- Series: Advisor's Guide
- Paperback: 338 pages
- Publisher: National Underwriter Company; 3 edition (May 21, 2012)
- Language: English
- ISBN-10: 1936362856
- ISBN-13: 978-1936362851
- Product Dimensions: 0.8 x 6.8 x 9 inches
- Shipping Weight: 1.2 pounds
- Average Customer Review: 5.0 out of 5 stars See all reviews (2 customer reviews)
- Amazon Best Sellers Rank: #659,095 in Books (See Top 100 in Books)
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The Advisor's Guide to Annuities 3rd Edition
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Top Customer Reviews
Amazingly, I didn't find any weaknesses in this book. The explanations are thorough, with numerous examples from the current annuity marketplace.
Taxation of annuities, a very complicated topic indeed(!), is covered exhaustively in Chapter 3 (Taxation of Annuity Death Benefits). The explanation here is probably as clear as is humanly possible given the nature of the Internal Revenue Code. But don't fool yourself - the topic IS complicated!
Chapter 5 (Optional Benefits in Variable Annuities) has the very best coverage of Living Benefit Riders that I've encountered. If you've wondered about the sometimes subtle differences between GMIB's, GMAB's, GMWB's and GLWB's, then reading this book will enable you to understand the similarities and differences.
My personal favorite topic was "The Great Debate: Are Annuities Good or Bad?" (Chapters 10 and 11). The authors dig into this topic in depth, discussing arguments about the strengths and weaknesses of the many types of annuities. I can honestly say that some of my personal objections about certain types of annuities were clearly and logically dispelled after reading these chapters. The authors' discussion made me THINK about the topic, and that is always valuable.