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Banktivity 6 Mac Personal Finance Manager [Download]
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- Set up in a snap
- Connect to more banks than ever
- Pay bills with a click
- Budget for prosperity
- Private Cloud Sync
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Banktivity shows you the big picture of your finances by grouping and analyzing all of your accounts in one place. Banktivity makes it easy to add checking, savings, credit cards, investment and other accounts. Whether you enter transactions by hand or use the built in bank connectivity options, Banktivity will start categorizing your transactions. This allows you to see spending habitats across accounts, even if you and a spouse have separate credit cards.Budget for success.
Budgets in Banktivity allow you to specify spending targets in any category (e.g. Groceries) and your bills are automatically used to build your budget. Building a budget this way makes sure you spend only what you planned. Ideally, you'll be able to tweak your budget to make sure you are always taking in more than you spend.Building savings is building wealth.
Building an emergency or rainy day fund is one the most important steps in achieving a sound financial picture. Banktivity makes it easy to improve your saving habits. There is a dedicated place to see your current annual savings rate compared to last year. You can use this figure to set a goal and see if you are sticking to it or you can even setup a monthly saving plan as part of your budget.
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Top reviews from the United States
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There are huge improvements in data entry. Reports are vastly improved along with a very robust ability to quickly and easily dig way down into the dat? And, we finally we have a universal search tool. Downloads are are fast. Reconciliation is usually a breeze. Overall, I feel IGG did an outstanding job with this upgrade. It is well worth the price.
Well, long story short the problem didn't go away. Worse, it turned out one of the lost transactions was for - well, let's just say a lot of money. I didn't notice the problem for a few weeks, thought I had more money in my main account than I do and now my budget is way over. WAY over. This is going to be a very difficult problem to fix.
Years ago, IGG Software which publishes this program had a great message board where you could message other users and talk to developers, but they took it away a couple of years ago. So I turned in a ticket and someone responded immediately asking for info about the program and my machine, which I promptly returned. And waited... and waited... for a reply. I actually sent the requested info twice. When IGG finally got back to me days later they said I hadn't sent the info as requested and blamed me for the problem.
After their software has cost me hours and hours to deal with bugs and now I'm way in the hole because of them?? I had a lot of bad experiences with Quicken back in the day but at least it didn't lose my transactions. Bye, IGG. Sure wish you hadn't chosen to go this route.
As far as the desktop app goes, it does does an ok job and could download accounts automatically that I had to do manually with Moneydance, but I've had significant issues over the past year:
* First, I have had persistent and recurrent issues with the software downloading duplicate transactions. On top of that, the software auto-reconciles and is often too stupid to match entries, so if you manually enter a transaction you are almost guaranteed to get a duplicate. All this has led me to spend several hours on multiple occasions tracking down erroneous transactions.
* on top of the above, there have been several times of the past year where the software quit connecting with institutions to download transactions, again making me waste time trouble shooting the connection.
* In addition to paying for the software, you also have to pay for the Direct Access service to download account info.
* Even the discounted upgrade price from version 5 to 6 is $30, on top of the direct access charge. This seems to be an annual cost of the software.
In the end, it does do what it says in a general sense, but I have had to waste a lot of time to keep it functioning and keep the registers accurate and the annual 'upgrade' fees along with access fees make it an expensive waste of time.
And when I contacted customer support about this issue, I was informed that the option was not available but I could request it. I noted that I would now be spending considerable going through receipts and registers and online accounts to try to rectify the situation. The customer support demonstrated little understanding; his response that ended our conversation was "Have a nice weekend."