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Craig McLay

Demonic Indemnity Kindle Edition

by Craig McLay (Author) Format: Kindle Edition

1,108 ratings

Book 1 of 4: Demonic Indemnity

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Demon boss. Bloodsucking coworkers. Supernatural insurance is scary business...

As the first human in 3,200 years to work in the Special Investigations Unit of Crimson Seal Insurance, Tim Lovecraft knows his days of processing run-of-the-mill claims for werewolf maulings and poltergeist home invasions are over.

SIU is where they investigate the toughest and scariest claims, like supernatural identity theft (aka demonic possession), exsanguinations (total and partial), zombification, and death or injury by cursed artefacts of all kinds.

Despite the new job, Tim’s life is not easy. His new boss is a literal demon with no regard for the company’s scent-free workplace policy. His brother is a lazy, unemployed vampire who won’t move his coffin out of Tim’s apartment. His coworkers are a motley collection of werewolves and ghouls. And his mother won’t stop trying to set him up with psychics from her chain of spiritualist day spas.

Tim badly wants to make a good impression by solving his first case. When he gets caught between a powerful cult trying to resurrect an ancient entity and a demon mob boss who wants him dead, Tim knows he is seriously increasing his odds of statistically expected mortality.

Demonic Indemnity is another hilariously horrific tale from Craig McLay, author of award-winning international bestsellers Village Books, The Donnelly Tontine and other books you should read immediately.

Print length

305 pages
Language

English
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On Kindle Scribe
Publication date

June 1, 2019
File size

2356 KB
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All 4 for you in this series See full series

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Total Price: $23.96

Books In This Series (4 Books)

Complete Series

Demonic Indemnity

Kindle Edition

Page 1 of 1Start OverPage 1 of 1

1
Demonic Indemnity
Craig McLay

(1,108)

Kindle Edition

$5.99
2
Infernal Negligence (Demonic Indemnity Book 2)
Craig McLay

(117)

Kindle Edition

$5.99
3
Supernatural Peril (Demonic Indemnity Book 3)
Craig McLay

(110)

Kindle Edition

$5.99
4
Evil Entrapment (Demonic Indemnity Book 4)
Craig McLay

(62)

Kindle Edition

$5.99

Craig McLay
62
Kindle Edition
1 offer from $5.99
Craig McLay
117
Kindle Edition
1 offer from $5.99
Craig McLay
110
Kindle Edition
1 offer from $5.99
Craig McLay
1,433
Kindle Edition
1 offer from $5.99
Tilly Wallace
2,248
Kindle Edition
1 offer from $0.00
Dave Turner
526
Kindle Edition
1 offer from $2.99

Product details

ASIN ‏ : ‎ B07S64RQ75
Publication date ‏ : ‎ June 1, 2019
Language ‏ : ‎ English
File size ‏ : ‎ 2356 KB
Simultaneous device usage ‏ : ‎ Unlimited
Text-to-Speech ‏ : ‎ Enabled
Screen Reader ‏ : ‎ Supported
Enhanced typesetting ‏ : ‎ Enabled
X-Ray ‏ : ‎ Enabled
Word Wise ‏ : ‎ Enabled
Sticky notes ‏ : ‎ On Kindle Scribe
Print length ‏ : ‎ 305 pages

Best Sellers Rank: #1,054,143 in Kindle Store (See Top 100 in Kindle Store)
- #2,739 in Humorous Fantasy (Books)
- #6,922 in General Humorous Fiction
- #14,717 in Humorous Fiction

Customer Reviews:
1,108 ratings

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Craig McLay

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Craig McLay has written several books, but aims to avoid such unpleasant experiences in the future.

He has no social media accounts and has been asked to advise readers to stop asking other Craig McLays if they are him. Especially the one in Australia.

He would prefer it if you didn't go to his website, either, since it is cursed.

Customer reviews

4.4 out of 5

1,108 global ratings

5 star		56%
4 star		30%
3 star		10%
2 star		3%
1 star		1%

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CDWB

Werewolves, Vampires, and Demons Oh My!

Reviewed in the United States 🇺🇸 on October 10, 2022

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I liked this book because it was so different from anything out there. The author uses many new and unique ways to tell a rather believable tale that's unbelievable. This book has any number of strange, weird characters that take on a human visage. Vampires, werewolves, demons, succubus and more help Tim the insurance investigator solve his biggest case. If you like the weird aspects of life you'll like this book.

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Mack G.

Overall a fun and engaging read

Reviewed in the United States 🇺🇸 on July 26, 2021

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I wasn’t at first sure what I was getting into, but I found I didn’t want to stop reading it, and then I was looking forward to finding out what was going to happen to him next.

The way the author fleshed out some background information as you go along in the story, added to the enjoyment instead of distracting or pulling you out as it informed without taking over the story - as unlike many authors who use background info as a filler to add to the word count and not as a part of the story - this author blended it all together perfectly.

Was a compelling, well written, page turner, wanted to keep reading it non-stop, and sad it ended book from beginning to end. You won’t be disappointed if you give it a try.

Happily, I now have something to look forward to in reading all of the other books in the series, and they hopefully will allow me to escape back into their world - so that at least for a brief time, I can forget about the poorly written real world that I find I must learn to live in.

One person found this helpful

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Abbigail Holmes

Insurance Is A Dangerous Business

Reviewed in the United States 🇺🇸 on January 18, 2022

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It's not easy being human, and it is definitely not easy if you are the only human among non-human entities that work in your department and your boss is a demon.
Starting with this premise, the author builds a world in which he plays with different characters using cliches for werewolves and vampires and demons and breaking the rules of those cliches when that suits him which is totally fun.
I liked the idea and I enjoyed the story. It made me laugh and it made me think about how it would be to work and live in a world where every supernatural entity is not good or bad according to its race, but according to his or her behavior. This is totally intriguing thought.

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Kym

“Hilariously Horrific” is accurate, but a little close to home

Reviewed in the United States 🇺🇸 on December 19, 2020

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When I first read the blurb, I was a little worried. As someone who works in insurance, I thought the notion of demon insurance would hit a little close to home (or, rather, to work). But I was curious enough, or maybe self-sadistic enough, to try it anyway.

And I was right for the first couple of chapters. There were several paragraphs of contract and coverage descriptions that could have been straight out of my resource books. If, you know, my resources had anything to do with demons.

Fortunately, most of that was a form of world building. Past those first few chapters, and the glossary of insurance terms—that again, was eerily familiar—came a rather interesting mystery. Why did the probably-fake physic have to file for identity theft? (That’s identity theft by a demon, not a hacker.) And why did her shop practically melt in fire?

And does someone in the Special Investigations Unit of Crimson Seal Insurance have it out for our protagonist, Tim? After all, he is the first human like, ever, to join the Special Investigation Unit. And that makes some people (and creatures) unhappy. All in all, the blurb’s description of a hilariously horrific tale is completely accurate. I have since added the next two books to my TBR, and look forward to them.

15 people found this helpful

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Joan I. Wendland

An interesting story laboring under the burden of a boring MC

Reviewed in the United States 🇺🇸 on November 17, 2022

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Demonic Indemnity is an urban fantasy leaning heavily towards the darker elements like demons, vampires, etc. It could have been a real page turner if the MC wasn’t deliberately made to be as boring as possible. It might have been saved if the very interesting plot points had broadened him in some way but that wasn’t how things went down.

First in a series.

Reviewed in the United States 🇺🇸 on March 7, 2022

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Something out of the ordinary. I got a kick out of parts and the story kept you reading. I don't believe in telling the whole story of a book in a review. Might as well call it a spoiler and skip reading. I'm sure the synopsis tells more than enough. If you like off-beat stories about fantastic creatures living among us, it's right up your alley.

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D Johnson

Clever story of a human insurance investigator in a demon filled world.

Reviewed in the United States 🇺🇸 on October 28, 2021

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Tim investigates insurance claims in a world where humans and monsters of the supernatural variety live together. This supernatural fantasy detective story is fun and clever on multiple levels, and the first case Tim is given to investigate is a doozy.

If you like movies like Ghostbusters or Men in Black, or the absurd fantasy style of Pratchett, then this book might be for you. I enjoyed it, for the most part. But I had questions by the end. Without giving too much away. Tim and his friends infiltrate a gang in an attempt to save one of their own, but the author leaves how they were able to do it a complete mystery. And that, for me, was a disappointment.

One person found this helpful

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Evonne

A great fun book!

Reviewed in the United States 🇺🇸 on November 3, 2021

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I love everything about this book! The name made my think of that Ryan Reynolds movie, but that's where the similarities end. Tim Lovecraft is the best. I wanna see what else he investigates. The insurance terms & explanations are hilarious. I liked that McLay made the demons & other spiritual beings as silly and flawed as humans. I laughed the entire time. The only drawback were the many typos. They didn't detract from the story; but McLay deserves better support than he was given on this book. Read this book!

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Xela752

Very good

Reviewed in the United Kingdom 🇬🇧 on December 26, 2019

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I love Craig McLay's books. His writing is very funny and also quite dark at times. It's easy to read and has so many little references to movies, characters etc that sometimes it fun just trying to spot them. This time we are with Tim who works in insurance but the difference being it's a world where vampires, demons, werewolves and allsorts live alongside humans. After starting a new job in the company he finds himself embroiled in a conspiracy that could change everything. It's humerous, fascinating and just incredibly enjoyable to read. Until I found him by accident I never read any books remotely like the ones he writes and would have thought never to consider them at all but I'm glad I took a chance. His characters are all ordinary people in ordinary situations, yes even in this book! And you can always identify with them. Really give him a try it's totally worth it!

3 people found this helpful

Midgebear

You know you need Insurance

Reviewed in the United Kingdom 🇬🇧 on August 21, 2019

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The blurb for this one grabbed me immediately. I love a bit of Urban Fantasy and could you imagine the claims you'd get to investigate if you worked for an Insurance Company in a world where all those horror story creatures live alongside humanity. To be honest, I fully expected to be disappointed in this book as my imagination was already well away with demons and vampires and werewolves...Oh My! What I didn't expect was to be swept up into such a vividly realised fictional world that completely sucked me in.

Our lead character, Tim, is a bit of a bumbling buffoon but quite charmingly so. His frustrations with his brother sharing his small apartment and the mess he leaves behind (honestly, scabs crumbs down the couch, drained blood bags on the counter tops who wouldn't be mad?) are relatable to anyone who has shared living space with anyone ever (even if the issue of blood bags hopefully has never arisen). His Imposters Complex at work, especially since his promotion, are realistic too - it just happens that as the token human in the SIU he is probably right as it does all smack of positive discrimination and his co-workers make sure he knows that.

There are issues with editing in the book but it such an enjoyable novel I actually managed to overlook plot holes, grammatical foul ups and even mid-sentence personnel changes. Who cares if Tim suddenly changes his name for a sentence, I found that I didn't. I did wonder how he kept getting himself in to such diabolical (in the most literal meaning of the word) scrapes and why a mere Insurance Investigator would go to such lengths to investigate what happened at the back street psychic parlour and then I remembered - insurance companies never want to pay out so he was, after all, just doing his job.

I am looking forward to reading more books by this author as the overall novel is fun, fast paced and put a huge great smile on my face.

2 people found this helpful

Tippon

A really good book with great characters and a great story.

Reviewed in the United Kingdom 🇬🇧 on June 6, 2021

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Someone recently shared the link to the ebook through Reddit, and as it was free I thought I'd take a look. I'm so glad that I did.

The concept of an insurance company in a world where demons and monsters are real sounded interesting and quite funny. The book has got a few pop culture references, and quite a few funny lines, but they're subtle rather than in your face, and work really well.

The characters are relatable and likeable, and you find yourself genuinely hoping that things work out for them.

The story is well written and really enjoyable, and I can't wait to read more in the next book.

One person found this helpful

Amy

Devilishly Good Fun

Reviewed in the United Kingdom 🇬🇧 on July 27, 2019

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I was skeptical, on purchasing this; books bought through Amazon which are not mass published seem to vary wildly in quality, ranging from quirkily enjoyable to deeply disappointing. Happily, this book - a jolly whodunnit romp in a world where supernatural entities are commonplace - was witty, well paced and well-realised. The characters were generally likeable, the dialogue natural and the plot compelling - astonishingly, even the parts which dealt with the more technical aspect of insurance adjusting.

Reminiscent of Jim Butcher’s Dresden Files and with echoes of Tom Holt, I very much look forward to reading Mr McLay’s other novels. I also sincerely hope to hear more from this character and series, with deeper development of the characters, and more complexity of plot.

I have only one minor criticism of this book, namely a technical issue. There were a couple of errors in terms who was speaking in dialogue, including the protagonist being called ‘Nick’ at one point (another of Mr McLay’s protagonists in other novels, I understand). Amazon, get this man a good proof-reader!

One person found this helpful

workingman

Demon Noir

Reviewed in the United Kingdom 🇬🇧 on June 13, 2021

Verified Purchase

Quite enjoyable and amusing, although not laugh out loud funny, with a few character decisions that seem a bit forced and the baddie is fairly obvious very early on, but still worth a read. Like many free books it has a few typographic errors.

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