- Paperback: 272 pages
- Publisher: Dearborn Financial Publishing (March 1997)
- Language: English
- ISBN-10: 0793124891
- ISBN-13: 978-0793124893
- Product Dimensions: 9 x 6 x 0.6 inches
- Shipping Weight: 12.6 ounces
- Average Customer Review: 2.0 out of 5 stars See all reviews (1 customer review)
- Amazon Best Sellers Rank: #1,085,053 in Books (See Top 100 in Books)
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Die Rich and Tax Free: Over 50 Powerful Concepts for Wealth Creation and Preservation Paperback – March, 1997
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Top Customer Reviews
My complaint is that Kaye does NOT tell the reader about the concept of "insurable interest" which negates a lot of what he tries to convey. For example, the reader will be told how -- in a very real and very legitimate way -- they can turn a million dollars in premiums into many times that amount in tax-free death benefit through the use of life insurance. However, the figures ONLY work if the amount of the death benefit is of "insurable interest" to the insured. Someone with a net worth of, say, $2 million, CANNOT and WILL NOT be able to get a death benefit approved of anything much above that. Yet Kaye gives you the impression you can.
I learned this the hard way. As an insurance agent, I presented a second-to-die policy with a $7 million death benefit to a husband and wife. The insured's were worth about $4 million. I told them that if they were healthy and were able to get approved that they would get the $7 million death benefit. They were approved for the insurance BUT were only approved for $3.5 million. It made me look like I didn't know my stuff and I lost the sale. And, yes, I was teed off at Kaye for NOT emphasizing this, which he should have.