Chatzky's book The Difference is that she gets to the point in a very calming way.

Money is often times linked to survival and fear in the modern society. I know many of us are raised to have this love-hate relationship with money. For instance, we love to have more money (e.g. one way to get there is to save and invest) but then we spend them instead of keeping them. In Jean's book, she started off describing the research she has done on the individuals who are classified in the following categories:
1. Wealthy
2. Financially Comfortable
3. Paycheck to Paycheck
4. Further In Debtors
Instead of being judgmental to any group of individuals, she simply pointed out "The Difference" wealthy people & financially comfortable people have (traits, the things they do, their beliefs, etc) versus individuals who are in the paycheck to paycheck & further in-debtors categories. Jean never for once went down the path to portray the "wealthy greedy" nor did she judge the "further-in-debtors" as financially irresponsible in her book. Instead, she mentioned many things wealthy and financially comfortable do are things paycheck to paycheck & further in debtors can learn to do to improve financially and our overall happiness (you can find her detailed suggestions in this book). She inspired all of us that to become financially comfortable and/or wealthy is not unrealistic goal in this life time through the research, her findings in the research and her interviews

I love these interviews. I used to have a gut feeling the not all wealthy and/or financially comfortable people are evil/greedy but I had no solid proof of such. Furthermore, if one has watched the news lately, it really does shaken some of my faith about this gut feeling I had all along (especially those news I hear about Wall Street big wigs cashing bonuses, etc). However, Jean's interviews in each chapter helps re-assuring us that pursuing financial goals does not automatically turn us into wealthy greedy categories. In fact, if we read through these interviews, one might realize the inner strengths many of the wealthy & financially comfortable individuals have and is something to admire and follow some of their paths.

Excellent book to get inspired to get our finances together. I highly recommend it!


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2 of 2 people found the following review helpful:
5.0 out of 5 stars Great analysis of successful people, August 14, 2009
By Mariusz Skonieczny "Author" (ClassicValueInvestors.blogspot.com) - See all my reviews
(REAL NAME)   
I really enjoyed reading this book. At first I was skeptical about the content, but after I started I got hooked. The author analyzes different habits, thoughts, and traits that the wealthy and financially comfortable possess in comparison to those who are not financially well off. But what I really liked about this is that the author helps readers develop these characteristics so that they can become more successful financially. I also liked how she points out that failure is necessary to success. Many times, as adults, we are punished for mistakes. Few books mention failure, but I believe it very much. If you don't know how to survive failure, you will not know how to succeed.

- Mariusz Skonieczny, author of Why Are We So Clueless about the Stock Market? Learn how to invest your money, how to pick stocks, and how to make money in the stock market
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1 of 1 people found the following review helpful:
5.0 out of 5 stars Excellent book!, June 9, 2009
I couldn't put this book down. Not certain which group I belong to put definitely was able to identify characteristics that I have, tactics that I could employ and new strategies for looking at and responding to the world. The values exercise was especially useful for me as well as using Plan A to get to Plan B.

In many instances, the author reminded me of Suze Orman and that's a shame because it is 100% better than any of Orman's works.
Well written. A professional and comprehensive book.
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Most Recent Customer Reviews

3.0 out of 5 stars Aimed at women and nothing like "The Millionaire Mind"
I think my title sums it up...if you are male and looking for someting like "The Millionaire Mind", then this book is not for you. Read more
Published 6 days ago by Sean M. Griffing

5.0 out of 5 stars Great Book for the Twenty-Somethings
I bought this book for my 25 year old niece. When discussing finances with her I realized she had a fairly good sense of how to handle money but could use some guidance. Read more
Published 4 months ago by Vivienne

5.0 out of 5 stars A Fresh Look At How to Manage Your Finances As Well As Your Life
This book reminds me of a better, more focused, less judgemental version of The Millionaire Next Door. Read more
Published 5 months ago by mysticaltyger

1.0 out of 5 stars The Difference How Anyone can prosper......
I rated the book one star so that I could again enter a complaint. I cannot review the book because I never received it, even though I have
alerted both Amazon and A1 books... Read more
Published 5 months ago by Anita M. Klever

5.0 out of 5 stars Well-written and interesting approach
I enjoyed Ms. Chatzky's approach to achieving financial security. As an author myself The New Retirement: Revised and Updated: The Ultimate Guide to the Rest of Your Life, I... Read more
Published 6 months ago by Jan Cullinane

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