- Paperback: 238 pages
- Publisher: CreateSpace Independent Publishing Platform; 1st edition (September 30, 2010)
- Language: English
- ISBN-10: 145360121X
- ISBN-13: 978-1453601211
- Product Dimensions: 6 x 0.5 x 9 inches
- Shipping Weight: 14.9 ounces (View shipping rates and policies)
- Average Customer Review: 295 customer reviews
- Amazon Best Sellers Rank: #50,247 in Books (See Top 100 in Books)
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Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence 1st Edition
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About the Author
Jacob Lund Fisker retired at 33 and wrote Early Retirement Extreme to share his systems-theory approach to personal economic efficiency with others. His ideas have been featured in articles in Forbes, CNBC, USA Today, US News & World Report, The Guardian, PBS Next Avenue, The Atlantic, and many others.
Top customer reviews
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Now admittedly if you grew up knowing exactly what you want to do and it involves the typical western career track this book isn't worth your time. In any case it's not an option for wimps. The author admits considerable effort, discipline, and continuous learning are necessary to build the savings and investments to retire. The savings and investments are key - once you have 25 times your annual wage invested you can live off the interest (4%). You won't live in luxury but by the time you succeed you'll have acclimated your self not to. You will have to reject the whole consumerist luxury lifestyle dominating our age. Fancy cars, cable TV, eating out weekly, coffeehouses, retail therapy etc. must be cut to fuel your investments. It's not a sacrifice - a sacrifice is giving up one valuable thing or something of equal or greater value. If you've ever lived in a 3rd world country on its terms or lived rough in the military you know such luxuries are unnecessary. Only according to advertising are they "needs". What you get in return for this effort is freedom. Freedom from corporate cubicles, sociopath bosses, miserable coworkers, commutes, tedious meetings - the whole "Office Space" experience. Indeed, freedom from the very things that often provoke inane consumerist spending. (How many times do you "need" Starbucks lattes? Or "deserve" a big screen TV?)
The only thing I find awkward is the author's writing style because he's an academic and a technocrat. But take that as a heads up not a deal breaker. Read this book. And don't believe the whiny haters - a growing number of people opt for what the author recommends and succeed even if they're imperfect at the exact steps. I believe this book's recommendations may be the panacea for all the corporate consumerist ills plaguing modern life while keeping the good.
I thought the part about investing was truncated and hasty comparatively to the beginning of the book. Fisker talks about investing in very general terms and quickly ends up with the idea that you need enough assets invested to produce 4% return and thus live on this 4%.
Unfortunately he doesn't really talk about any specific strategy that has worked for him, even in general terms. He does state that he states things in general concepts to remain relevant to a majority of users, but in this case, it left the reader wanting.
Additionally, I thought his book, while laid out well, lacked clear chapter numbers, headings, chapter introductions and breaks. The figures he uses, which are very helpful, were all generic "this figure" which does not allow the reader to differentiate charts upon reference without looking back. It also appears the author did not have anyone edit his work. Which for the most part was fine, there were however, minor errors here and there.
On my kindle the charts were ok, but the links always were not the page of the chart, but the page after.
Very thought provoking and definitely recommended for those interesting in the topic. Here is to all our ERE efforts!