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Pros and Cons,
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This review is from: Women & Money: Owning the Power to Control Your Destiny (Hardcover)
First, a response to the person who wrote that she was "very disappointed" because readers "have to buy Suze's book and put in a special code to participate in the Ameritrade Save Yourself program". She felt this was duplicitous on Suze's part, after claiming she doesn't get "a penny from Ameritrade" but she DOES benefit from the required purchase of her book (in order to use the special code).
While I see her point, I think she is missing the larger picture...and that is that more Americans, including women, need to start saving more. Secondly, the Ameritrade offer is a good one, with a fair interest rate 4.59% as of this writing) and a bonus of $100 at the end of 12 months (more than enough for readers to cover the cost of the book and still make a nice profit).
Finally, the book and the program encourage readers to get into the habit of saving regularly, which I feel more than offsets any other issues people may have with the book and offer.
Yes, Suze profits from the book itself but who would expect her to write a book and NOT make a profit? On the other hand, readers have a great opportunity to save money and get a financial reward for doing so. Plus, the REST of the info in the book is solid, including the special challenges women face when it comes to money. All in all, I think the balance is in Suze's favor and readers will benefit from buying this book.
On balance, a LOT to be gained from for the price of this book ($14.50 as of this writing).
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Showing 1-7 of 7 posts in this discussion
Initial post: Mar 12, 2007 8:24:15 AM PDT
Beth Steininger says:
All should know that Suze Orman was on Tim Russert's show on MSNBC on Saturday night (3/10/07), and gave away the code and passwords for FREE -- so NO, you do not need to buy her book to get the information. It is clear that she is looking out for women and their best financial interest, encouraging savings, and making wise choices when it comes to one's money. She also is on PBS this week with the SAVE YOURSELF tour. Yes, perhaps promoting a new book, but still giving practical advice to those who need it. I will purchase the book (along with the Ultimate Protection Portfolio from her website), and plan on sharing it with the women in my life (mom, sisters, friends). Ms. Orman encouraged this while she was on Tim Russert's show, and the presentation was made with authority and integrity.
Posted on Mar 20, 2007 1:19:35 PM PDT
M. Zimmermann says:
2nd the previous comment to this post. I heard Suze speak in Seattle yesterday and she gave us the code and said to forward it to anyone we wanted to have it.
Posted on Apr 16, 2007 12:09:27 PM PDT
Last edited by the author on Apr 16, 2007 12:10:22 PM PDT
C. Williams says:
Kudos! I watched Ms. Suze on QVC, and she gave out the code then too! I have since looked at all info on Ameritrade, and have started my journey of posessing a stronger financial life. I'd rather utilize my positive energy to uplift us women.
Posted on Jun 4, 2007 8:56:19 AM PDT
S. Abrams says:
I feel I need to post a comment here, too, although I'm agreeing with all previous posters. You DO NOT have to spend a penny to have access to this code and the offer. I chose to read the library's copy of this book, so I could ascertain whether the purchase of my own copy would be deserved. The code and the terms of the offer are spelled out plainly. I will, in fact, purchase my own copy of this book now because I felt the info was solid. But, I could easily have returned the library's book and opened my Ameritrade account without spending money on the book itself.
In reply to an earlier post on Jun 6, 2007 12:57:26 AM PDT
K. Corn says:
As so many others have pointed out, the special code is not a secret and can be given out, at will, to friends and family. Then think about the last time you got a guaranteed, free $100 for just saving $100 a month for 12 months. This is a program that encourages people to save. Sure, $100 a month may not be a fortune, but it is a step in the right direction - and no one says you can't add MORE than $100. The point is - start out, even in small steps by saving regularly and see where it takes you. Sometimes the first steps are the hardest and then it becomes a habit.
Posted on Aug 27, 2007 6:39:14 PM PDT
Last edited by the author on Aug 27, 2007 6:41:16 PM PDT
E. Reed says:
You people are so naive. It's called deceptive marketing. She gives her code out to make you think she really cares for you and wants to help you all for free. The fact is that even giving the book away builds her brandname and will result in future revenues. Beth, please do not be so naive. Ms. Orman does not care about helping women. She cares about making money! She wants you to believe she is focused on women because that is her way to corner that market. It is simple marketing strategy. If she really cared about helping people, she would stop selling books tryingto convince you that you can learn to invest for yourself because you simply cannot; you certainly cannot do it consistently. That is why there is a need for financial professionals. It is like any other occupation. I'm a physician. Maybe I will write a book that sells you the idea that you can be your own doctor. If you need to read a book that tells you how to save money then you have some major issues. The fact is that Ms. Orman is similar to the other infomercial self-promoting morons out there. They spend millions on marketng to make you think they are financial experts when in fact they are morons. I know this because I am an investment expert. The only difference bewteen me and her is that I am not out to scam people by writing books to give them a false sense of confidence. I have morals and integrity.
In reply to an earlier post on Jul 17, 2012 9:33:47 PM PDT
Last edited by the author on Jul 17, 2012 9:37:21 PM PDT
By your logic, if you really cared about your patients you would not charge for your services. Suze Orman writes books and gives financial advice, just like you give advice to your patients.
Giving financial advice is her job and how she makes her living, and I sure hope she makes money doing it! Lot's of it.
Surely, as a physician, you understand that making money to offset all the cost and time you spent in getting your education does not make you a scam artist.
If you think people "simply cannot" learn to improve their finances by reading books and applying what they learn, you must have a really low opinion of the power people have when they receive information. Are you implying that people must be dependent on authority figures, without whom they have no hope of success?
As a physician, you surely know that there are people who take horrible care of their health. You might also have patients who stumble upon a book that gives them the basic information nobody ever told them, in an inspiring format. And if you bothered to inquire, you might find that this can be life-changing.
As in financial as well as physical health, most people don't learn the basics of what to do in school or at home.
Books and seminars are a powerful way to correct that.
I can only hope that when your patient enthusiastically tells you of how much she has learned from a certain teacher or text, that you would not belittle the value of self-directed personal improvements.
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