No scarf required,
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This review is from: London Fog Men's Bartlett Car Coat (Apparel)
I really like the look and quality of this coat. It is professional enough to be worn to work or out on the town. The built-in collar solves the issue of cold getting in through the open neck as is typical of wool coats of this type. It would be perfect if the collar were removable for not so cold days but even open it looks good.