In these tough times when millions of people do not have savings, they live paycheck to paycheck; times when they don't have control of their finances, and stress about debt or even lose what little they have, it is necessary to start building a solid base and start looking towards achieving financial freedom. In this personal finance self-help guide, Xavier's goal is to help those who are not ready to face financial crisis as the one's we are living during these hard times. We are living one of the greatest economic crashes in decades, with jobs and investments lost, foreclosures and bankruptcies up. Millions of Hispanics feel useless in the midst of this financial chaos, and are overwhelmed with fear and uncertainty. However, these are also times of opportunity to start fresh and put order to one's personal finances and build solidity in order to withstand another economic tsunami. Four Steps to Wealth starts from that premise, and teaches in a refreshingly direct and sincere manner, how we can build our personal finances from the bottom up. Step 1, concentrate on what is necessary; Step 2, protect what we have, prepare for the unexpected and obtain security; Step 3, cautiously plan investments and a retirement plan; and Step 4, reach the desired independence. He walks readers step-by-step on a path towards financial freedom. Description in Spanish: La riqueza en cu4tro pisos es el manual de autoayuda financiera para los Hispanos. Este es el primer paso para emprender el camino hacia la independencia en tus finanzas personales. En estos tiempos cuando millones de personas no ahorran, viven de cheque en cheque, no tienen control de sus finanzas, el estres por las deudas los agobia o terminan perdiendo lo que tienen, es imprescindible comenzar a construir bases solidas y buscar el norte que nos llevara a la paz financiera. En estos tiempos estamos experimentando uno de los derrumbes economicos mas grandes en decadas. Despidos, perdida del dinero invertido, mas embargos hipotecarios y negocios en bancarrota. Millones de hispanos se sienten en un abismo enfrentando este caos financiero con sentimiento de miedo e incertidumbre. Tambien son tiempos de oportunidad para tomar un nuevo rumbo, traer el orden necesario a nuestras finanzas personales y construir una riqueza solida que sea capaz de enfrentar otro tsunami economico en el futuro. Sobre estos cimientos es que se construye La riqueza en cu4tro pisos. En un lenguaje simple, balanceado y honesto, Xavier Serbia explica de manera clara en que consisten cada una de las etapas de la riqueza y las ilustra por medio de casos de la vida real. Ladrillo a ladrillo nos establece un orden para vencer la ansiedad que produce manejar el dinero, nos motiva a ir mas alla de vivir de cheque en cheque, balancear los deseos presentes con las metas futuras, salir de las deudas, manejar el credito y no que el nos maneje a nosotros. Comprar una casa sin tener que perderla y que debemos incluir en un plan de retiro e inversiones. La riqueza en cu4tro pisos sera el plan de finanzas personales necesario para establecer las bases solidas de nuestra futura independencia financiera.
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About the Author
Xavier Serbia was a Menudo member in the 80's, and now is one of the most recognized financial experts in Hispanic US Media today, printed and electronic. Xavier has developed a solid expert image from which thousands of Hispanics benefit from through his weekly segment in Telemundo. Xavier is also a frequent guest on Telemundo's ''Al rojo vivo'' daily show, Univision's ''Cristina'', ''Despierta America'', and ''Sabado Gigante''. Through his Yahoo Finances column and his website (xavierserbia.com) subscribers, he reaches millions who seek financial advice. Serbia has a weekly column in El Nuevo Dia, Puerto Rico and Orlando; El Diario-La Prensa, New York; and La Opinion, Los Angeles. ''Conexion Finanzas'', his radio segment on Thalia's ''Conexion Thalia'' airs throughout the country. Serbia has a Master's Degree in Financial Economics from Trinity College, and an MBA with a concentration in Finance from Keller Graduate School of Management.
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5.0 out of 5 stars
Lucky find!,
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This review is from: La riqueza en cuatro pisos / Four Steps to Wealth (Spanish Edition) (Paperback)
Great book, very informative and easy to read, made me re-evaluate my financial planning. Know of a lot ot peaple that can benefit from reading this book.
1 of 2 people found the following review helpful:
5.0 out of 5 stars
La riqueza en cuatro pisos,
This review is from: La riqueza en cuatro pisos / Four Steps to Wealth (Spanish Edition) (Paperback)
Te explica los cuatro pisos finacieros y te detalla muy bien como puedes mejorar financieramente en cada uno. Excelente libro, muy recomendado.
1 of 3 people found the following review helpful:
5.0 out of 5 stars
Excellent book,
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This review is from: La riqueza en cuatro pisos / Four Steps to Wealth (Spanish Edition) (Paperback)
This is an excellent book with a lot of important information. Thank you Xavier and God bless you.
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