From the Author
According to a recent Reuters Poll, U.S. home prices are forecast to increase substantially over the next few years, as the supply of existing home struggles to keep up with buyer demand. Additionally, the Federal Reserve has signaled an upcoming hike in interest rates - which means more $ out of your pocket throughout the life of your loan.
Sound depressing? The good news is that after a long hiatus as a result of the devastating market crash and recession of 2008, lenders are beginning to offer "Zero Down Mortgages" to qualified buyers again. Does qualified mean perfect credit score? No. But it does mean that your credit report reflects a stable payment history, one which makes a lender feel comfortable loaning you a large sum of money.
Credit reports not there yet? You have come to the right place. "The 90 Day House" takes you from the initial downloading of your credit reports, thoroughly reviewing them, and the entire credit restoration process. For free. Not sure where to find legitimate down payment assistance or no down loans? I've got you covered. After we get your credit reports where they need to be I have provided a list of nationwide lenders offering zero down mortgages. And as an added BONUS you will receive access to our FB group which is updated anytime a new "no down" mortgage product hits the market!
I hope you enjoy the book as much as I enjoyed writing it, and remember - you CAN be approved for a no-money down mortgage in 90 days! See you inside!