Amazon.com: Amazon Prime Rewards Visa Signature Card: Credit Card Offers

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Amazon Rewards Visa Card

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3% back

5% back

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Rewards at restaurants, gas stations, and drugstores*

2% back

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1% back

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Travel and Emergency Assistance*
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Baggage Delay Insurance*
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Protections for unexpected setbacks*

Roadside Dispatch
Auto Rental Collision Damage Waiver
Purchase Protection
Extended Warranty Protection

Visa Signature perks

With room upgrades and VIP guest status, enjoy exclusive benefits at premium properties in the Visa Signature Luxury Hotel Collection.

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Customer reviews

5 star		56%
4 star		7%
3 star		4%
2 star		3%
1 star		31%

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Top reviews from the United States

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Abby

Predatory interest policy - and I am a loan underwriter!

Reviewed in the United States on March 19, 2018

Style: Amazon Rewards Visa Signature Card

This card has sneaky interest rate policies that you should be aware of prior to getting the card. I am a loan underwriter and credit analyst, so this experience was particularly irritating because I know exactly how credit cards work! I received my first statement and paid all but $25 (by accident, meant to pay in full) on time. So my carryover balance was $25, which I would expect to be charged interest for. However, on the next statement I see I have been charged interest for the full balance PLUS my new purchases, of which I was still within the grace period at that point. This happened again the following month. So I called Chase and was told that for this particular card, if you don't pay the balance in full they charge interest on the TOTAL balance - not the carry-over balance like most other credit cards, which in my case was $25 - PLUS they will forego the grace period on your current purchases! I told them I won't be using this card anymore, and that this is predatory. Beware, if you can't pay the balance in full by the due date each month, the interest you will be charged is not worth the rewards; you will wind up spending more on interest than you will receive back. My FICO is in the 800s and they are charging over 15% APR - with no grace period because of that $25 carryover the first month - so I imagine the average interest rate on this card is well over 20%. There are much better reward cards out there that don't practice usury.

55,888 people found this helpful

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Jorge Torres

Worst credit card experience as customer.

Reviewed in the United States on February 12, 2019

Style: Amazon Prime Rewards Visa Signature Card

I applied for this card making sure my credit score was good enough to obtain it. I hate the feeling there are things out of my control so I studied all the requirements before sending the request. I'm a declared fan of all Amazon's products, this couldn't fail.
After a few days I got a letter from Chase asking me for some details such as my SSN card and a proof of residence. Fair. During that day, I went to a Chase office in person to show all my papers, and they said "you're approved". Effectively, I got my card a week later. It came with a described list of all basic steps: how to activate it, sign in for online account, etc. Even my Amazon account automatically assigned this card as my default payment method. To make sure it was properly working, I bought a couple of stuffs on Amazon without using the $70 gift card. I thought "I can use the benefit later" and it worked as expected.

Sounds like a nice story, right?

Well, next day I tried to pay my lunch with my brand-new Amazon Prime Visa but it was rejected. I didn't pay much attention and I just called by the end of the day to Chase. Surprise was to hear they'd decided to close my card without immediate notice. In addition, they said they didn't have access to the actual reasons. They just said I had to wait seven to ten days for a letter with the reasons. I must be honest, I was totally upset with this situation and I thought to send this feedback right away. But, what is a good review without the whole story?

Today I got the glorious letter. The reason? NOT ENOUGH CREDIT INFORMATION ON FILE.

Really? Don't they have the chance to check this after asking me for my SSN, ID, creating a hard inquiry on my credit score, etc? Don't they have the chance to check this information BEFORE SENDING THE PHYSICAL CARD?

I thought Chase + Amazon = best combination.

Now, for the very first time, I cannot recommend an Amazon product.

29,984 people found this helpful

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Amazon Customer

Why does it have to be Chase?

Reviewed in the United States on February 23, 2018

Style: Amazon Prime Rewards Visa Signature Card

Since I do 90% of my shopping on Amazon, I was totally ready to sign up for the card. Then I started reading reviews and learned that it's issued by Chase, which isn't plainly stated anywhere in the info they give about the card. Ethical banking practices are extremely important to me and since Chase is one of the most unethical banks I've researched, I cannot, in good conscience, use this card. Amazon, please take the high road and partner with an ethical bank.

21,428 people found this helpful

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M. O'Brien

Be careful what you wish for...

Reviewed in the United States on August 16, 2017

Style: Amazon Rewards Visa Signature Card

Some of the worst experiences I've had with any card provider. Chase, in an effort to prevent fraud, has been overzealous and unaccommodating. Started easily enough with them flagging potential fraudulent activity. Two card replacements later and I'm still dealing with the BS trying to resolve a duplicate account that was created by them. They've investigated and (as I told them) confirmed that no fraud had taken place. I was assured changing the account information was for my protection and that it would be seamless. This has been terrible from a customer experience standpoint. They moved some charges over to the new issued card and left others for additional investigation. Than without warning substantiated some remaining charges but instead of moving those over as they had done before they created a separate account and assessed late fees and finance charges without ever sending me one bill or confirmation that the charges were valid and needed to be paid. It just suddenly appeared as another account in the Chase App when I logged in to pay the other legitimate bill for the card I'd been using. Getting someone on the phone is terrible and they do not return your call. Once I was finally able to contact someone they said they would look into it and call me back. We're over a week with no updates and while they assured me they'll care for the issues this raises with the credit bureaus but I'm left with little faith. This has taken time and more effort than it should have to resolve a problem of Chase/Amazon's own creation. Be careful and hope you simply never have to deal with an issue with their company card.

14,078 people found this helpful

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