I was looking for a small high-zoom camera that can double as an HD camcorder. My impressions so far are as follows:
* The 20X zoom is good (but note that the minimum focal distance to your subject is about 6 feet when zoomed in all the way).
* The image stabilizer in this camera does a good job of compensating for motion.
* USB charging is convenient; I don't like carrying around a power adapter brick.
* Battery life has been good so far.
* I found the flash to be plenty bright for indoor shots, much brighter for example than the Panasonic LUMIX DMC-ZS19 Digital Camera, Black
* The small F3.2 aperture usually requires a flash when used indoors. Low-light images otherwise turn out very grainy and have yellow or green splotches.
* Indoor video recording also requires very bright lighting conditions or the video is also grainy/splotchy. The lighting that the camera requires for video is much higher than that required for still photos, and is about double that of the usual camcorder (plus the camera has no light as you might find on a camcorder).
* I don't like the physical location of the flash; it pops up right where I tend to hold the camera.
* I don't like the position of the micro-USB connector on the bottom of the camera which requires that I sit the camera on its lens or on its back while charging, and also makes it impossible to use external power when attached to a tripod. Also note that the micro-USB connector does not plug in all the way.
* Severe ghosting occurred on night shots of bright objects. For example, I counted about a dozen ghost images when I took a picture of a post lamp (see attached image).
In summary, the camera can double as a camcorder in daylight conditions, but a camcorder (or camera with a wider aperture) would be better for indoor or night photography. Unfortunately most camcorders don't have decent still photo resolution (check the gross pixel count, not the number of extrapolated artificial pixels printed on the side of the camcorder), hence I'm still looking for the perfect camera that can do both.