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The 21-Day Financial Fast: Your Path to Financial Peace and Freedom by [Singletary, Michelle]
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The 21-Day Financial Fast: Your Path to Financial Peace and Freedom Kindle Edition

4.4 out of 5 stars 218 customer reviews

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Editorial Reviews

About the Author

Michelle Singletary writes an award-winning personal finance column for The Washington Post called "The Color of Money," which appears in more than one hundred newspapers across the country. The author of two other books, Singletary has appeared on numerous national television and radio programs, including Oprah, The Today Show, The Early Show, The View, Meet the Press, CNN, MSNBC, Nightline, Tavis Smiley, NPR, The Diane Rehm Show, The Tom Joyner Morning Show, and Yolanda Adams Morning Show. Her television program, Singletary Says, can still be seen on TV One. To learn more visit www.michellesingletary.com or www.washingtonpost.com/michelle-singletary.


Product Details

  • File Size: 812 KB
  • Print Length: 242 pages
  • Simultaneous Device Usage: Up to 5 simultaneous devices, per publisher limits
  • Publisher: Zondervan (January 7, 2014)
  • Publication Date: January 7, 2014
  • Sold by: HarperCollins Publishing
  • Language: English
  • ASIN: B00DL10HHQ
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Lending: Not Enabled
  • Enhanced Typesetting: Not Enabled
  • Amazon Best Sellers Rank: #142,690 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

Top Customer Reviews

Format: Paperback
So since this has somehow become a major point of contention for those who are rating the book poorly, I will start by saying I am NOT a conservative Christian. No, no, no, no, way. I am a Pro-Choice, Gay Rights, left-leaning dem and I liked this book. The principals behind this book are humanistically sensible! She is teaching you how to get at the root of why you spend like you do and then how to make a plan of action to STOP DOING IT! All while in the midst of the very exercise that at its conclusion can have easily saved you a $100 plus dollars in 21 days. For her the basis by which she does this is rooted in her faith and upbringing. For you or others reading it may be as simple as the need to get up from under the debt that is “oppressing” you. If you aren’t able to look to God for that direction and focus, would not the ability to stop and examine yourself still be of value for the period of just 21-days?

Of course the point of the book in its entirety is to read it and do the journaling exercises which again I, as a woman of faith ---though not the same as the author, personally had no issue with--- but if the mere appearance of the word God is a bridge too far for you then you will be missing out on the sound financial advice that is contained within these pages.
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Format: Paperback
I was really looking forward to reading this book and following the 21 Day Financial Fast. I've followed Singletary's column in the Post for a long time and I have always really liked it. I was expecting the book to be similar to her column, which is why I was so surprised by the book. The advice in the book is completely based on conservative Christian values.

On Day 2 the focus is to identify which of the Ten Commandments you have broken that have left you broke.

Day 4 is an entire chapter devoted to tithing. And her advice in this chapter is where she lost me. Her advice on how to agree with your spouse on tithing (if one does not want to tithe and the other does), is that the wife should "submit to his leadship" and go with her husband's wishes. But for the opposite, if the wife wants to tithe and the husband does not, she says that the wife should "Make an appeal for tithing without becoming disrespectful of belligerent. Do what you can to make your case but don't go against his wishes. You could tithe off the amount of money allocated in your budget for your own personal use."

I really tried to stick with this book, even though from the start is was overwhelmingly Christian focused. I thought that I could separate out the biblical references and conservative ideology and apply the financial principles to my situation. But Singletary has mixed them together so thoroughly that it is clear she feels you can only be financially successful if you follow her belief system.

There should have been mention of these conservative Christian views in the description of the book. On the entire back cover description there is not a single mention of God or religion, which is particularly deceptive since there is not a single page in the whole book that does not have a bible verse or reference to "God given" money/wealth.
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Format: Kindle Edition Verified Purchase
I participated in the 21-Day Financial Fast this past July. It was an excellent experience. The 21-Day Financial Fast: Your Path to Financial Peace and Freedom is required reading for participants. Michelle Singletary approaches the financial fast and lessons from a Biblical perspective. That may turn some folks off, but I want to encourage those of you who say Bleah to reconsider. I walk a slightly different spiritual path than Michelle, but did not find anything presented in the book to be a turnoff. It's kind of like a 12-step recovery program - your Higher Power and mine may be different, and they can very much co-exist together.

I learned a ton participating in the fast - not just about finances and how to manage them better, but about me and my habits, many which are not beneficial to healthy finances. Those things can be sneaky, and Michelle does a great job giving examples of what those might be.

I've decided that I'm doing a quarterly financial fast to keep myself on track as I continue to exercise newly found financial muscles. That may taper off to 2 or 3 times a year, but I found so much benefit, that I want to continue to challenge myself to be a better steward of my resources. Plus the other cool thing about this process is how creative a person can be in saving money. I actually had fun.

And a side note - a lot of this is difficult. My difficult areas may not be yours and vice versa. Give it a try, and hang with it for the 21 days. See how well you do. Subscribe to Michelle's Color of Money (Washington Post) column electronically; she'll announce when she's doing the next fast. In the meantime, there's a lot you can do yourself. And if you choose to wing it, her Financial Fast videos are available on YouTube, so you don't have to go it alone.
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Format: Paperback Verified Purchase
What surprised me about this book was the layout. It does not follow the typical financial advice book that you read through as your schedule permits. This book is organized with a short introduction chapter followed by 21 short chapters, one for each day of the fast. She also encourages you to keep a journal and has a journal topic/activity at the end of the day to help you really dig into yourself to examine yourself and create change. I think it would be almost impossible to read the book, earnestly do the journal entries and not walk away with a more Godly attitude toward money.

I am a Christian, and while others have rated the book low because it was written from a Christian perspective, that is exactly what I appreciate about it. This is not just advice to teach you how to be rich in a worldly way. It is financial advice designed and presented in a format that seeks to create change in Godly people who want to better use the resources God has blessed us with so that we become spiritually rich and financial wise.

I am so thankful to have purchased this book after hearing an interview with the author on NPR. It is helping me to create healthy financial changes in my heart and to my wallet.
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