4 of 4 people found the following review helpful
Good Primer for Dealing with Debt Collectors,
This review is from: Fight Back Against Unfair Debt Collection Practices: Know Your Rights and Protect Yourself from Threats, Lies, and Intimidation (Paperback)
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I had the unusual advantage of knowing someone who in her misspent youth worked as a lawyer for a debt collection firm. After reading this book I passed it to her and asked her to tell me if she found anything wrong in it. She came to me today and noted that there wasn't anything in it that she thought was glaringly wrong but it seemed somewhat naive to think that debt collectors don't yell at you and lie to you and break all the rules. I explained to her gently that most people do not deal with debt collectors on a day to day basis, so what she thought was simplistic and naive may be just the ticket for someone navigating the thicket of debt collection for the first time.
The schtick of the book is that the author takes a job as a debt collector in order to learn the business from the inside, after reporting about it for years on the outside. The writing is clear and simple, the points are made obvious by a statement of the law at the end of each section.
He also tries to balance the scale by noting the various things that people try to get out of talking to a debt collector-- *hint* they are onto the "I'm his brother, he's dead" scheme. And if he is really dead then they cannot collect his debts from his relatives and are required by law to tell you this while they try to collect the debt from the deceased person's relatives. It's not illegal to try, you see.
Anyway, this book may give someone who is feeling helpless and hopeless more of a sense that they have some control of their fate, or at least understand what is happening to them, for this I recommend it.