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About DJ Whiteside
DJ Whiteside is a financial enthusiast that heavily encourages you to take control of your own finances and transition to a lifestyle where your money is working for you (instead of you working for it). On the quest for financial independence himself, he’s constantly looking for different ways to optimize savings, reduce spending, and create a lifetime of passive income. You can always check in on his latest tips and tricks by visiting his blog at MyMoneyDesign.com.
If you’re looking for advice that’s explained in an easy-to-follow, normal-person manner, then you’ll really enjoy any of DJ’s books. Each one takes otherwise complex subjects and then breaks them down into real-world, actionable examples that you can use to start improving your finances and your life right away.
DJ works as an engineer near the greater Detroit metro area. He loves spending time with his wife and kids, and is also a proud cancer survivor.
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If you've been putting off retiring early because you think you have to wait until age 59-1/2 to access your tax-advantaged retirement accounts like your 401(k) or IRA, then I’ve got some GREAT news for you:You don’t have to wait! There are multiple ways to start making withdrawals from your hard-earned retirement savings without the fear of having to pay that annoying 10% penalty, and this book is going to show you how!
For years, I was trying to create my own plan for how to retire early, but kept getting stuck every time with the IRS age 59-1/2 rule. We were doing just fine saving for retirement, but that age 59-1/2 rule and the fear of paying an annoying 10% early-withdrawal penalty kept getting in the way of our financial independence plans. And so I took action!
I started studying the strategies that other early retirees used to achieve their success. I read hundreds of blogs, forums, and books to find the answers. Every good strategy I found is in this book, and now I want to pass that knowledge on to you.
Whether you’re hoping to reach financial freedom at a young age, or just simply trying to construct your retirement plan, these strategies will be extremely helpful for you know. They can assist you in avoiding costly mistakes while maximizing your wealth for its greatest potential.
Get your copy now, and find out how you can safely unlock your retirement savings before age 59-1/2!
How do you truly know when you will have enough money to achieve financial freedom? What does it take to build up a nest egg that you can happily enjoy all throughout your retirement while giving you complete confidence that you’re never going to run out of money? How can you achieve all of this at literally any age?
These days, it seems like every major media outlet has no shortage of doom-and-gloom headlines that are trying to convince us that we’ll all need to save at least a couple of million dollars to retire successfully. But do we really?
What if just a little bit of planning could help you come up with a perfectly sound retirement plan that only involves one million dollars; perhaps even less! Or what if you’d simply like to retire sooner than everyone else, and are simply looking for a way to get there sooner? Along the same lines, what if you’re late to the retirement savings game and have been falling behind your peers with saving? Is there any hope?
Absolutely this can be done! But it’s all going to start with you first figuring out what “your number” needs to be. And that’s exactly what this book is going to teach you!
In Early Retirement Solutions: How Much Money Do I Really Need to Retire & Achieve Financial Independence?, we’ll dig-deep and break-down the mechanics of how a good nest egg is supposed to create passive income for the rest of your life. This will involve looking a number of different important points such as:
- How to decide how much income you think you will truly need.
- Understanding why relying on market averages can be dangerous.
- Taking a closer look at the 4 Percent Rule and the Trinity Study, and discussing some of the “other” useful conclusions these papers offered that nearly no one ever talks about!
- Understanding how inflation adjustment can impact your goal.
- Learning how the market cycles and how you may benefit from it.
- Seeing what other financial researchers have to say about safe withdrawal rates.
- What all of this means for YOU!
- … And a whole lot more!
Do you want to know what your number could be? Don't delay! Get your copy of "How Much Money Do I Really Need to Retire & Achieve Financial Independence?" today, and start making a difference right away in your financial future!
Building your fortune doesn’t always have to be about making the most amount of money or saving away every cent you earn. Sometimes something as simple where and how you save your money can mean the difference between retiring with thousands of dollars versus millions of dollars!
That’s exactly what this book will do for you. Save BETTER! will help teach you those little-known secrets that you can start putting to use right away to rapidly start accelerating your wealth accumulation.
For example: Did you know that by simply saving your money in a tax-sheltered savings account like a 401(k), the average person could save 33% more for retirement each year!!
That’s not all. Did you know that its possible to structure your savings accounts in such a way that you wouldn't have to pay any U.S. Federal taxes when you retire?
In Save BETTER! you’ll learn about:
- How massively effective compounding returns are when it comes to building your wealth.
- Just how much you’re really missing out on if you’re not getting your full 401(k) employer match.
- When a Roth or Traditional style plan really can be better than the other.
- Different side income activities you could be doing to easily earn extra money.
- More tax-efficient places to stash your money beyond a 401(k) or IRA.
- Give yourself the opportunity to retire early.
- How to think differently by about money altogether.
- ... and many other money saving tips!
Don’t just wish you were better at money management. Take action right away!
Get your copy of Save BETTER! today and find out how you can get started!
What if you could easily knock decades off of your retirement plan, and do it without having to sacrifice your lifestyle – both now and in the future? It’s 100% possible, and I’m going to show you how!
For years, I’ve been reading the financial independence success stories of regular people who have figured out how to retire happily, and paying very close attention to how they were able to make it happen. I wanted to know their secrets, and how I could use them to improve my own life.
Do you want to know what I discovered? Even though saving money was always a big part of their strategy, there were always other things they did to retire quicker; other simple tricks that they recognized and used with great achievement. And when they combined them together, that’s when they really were able to chop down their retirement plans into mere fractions of what they used to be!
In “Retire Sooner”, you’ll learn about each of these awesome tips and see them in a way that has never been presented before. We’ll start the book off with a “typical” retirement plan that uses normal conventional advice you might find in sound bites on TV or on the Internet. Then we’ll take each of these lessons and use them to tweak our conventional retirement plan. Chapter after chapter, you’ll watch the years shed away. And by the time we’re done, you’ll be amazed by how we’re able to reduce this plan down to!
So don’t delay! Get your copy of Retire Sooner today, and make your dream of reaching financial freedom happen as quickly as possible!
How would you like to add five extra figures of cash to your annual household income every year?
Though that may sound like a dream, for many people it’s been a reality! And it’s all thanks to using several of the strategies contained inside this book!
In “Save MORE, Earn MORE!", you’ll learn how we went from barely saving a few hundred dollars per month to being able to comfortably max out each of our retirement savings plans - all the way up to the top IRS annual limit!
The best part: These tips are not that complicated. Once you've head a chance to invest a little bit of time learning each one, you'll find out just how beneficial they can be. Plus: You can mix and match as many of them as you like!
You’ll learn about such things as:
- Starting your own money-making website
- Challenging your bills
- Getting your full 401(k) employer match
- Using tax-sheltered retirement accounts
- Avoiding taxes using a flexible savings & health savings account
- Building up your dividend income – the ultimate passive income!
- Maxing out your credit card rewards
- Taking advantage of bank sign-up bonuses
- Selling and flipping items on eBay
- Peer-to-peer lending
- Receiving rental income
- Plus many more …
Get your copy of “Save MORE, Earn MORE!” today, and learn the tricks for making your dreams of financial freedom a reality!