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Suze Orman's 2009 Action Plan: Keeping Your Money Safe & Sound
 
 
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Suze Orman's 2009 Action Plan: Keeping Your Money Safe & Sound (Paperback)

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Key Phrases: retirement investing, plan credit, ref nance, Real Estate, Wall Stre, Protecting Your Family (more...)
4.0 out of 5 stars  See all reviews (97 customer reviews)

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Editorial Reviews

Amazon.com Review

2009: The Year You Can’t Afford to Make Any Mistakes with Your Money.

The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it’s worth less than what you owe or should you sell it? How do you pay your bills if you’ve just been laid off?

The nation’s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you’re in, you will find a plan of action and the answers to your questions about:

* Credit * Retirement
*Savings and Spending*Real Estate
*Paying for College* Protecting Your Family

SUZE ORMAN’S 2009 ACTION PLAN delivers honest, straightforward guidance—what to do, when to do it, and how to do it—as only Suze Orman can.

Amazon.com Exclusive: Suze Orman's 2009 Action Plan

How to Prepare for the Unexpected

If in late 2007 you were told that over the next twelve months housing would crater to 20% below it's all-time peak, unemployment would rise from below 5% to nearly 8%, stocks would fall nearly 50%, and a gallon of gas would spike to more than $4 (and then drop below $2) you would probably have shrugged it off as just a whole lot of doomsday-scenario crankiness. But that's exactly what we all had to live through and continue to grapple with in 2009.

The lesson is that the unexpected can happen. In fact, sometimes a whole lot of unexpected happens all at once (see: 2008). No one can control external events, but you do have absolute control over the most powerful tool: your will to make the smart and right choices that will insure your financial security, no matter what happens. As I have said for years: Hope for the best, plan for the worst. If you plan for life's “what if's” there's no need to panic when the news turns bad. An emergency cash fund is your security when a recession causes rising unemployment. A long-term investment strategy that employs a mix of stocks and bonds makes it easier to get through scary bear markets; living within your means, rather than running up credit card and HELOC debt leaves you better able to weather financial storms.

My 2009 Action Plan is designed to make sure you are ready for the unexpected—this year and every year forward. I most certainly hope things get better for us all, but in the meantime I want to make sure you have a plan in place that will protect you no matter what “what ifs” lay ahead.



Product Description

2009: The Year You Can’t Afford to Make Any Mistakes with Your Money.

The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it’s worth less than what you owe or should you sell it? How do you pay your bills if you’ve just been laid off?

The nation’s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you’re in, you will find a plan of action and the answers to your questions about:

* Credit * Retirement
*Savings and Spending*Real Estate
*Paying for College* Protecting Your Family

SUZE ORMAN’S 2009 ACTION PLAN delivers honest, straightforward guidance—what to do, when to do it, and how to do it—as only Suze Orman can. --This text refers to an alternate Paperback edition.

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Customer Reviews

97 Reviews
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4.0 out of 5 stars (97 customer reviews)
 
 
 
 
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96 of 103 people found the following review helpful:
5.0 out of 5 stars This book is for everyone - a quick way to learn a lot!!!!, January 7, 2009
By RJJ (Sacramento, CA) - See all my reviews
I bought Suze's new 2009 Action Plan book and read it quickly. It is a small paperback book and it is one you'll have trouble putting down, once you start reading. The book's opening line of "I bet you are scared. Angry, too. And confused." probably describes most of America.
Before reading this book, I felt I had a pretty good understanding of the current financial crisis and how and why it happened. It turns out, I didn't understand it completely. After reading the 10 pages in chapter 2: A Brief History of How We Got Here - I really really get it now. Suze has the ability to explain years of history in a clear, concise manner. I am 100% certain my clearer understanding is going to allow me to make better financial decisions in the future.
I feel this book is a "must read" for everyone, whether you are young or old; have credit card debt or not; own a house or have recently had to let one go; have sizeable savings, 401k's, investments and such or little or none; have a secure job or are now unemployed, and so on.....the reality is that you HAVE TO HAVE A PLAN. This book is going to give you one. If you sit back and try and wait this financial storm out without a rock solid plan or continue to procrastinate even a little longer about making important financial decisions, your financial security is at risk. I believe that after you read this book, you'll feel like I do. You'll be inspired to take action and these actions will allow you to reach your long-term goals. Knowing that we are in for some tough times ahead and having a plan is going to be key.
Grab a cup of coffee, this book and set aside a few hours..you'll be amazed how much you learn and how good you will feel when you're done reading.
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69 of 73 people found the following review helpful:
3.0 out of 5 stars Very Little New Content, January 18, 2009
Suzie Orman offers financial advice for individuals based on personal accountability and sound money management. I support her approach and consider her advice indispensible to the average family rating her guidance very high.

The essence of her advice is found within the pages of this book in two outstanding quotes:

"Focus on what you can control" & "Always choose to do what's right, not what's easy"

Orman's books categorically will benefit the individual seeking financial direction; however, I rate this book dispassionately as there is little new content that is not already found among all her prior books (as well as website and talk show). If you are new to Suzie Orman, this book will offer value to you; if you are familiar with her guidance and in search of something new, you will be dissatisfied.

Orman discusses events over the last few decades that influenced the current economic turmoil. Her outline of events is enlightening, yet where was Orman two years ago warning us all of these dangers? Orman only came to the realization of these factors like most of us, in hindsight, softening the significance of her wisdom on the issue.

Orman spends a great deal of the book discussing credit cards, mortgages, and retirement planning. Intended to be a plan for 2009, Orman only offers brief comments regarding the lack of available credit in the marketplace to differentiate from all her prior advice. It is not obvious why an entire book was required to establish an awareness of diminishing available credit.

The structure of this book offers countless problem scenarios and answers them as if Orman is talking directly with you. This sort of Q&A approach enables anyone to focus in on their specific issues without the need of blasting through the entire book, with the added benefit of offering a versatile reference guide.

I find difficulty in giving Suzie Orman anything less than glowing reviews as her work and advice is an unquestionable benefit to society. Regrettably, I finished this book questioning its purpose, and contemplating if a full book was required considering the material presented. As a starter to Susie Orman, this book will be satisfactory; however, I highly recommend passing on this book and selecting one of her earlier works
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18 of 20 people found the following review helpful:
5.0 out of 5 stars Suze's Best Book Yet, January 5, 2009
This is hands down Suze Orman's best book. Upon reading every word and turning every page I felt confident that I am on the right track. Following Suze's advise over the years has provided me with the education required to be prepared for what lies ahead. The Expenses breakdown chart is a very helpful tool to see where you can cut back. I also loved the format in which this book was written, it can be used as a reference tool and you can read based on your area of concern be it credit, 401k, retirement etc. I think everyone should not only read this, but live by it!
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Most Recent Customer Reviews

4.0 out of 5 stars 2009 Action Plan
Saw on Oprah show with Suze Orman and Oprah. Suze writes excellent financial advice which is usually right on the money. I watch her regularly on her TV show.
Published 1 month ago by D. Charles Drake

5.0 out of 5 stars Suze is Terriffic
Basic information and advice that every single person should read. Should be required reading in high school/college so the future might be better for the younger generation... Read more
Published 1 month ago by Kaci

5.0 out of 5 stars Book that answers questions in this crisis
With the economy and the stock market plunging, Orman's book is timely. In this book, she answers questions that many of us are asking right now relating to credit, retirement,... Read more
Published 3 months ago by Mariusz Skonieczny

5.0 out of 5 stars a great action plan
So many times, we don't know where to begin on a money management plan. This book takes care of that problem. Read more
Published 3 months ago by Liz Morris

5.0 out of 5 stars Suze Orman's books
Wonderful advise for any age group. I bought this for my daughter to give her a plan on how to get her finances under control. Read more
Published 4 months ago by Stephanie Waterman

4.0 out of 5 stars good to have a plan!!
I'm one of those people who work best when given a roadmap to follow and this is exactly what I needed to help me get my finances straightened out. Read more
Published 4 months ago by Nicky Bennett

5.0 out of 5 stars Great gift for your kids
Not knowing what to get my 35 year old daughter for her birthday, I sent her this book hopeing she would get something out of it. Read more
Published 4 months ago by Crystal Ott

5.0 out of 5 stars Financial Help helps!
Great book with lots of practical information! I like the way you can just read the chapters that pertain to you without having to read it all straight through. Read more
Published 4 months ago by Georgeann Ray

4.0 out of 5 stars Good
I have learned a few good tips from the book. I am not terribly in debt but I found the scenario questions and answers portion very helpful. It is a good resource!
Published 4 months ago by Ade Boy

5.0 out of 5 stars suze orman's 2009 action plan
this is a "go to" book with quick answers to sometimes difficult questions. Very straight forware advice and if practiced, can yield great rewards!!!
Published 4 months ago by L. McKenzie-Griffin

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