- Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- Balance Transfers do not earn cash back
- 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness
- Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
- No categories to track, no caps on cash back, no annual fee*
Benefits
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Product Description
The information shown on this page is provided by the financial institution and is believed to be accurate at the time of posting (September 6, 2017). Please click "Apply Now" above to see the most up to date terms and conditions.
Amazon receives compensation from the credit card issuer listed here. This site does not include all credit card offers.
Annual Percentage Rate | |
|---|---|
| Purchase APR | The variable APR will be 14.49% - 24.49% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.* |
| Balance Transfer APR | 0% Intro APR for 18 months from date of first transfer, when transfer completed within 4 months from date of account opening. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.* |
| Cash Advance APR | Variable APR of 26.24%*. This APR will vary with the market based on the Prime Rate* |
| Minimum Interest Charge | If you are charged interest, the charge will be no less than 50 cents |
Fees | |
| Annual Fee | $0 |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Purchase Transaction Fee | 3% of each purchase transaction in U.S. dollars. |
| Late Payment Fee | None for the first late payment; up to $35 after that. |
| Return Payment Fee | Up to $35 |
Other Information | |
| Rewards Type | CashBack |
| Issuer | Citibank |
| Network | Mastercard(R) |
| Minimum Credit Quality (What's This) | Excellent |
Additional Details & Restrictions
1) Offer only applies to new accounts.
2) Click the Apply now button for more details about rates, fees, and other costs.
3) Introductory rate of 0% for 18 months from date of first transfer for balance transfers. Balance transfers must be completed within 4 months of account opening. After the introductory period ends, the standard variable APR for purchases will be applied to unpaid promotional balances and new balance transfers. The standard variable APR for purchases is 14.49% - 24.49%, based on your creditworthiness. Standard variable cash advance APR - 26.24%. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge – $0.50. Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply. Purchases do not include items returned for credit, balance transfers, cash advances, interest and account fees. *Prime Rate: Variable APRs are based upon the Prime Rate as of 9/6/2017.
4) Earn 1% Unlimited Cash Back on Purchases
Earn 1% cash back on all your purchases, with no cap on the amount you can earn and no category restrictions.
5) Earn an additional 1% Cash Back as you pay for those purchases, whether you pay in full or over time
Just make sure to pay at least the minimum due on time. You don’t have to wait until you’ve paid off a purchase to earn cash back on each payment.
6) What Earns Cash Back
You earn cash back on all your purchases and on payments based on your purchases. You do not earn cash back based on balance transfers, cash advances, account fees, interest, or returned items.
Important Information from Amazon
Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.
*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.