40 of 43 people found the following review helpful
Best presentation of basic financial principles I've read.,
This review is from: The Total Money Makeover: A Proven Plan for Financial Fitness (Hardcover)
I discovered this book last year and was so impressed with the material within that I have given it as present and loaned audio copies to many people. I have read many good financial books, but this book presents the basic principles of how to handle your money more clearly than any other I have read. This book contains simple concepts. However, they are concepts that very few people are ever taught and even fewer actually practice. Dave Ramsey lays down a concrete plan to get people out of debt and into good financial position. If you follow it, you will succeed.
If you are in debt and want out, get this book. It is also helpful for people without a lot of debt - my husband and I only had mortgage debt when we read the book, but we have greatly increased our retirement and college savings as a result of reading it, and are now focused on paying off our house early.
Finally, many people in poor financial shape are afraid to read this book - afraid it will depress them. However, Dave is not condemning (he's been there), but instead is very engaging and motivational as he explains that it IS possible for you to get out of even the biggest financial messes. Great book!