|Purchase Annual Percentage Rate (APR)||15.49% to 23.49%‡, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.|
|Balance Transfer APR||15.49% to 23.49%‡, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.|
|Cash Advance APR||26.24%‡. This APR will vary based on the Prime Rate.|
|How to Avoid Paying Interest on Purchases||Your due date will be a minimum of 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers, cash advances, and overdraft advances on the transaction date.|
|Minimum Interest Charge||None|
|Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.|
|‡These APRs will vary with the market based on the Prime Rate. Click here to see complete Pricing & Terms.
|Annual Membership Fee||None|
|Balance Transfer Fee||Either $5 or 5% of the amount of each transfer, whichever is greater.|
|Cash Advance Fee||Either $10 or 5% of the amount of each transfer, whichever is greater.|
|Foreign Transaction Fee||None|
|Late Payment Fee||Up to $15 if the balance is less than $100; up to $27 if the balance is $100 to less than $250; up to $37 if the balance is $250 or more|
|Return Payment Fee||Up to $37|
|Return Check Fee||None|
|Issuer||Chase Bank USA, N.A.|
Additional Information/Frequently Asked Questions for Current Cardholders
Welcome Gift Card: If you applied for the Amazon Rewards Visa Signature Card and were approved, an Amazon.com Gift Card will be automatically loaded into your Amazon.com account. The welcome Amazon.com Gift Card is only awarded to new cardmembers and at the time of card approval. View Your Gift Card Balance
Determining Points Available for Use at Amazon.com: Your Amazon Rewards Visa Signature Card points balance reflects your points balance as of your last billing cycle. Points earned in a billing cycle typically become available for use once the billing cycle has ended. You can see the available points for use by logging into your account at Chase.com.
Getting Additional Help with Your Amazon Rewards Visa Signature Card: The Amazon Rewards Visa Signature Card is issued by Chase. For card servicing requests or questions such as current balance, payment due date, statement questions and more, please visit their website at Chase.com.
Other FAQs: Please visit our FAQ page for additional commonly asked questions.
Important Information from Amazon
Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.
Top customer reviews
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Fast forward to last week, when I attempted to buy another Granddaughter a Great Courses DVD on Organic Chemistry for $69.95 on the Chase VISA. Guess what happened? Right, declined again. Out comes the Discover card and problem solved. We are now at strike two with Chase and this not-so-wonderful credit card they are peddling. Second call to Chase Customer Service. Back to an offshore service center. When I asked why the card was declined this time, the young lady said there was an "unusual" charge to Delta Airlines. When I proceeded to tell her the dollar amount and dates of the departure and return flights, she knew that I had made the purchase EXCUSE ME; ATTEMPTED TO MAKE THE PURCHASE with the Chase VISA. Once Again, no call, no text, no e-mail from chase indicating that they had once again put me on security hold
Now, I fully realize that these underpaid call center workers have no control over the bone-headed mistakes that the card issuers make on a regular basis, so I thanked her and asked her to make 2 notations in my file; 1) I have a $3,000 charge to Norwegian Cruise Lines upcoming, so they have a heads-up, and 2) if they put my account on security hold again, I will take the card out of my wallet and put it in my lock box. I will retrieve the credit union VISA from the dresser because I need it for COSTCO, and I will not only never do business with Chase again, but will very loudly and publicly repeat this horror story to anyone who asks me about this nifty Amazon Prime VISA Card.
Boy was I ever wrong. The nightmare started when I had finally made my decision to purchase and wanted my new laptop express shipped because my previous PC finally died. The card activation went without a hitch and so did the purchase, well at least it seemed that way on the surface. I received a order confirmation and was told the unit would ship overnight. two days later I still hadn't received anything and the vendor finally sent a note stating they had to hold the shipment because the card was later declined. I was confused, it was a brand new card with a huge available credit balance on it. I had nothing else to go on, no note from Amazon or a card issuer so I had to start making phone calls. Amazon support told me that they had Chase issue the card and I had to call them. After spending a half hour on hold I was told I couldn't talk to anyone about the card without knowing the card number. Being that I had not yet received a card, that was impossible. A couple of hours of escalation later, I was able to talk to a 'supervisor' who told me that the they routinely decline large purchases as a fraud prevention policy. What?!?! My other lenders all just call me or text me and ask if I am making a large purchase, they don't decline the sale! Chase insisted that was proper. Needless to say I didn't get the laptop after 3 days of screwing around.
I immediately canceled the account with them as now I was mad. I didn't really need the card anyway and purchased it with an existing account. The pain didn't stop there however. Chase had told me they canceled the card, but it really wasn't canceled. They had immediately charged it with a 99 cent activation fee. Because it was semi-cancelled though, I didn't know that until I was sent a late notice with a $25 late fee attached. Arguing got me no where and I ended up paying the late fee and the extra dollar to get rid of something that caused me nothing but trouble from the minute I clicked the accept button.
After making a few purchases for home goods my card was declined. Called the 1-800 # listed on the back of the card and was told
that there was fraudulent charges being made on the card. After verifying my information I was still told that they were unable to
assist me and that I would be contacted within 24 to 48hrs by a CHASE representative.
Customer service is an off shore and NON-US base CHASE representatives! Sometimes very hard to understand their English. They were
unable to help me after providing enough information to them. After providing more than enough information I was still denied. I have a current auto loan financed thru CHASE and even with that info CHASE was still not able to verify my identity. C'mon!
I enrolled at CHASE online and have no longer have access to my account at CHASE.
I do NOT recommend this card to anyone! Please read the negative reviews by others!