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Cash Organizer Vinyl Bound – January 1, 2005
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About the Author
Crown Financial Ministries®, founded in 1976, is an interdenominational ministry dedicated to equipping people around the world to learn, apply, and teach biblical financial principles. Crown has taught or equipped more than 50 million people in over 40 nations with the life-transforming message of faithfully living by God's financial principles in every area of their lives. The ministry is located in the United States, Canada, Latin America, South America, and Africa, and is expanding into Europe, India, Asia, and Australia. Crown relies on approximately 250 employees and over 10,000 passionate volunteers worldwide to help ignite True Financial Freedom around the globe. Vision: To see the followers of Christ in every nation faithfully living by God s financial principles in every area of their lives. Mission: Equipping people worldwide to learn, apply, and teach God s financial principles so they may know Christ more intimately, be free to serve Him, and help fund the Great Commission. Core Values: Crown Financial Ministries is a Christ-centered, Bible-based ministry whose core values include recognition of God's ownership of all things, the need to pray about everything, and the desire to equip and serve others with excellence while teaching in ways understood by all cultures and generations.
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Top customer reviews
I love the Cash Organizer. It has 12 envelopes in a small binder system, and comes with a pad of journals for you to record all your spending. There are much more envelopes than you will probably need.
The best way to use it is to take one of the journal entry sheets and tape it on each of your envelopes. In this way you can use the entire Cash Organizer like a detailed checkbook. It is also small enough to be carried in a small purse, which the Cash Organizer by Dave Ramsey is not.
One drawback is it doesn't have a coin carrier like with the Dave Ramsey system. However, at the end of the week, I deduct all my change from each of the envelopes and dump it into a "piggy bank". Another good way to save for small items.
Using the system makes me think before I spend. Because of the Cash Organizer, I rarely use my debit card. I pay all of my tithe and bills online when my paycheck is deposited in the bank. Then I withdraw a certain amount of money from the bank for groceries, clothing, misc, entertainment, eating out, etc. I then put the portions into each envelope and record it on the journal entries. The rest just comes natural.
I highly recommend this product, and have began to purchase it as a gift for many of my friends.
It comes with labels, though they did not suit my needs, so I didn't use them. It also comes with a notebook that I do use. I was concerned the envelopes would not hold up, but I've had it for a few months and so far, I have had no problems.
I appreciate that it is slim and does not take up much room in my bag. It's not really elaborate, but the price is right and it definitely does the job.
Also, if you have a high school student or college student, give this to them as a gift. When you are giving them their allowances, have them track what they are spending using their envelopes.
Take it on vacation, and I assure you it will be the first vacation in a long time where you don't overspend. It keeps you on track.
One quick peace of advice. The day before you receive your paycheck, use the system to record your various amounts. Doing it this way helps you be prepared when you go to withdraw money.
This will be the best $11.50 you spend.