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19 of 97 people found the following review helpful
2.0 out of 5 stars THE ROOT OF ALL EVIL?????, March 22, 2005
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This review is from: The Total Money Makeover: A Proven Plan for Financial Fitness (Hardcover)
This book is good for making one person a millionaire: Dave Ramsey! I found nothing but a slew of personal statements......

Bankruptcy is the Root of All Evil -- because if you go bankrupt, why on earth would you need Ramsey's seminars and books?

Ramsey is making a mint -- preying upon the desperate multitudes in serious consumer debt. He is no better than those he condemns.

Working two jobs, 7 days a week? My God, with that kind of lifestyle you risk a lot of health problems as well as shattered relationships with your spouse and children.

Save your money for a good bankruptcy attorney -- trust me, it's not gut wrenching end of the world that Ramsey would have you believe.

MANY MILLIONAIRES GO BANKRUPT AT LEAST ONE TIME BEFORE MAKING A FORTUNE.

Ramsey suggests not spending money on worthless things -- well, I sure wasted money buying this worthless collection of inane drivel.
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Showing 1-5 of 5 posts in this discussion
Initial post: Jul 18, 2007 7:42:49 AM PDT
Scott says:
Are you aware that Dave Ramsey was bankrupt at one point?

In reply to an earlier post on Sep 13, 2007 3:19:29 PM PDT
Onie Wheeler says:
Yes, of course I am. I thought that was common knowledge.

Posted on Sep 16, 2007 7:09:16 AM PDT
Not every plan works for every person. So be it. Then again, I think you have taken this book personally because you apparently went through bankruptcy and you consider it a better choice than trying to fight your way out of debt. It that works for you, that is fine too. But with laws about bankruptcy changing it becomes more and more difficult to just declare it and move on.
But for a lot of folks like myself who have never declared bankruptcy and abhor the idea (and no, I am not judging someone who does, but I would do whatever I could to avoid it if possible) and maybe are just swimming in debt that they want to get rid of, and perhaps actually try and see a way through to being debt free and financially independent, this book does serve as a good primer.
I can only speak for myself and I do not think Dave has ever preyed on me. I have what I used to consider a reasonable amount of debt but I am working to make that debt zero. Maybe his suggestions are inane drivel to you, but to me and a lot of other people in extremely varied financial positions it is helpful advice. Common sense, not complicated formulas. I spend most of my time not thinking about money and that is why I have done what I have done in the past. Now that I spend a great deal more time focusing on it, I control it, it does not control me. So while I respect your opinion and difference in viewpoint, I think that this book can work not only for the financially desperate but for the financially average folk who need to start paying attention to their money a bit more.

In reply to an earlier post on Sep 21, 2008 9:50:09 PM PDT
Onie Wheeler says:
[Customers don't think this post adds to the discussion. Show post anyway. Show all unhelpful posts.]

In reply to an earlier post on Feb 5, 2009 7:26:30 AM PST
Rythos says:
By writing a review are you not essentially analyzing something? If your unwilling to accept the fact that someone might analyze your analysis I'm not sure why you would bother posting.
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