|Purchase Annual Percentage Rate (APR)||14.99% to 22.99%‡, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.|
|Balance Transfer APR||14.99% to 22.99%‡, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.|
|Cash Advance APR||25.74%‡. This APR will vary based on the Prime Rate.|
|How to Avoid Paying Interest on Purchases||Your due date will be a minimum of 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers, cash advances, and overdraft advances on the transaction date.|
|Minimum Interest Charge||None|
|Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.|
|‡These APRs will vary with the market based on the Prime Rate. Click here to see complete Pricing & Terms.
|Annual Membership Fee||None|
|Balance Transfer Fee||Either $5 or 5% of the amount of each transfer, whichever is greater.|
|Cash Advance Fee||Either $10 or 5% of the amount of each transfer, whichever is greater.|
|Foreign Transaction Fee||None|
|Late Payment Fee||Up to $15 if the balance is less than $100; up to $27 if the balance is $100 to less than $250; up to $37 if the balance is $250 or more|
|Return Payment Fee||Up to $37|
|Return Check Fee||None|
|Issuer||Chase Bank USA, N.A.|
Additional Information/Frequently Asked Questions for Current Cardholders
Welcome Gift Card: If you applied for the Amazon Rewards Visa Signature Card and were approved, an Amazon.com Gift Card will be automatically loaded into your Amazon.com account. The welcome Amazon.com Gift Card is only awarded to new cardmembers and at the time of card approval. View Your Gift Card Balance
Determining Points Available for Use at Amazon.com: Your Amazon Rewards Visa Signature Card points balance reflects your points balance as of your last billing cycle. Points earned in a billing cycle typically become available for use once the billing cycle has ended. You can see the available points for use by logging into your account at Chase.com.
Getting Additional Help with Your Amazon Rewards Visa Signature Card: The Amazon Rewards Visa Signature Card is issued by Chase. For card servicing requests or questions such as current balance, payment due date, statement questions and more, please visit their website at Chase.com.
Other FAQs: Please visit our FAQ page for additional commonly asked questions.
Important Information from Amazon
Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.
Top Customer Reviews
I spent a lot with Amazon, apparently got too much in rewards (from Chase's perspective), and paid off my balance in full every month--so I guess Chase just wasn't making enough money. I noticed the $50 off the HDX promotion today, and I checked to see whether Amazon still sullied their reputation by associating with Chase. When I saw that they did, I had to write this review. Chase, you should be ashamed. I kept up my end of the deal, but I suppose you weren't making enough money on the fees you charge Amazon alone, so you changed the rules on me to try to squeeze out a few bucks. To this day, I will not consider a Chase card or Chase banking services.
Fast forward to last week, when I attempted to buy another Granddaughter a Great Courses DVD on Organic Chemistry for $69.95 on the Chase VISA. Guess what happened? Right, declined again. Out comes the Discover card and problem solved. We are now at strike two with Chase and this not-so-wonderful credit card they are peddling. Second call to Chase Customer Service. Back to an offshore service center. When I asked why the card was declined this time, the young lady said there was an "unusual" charge to Delta Airlines. When I proceeded to tell her the dollar amount and dates of the departure and return flights, she knew that I had made the purchase EXCUSE ME; ATTEMPTED TO MAKE THE PURCHASE with the Chase VISA. Once Again, no call, no text, no e-mail from chase indicating that they had once again put me on security hold
Now, I fully realize that these underpaid call center workers have no control over the bone-headed mistakes that the card issuers make on a regular basis, so I thanked her and asked her to make 2 notations in my file; 1) I have a $3,000 charge to Norwegian Cruise Lines upcoming, so they have a heads-up, and 2) if they put my account on security hold again, I will take the card out of my wallet and put it in my lock box. I will retrieve the credit union VISA from the dresser because I need it for COSTCO, and I will not only never do business with Chase again, but will very loudly and publicly repeat this horror story to anyone who asks me about this nifty Amazon Prime VISA Card.
I've had this card for 14 months and haven't encountered any issues. I'm a die-hard Amazon shopper, so I thought with 3 points for Amazon.com purchases, this is the card for me. Then I learned...
The 3 points only applies to Amazon.com purchases (plus a few other categories on Amazon.com, see below). Because so much of the merchandise on Amazon's site is not from "Amazon.com", but from affiliated and third party sellers, you may find that many of your purchases made on Amazon.com aren't really "Amazon.com" and therefore don't actually qualify for the 3 points. For instance, if you see items sold by Amazon Marketplace (which is common), beware, you'll just receive 1 point per dollar spent. I was so disappointed because the fine print (pasted below) isn't explicit about this, so I feel a little misled.
One plus about this card is that you can redeem the points for statement credits (example: 5,000 points = $50 statement credit), which is a nice option if you don't want gift cards or travel-related rewards.
In case you're interested, here's the fine print:
"You will earn 3 points for each $1 of eligible net purchases made at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders and Amazon Prime subscription). Purchases made at Amazon.co.uk, Amazon.de, Amazon.fr, Amazon.co.jp, Amazon.ca, or any other website operated by Amazon.com, its affiliates and subsidiaries are not eligible for 3 points."
Update (October 2013): Chase revised the language on the agreement to reflect the 3 points just as expected, without all those exclusions. Thanks Chase and Amazon!