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Matt Bell's Money Strategies for Tough Times: Ditch the Debt, Get Past the Crisis, Find Some Breathing Space, Position Yourself for Lasting Success Paperback – April 15, 2009
From the Back Cover
• Get out of consumer debt—for good
• Free up hundreds of dollars each month through smarter spending
• Survive unemployment
• Deal with debt collectors and prevent foreclosure
• Choose the best options to pay off medical, education, tax, and other debts
• Understand the pros and cons of tapping home equity or retirement savings
• Position yourself for lasting success
• Find hope and encouragement through your faith
Put these proven, sound money strategies in motion today to help you weather the financial storm and take charge of your financial life.
About the Author
Top Customer Reviews
Throughout the book, Bell asks simple, but piercing, questions. "Are you in a financial crisis or a financial crunch?" (p. 30). "How did you get here?" (p. 33). These questions set the stage for the reader to honestly reflect on his/her own financial situation and then to heed Bell's clear plans for getting out of debt and for saving. If your wallet is being crunched, read Bell's book. If you feel inadequate to talk about money, you will find Bell's consistent habit of defining his terms helpful ("secured" vs. "unsecured" debt, etc). Additionally, the book contains several sidebars where he lays looks at some specific issues, offering warnings on payday loans, 0% percent loans and other potential pitfalls that offer more hope than they are likely to deliver.
If you are looking to cut back some bills, turn off your lights. If you are looking to get radical with your finances to get out of debt and to give generously, read Matt Bell's Money Strategies for Tough Times
The strength of the book is the foundation on which Matt provides his practical advice. And that is the fact WE DON'T OWN anything we have. We're all managers of stuff and unless we approach money management from that premise, stuff will always manage us.
If you're in trouble financially, or just want to improve your money management skills then don't delay - get this book! It will help you take control of your money, rather than the other way around.
I found the concepts he presents to be sound and realistic. He gives brief overviews of financial struggles he has helped with through his ministry, and used them to springboard topics of financial interest and concern - whether it be student loans, emergency reserve, credit card debt, medical debt, bankruptcy, etc. He challenges the reader to view their personal responsibility for the incurring financial trouble, gives points and encouragement to overcoming, and then recommendations to protect against repeating the painful journey.
However, this book wouldn't be on the top of my list of personal-finance recommendations. During this time of economic downturn and turmoil, it seems that everyone who can spell is writing a book on finances, and even though what they say may be true - there are, in my opinion, better resources already available.
Disclosure of Material Connection: I received this book free from NavPress Publishers. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising."
Way to go Matt!
Not considering myself to be in a financial "tough time" right now, I didn't think I would get much out of this book. But, even for me, it contained helpful reminders of not only how to handle money practically, but how the handling of money reflects our values, not just our behaviors. While using a combination of scripture and scripture-inspired principals, Bell sets up not a recipe for financial success, but a recipe for God-honoring financial stewardship. He steers away from the twistedness of the Prosperity Gospel for the truth of realizing only the Kingdom of God is what will last.
Bell gives age-old financial advice about budgeting and saving, but with the redeemed perspective of Kingdom values. From simple tips (which websites to go to calculate your social security benefits) to totally retooling the way we think about money, I found Bell casual, but alert to the seriousness of the matter. I loved his simple approach to re-prioritize our handling of money from most people's default of spend, save, and then give to a God-honoring discipline of give, save, and then spend. Simple changes in thinking like this can make all the difference in the lives of families struggling to make ends meet.
My only major critique of the book was Bell not mentioning the importance of understanding interest when deciding when to save and when to pay down debt. He advocated saving, yes, but when he gave instructions on which debt to pay down first, he recommended simply paying off the lowest-balance accounts first.Read more ›
Most Recent Customer Reviews
I found this book to be very practical and useful for dealing with a multitude of financial issues. You can sit and read the book cover to cover, but you don't have to. Read morePublished on March 19, 2011 by Sara
I've read enough financial help books to know what I was in for, but having one written so recently, I knew it's relevance to current economic conditions would be valuable. Read morePublished on September 23, 2009 by J. Amico
Please read this book-- it is good, honest, and realistic advice.
This book is published by NavPress and Matt Bell. Read more
Money Strategies for Tough Times is Matt Bell's newest book and it could not have come at a more perfect time. Read morePublished on June 14, 2009 by C. Kendall