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![99 Financial Terms Every Beginner, Entrepreneur & Business Should Know (Financial IQ Series Book 1) by [Thomas Herold]](https://m.media-amazon.com/images/I/41Ul8Pufa9L._SY346_.jpg)
99 Financial Terms Every Beginner, Entrepreneur & Business Should Know (Financial IQ Series Book 1) Kindle Edition
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Whenever you hear someone speak personal finance, do you feel like you’re learning a foreign language? Do you feel lost when reading or hearing financial terminology from your bank, insurance, investment agent or the IRS? You’re not alone!
Financial ignorance carries significant costs and results in spending more on transaction fees, get over-extended with debts as you are a ripe prospect for predatory practices.
If you cannot comprehend basic financial concepts, such as interest compounding and financial risk diversification, you're paying higher transaction fees, you pile up unmanageable debts and you also end up paying higher interest on loans.
Improve your financial literacy with this down-to-earth financial handbook. It's helpful for adults and teens as well.
This Practical Financial Guide Helps You With:
• Financial Planning & Regulations
• Investing, Banking & Economics
• Home Buying, Selling & Mortgage
• Financial Statements & Credit Reports
• Portfolio, Assets & Liabilities
• Bitcoin & Crypto-Currencies
Your Path to Financial Freedom & Financial Intelligence
Financial education is the single biggest skill that can ensure economic well-being and financial peace. In modern parlance, it is known as financial literacy. It is a combination of financial awareness, knowledge, skills, and attitudes necessary to make sound financial decisions and ultimately achieve individual financial well-being.
If you have a grasp of financial principles, you are able to better understand and negotiate the financial landscape and avoid financial pitfalls.
You don’t have to be an accountant or a financial planner to negotiate in the world of business finance. This practical glossary contains 99 most important, and most commonly used business finance terms and definitions in alphabetical order.
It was written with an emphasis to quickly grasp the context without using jargon. Every financial term is explained in detail, with clear and concise article style description and practical examples.
These 99 financial terms will equip you with the most needed financial knowledge and skills. They will strengthen your attitude and belief in yourselves, to make and exercise informed, confident, and timely money management decisions. Whether you are a salaried person, a startup enthusiast, a business owner or just a financial beginner, these financial terms shall help you manage your money in a much better way.
Make Better Financial Decisions - Start Today!
In order to become savvy about your own finances, you need to understand a few useful financial definitions. This compilation of financial terms is a comprehensive list of various financial words, concepts, and regulations that you are likely to come across in your financial expedition.
Financial fitness will lead your life to a more secure financial future. Please scroll up and grab your copy today!
- LanguageEnglish
- Publication dateMarch 13, 2019
- File size2310 KB
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From the Publisher

Your Path to Financial Freedom & Financial Intelligence
Financial education is the single biggest skill that can ensure economic well-being and financial peace. In modern parlance, it is known as financial literacy. It is a combination of financial awareness, knowledge, skills, and attitudes necessary to make sound financial decisions and ultimately achieve individual financial well-being.
If you cannot comprehend basic financial concepts, such as interest compounding and financial risk diversification, you're paying higher transaction fees, you pile up unmanageable debts, and you also end up paying higher interest on loans.
Improve your financial literacy with this down-to-earth financial handbook. It's helpful for adults and teens as well.
Also Available as Audiobook

This Practical Financial Guide Helps You With:
• Financial Planning & Regulations
• Investing, Banking & Economics
• Home Buying, Selling & Mortgage
• Financial Statements & Credit Reports
• Portfolio, Assets & Liabilities
• Bitcoin & Crypto-Currencies
Your Path to Financial Freedom & Financial Intelligence
Financial education is the single biggest skill that can ensure economic well-being and financial peace. In modern parlance, it is known as financial literacy. It is a combination of financial awareness, knowledge, skills, and attitudes necessary to make sound financial decisions and ultimately achieve individual financial well-being.
Other Titles in the Financial IQ Series
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Real Estate TermsEssential real estate terms you should know. Every industry has its own jargon, and real estate is no different. From adjustable rate mortgages to title insurance to amortization, it can all seem like a confusing word salad for those new to the business. But don’t worry - this book compiles a list of over 140 most common terms you’re likely to encounter. |
Personal Finance TermsMost important personal finance terms you should know. Not quite sure whether you got a handle on basic personal finance terms? You’re not alone. Personal finance isn’t something most of us learn about in school. You pick up things as you go through life and usually learn by trial and error. As a result, it can happen that you run across a word in your financial life that you don’t know. |
Investment TermsAre you learning about investing? Then it's important that you learn and understand some basic investment terminology. If you are a new investor, you will likely encounter terms that you don't understand. It may seem overwhelming in the beginning but, like anything, once you become familiar with it, you realize there is no reason to be intimidated. This is an introduction to some of the more common investing terms that you may encounter. |
Accounting TermsEssential accounting terms you should know. Entering into the accounting field can be a little confusing at first with all the new terminologies to learn. Don't feel left out in conversations, and don't be left behind because you aren't sure what someone is talking about. |
Editorial Reviews
Review
Great Book About Common Financial Terms
99 financial terms every beginner, entrepreneur, and business should know (financial IQ series book 1) by Thomas Herold is great explanation common financial terms like net income, earnings before interest, tax depreciation, amortization, generally accepted accounting principles, earnings per share.
I don't understand much of the financial jargon or investment concepts but found this book is highly informative and easy to read. It gives you a heads up on managing finances and presents worlds of finance, explains how you can improve your business.
There are many books about finances, investing and owning your own business on the market. This one is my recommendation for you. It's only 211 pages but so helpful. So if you need to change your financial life or business then this book will lead you to another level of understanding, empower you to budget, help to save. Enjoy and grow your finances!
Lana Reis
--This text refers to the paperback edition.About the Author
Product details
- ASIN : B07PPNVP2G
- Publication date : March 13, 2019
- Language : English
- File size : 2310 KB
- Simultaneous device usage : Unlimited
- Text-to-Speech : Enabled
- Screen Reader : Supported
- Enhanced typesetting : Enabled
- X-Ray : Not Enabled
- Word Wise : Enabled
- Sticky notes : On Kindle Scribe
- Print length : 215 pages
- Best Sellers Rank: #531,832 in Kindle Store (See Top 100 in Kindle Store)
- #3 in Prep School Test Guides (Kindle Store)
- #35 in Financial Auditing (Kindle Store)
- #224 in Business Education
- Customer Reviews:
About the author

Thomas Herold is a successful entrepreneur, best-selling author, mediator, and personal development coach. He published over 40 books with over 200,000 copies distributed worldwide and is the founder of seven online businesses.
He is the founder and CEO of the 'Financial Terms Dictionary' book series and website, which explains in detail and comprehensive form over 1000 financial terms. In his financial book series, he informs in detail and with practical examples, all aspects of the financial sector. His educational materials are designed to help people get started with financial education.
In his 2018 released book 'The Money Deception', Mr. Herold provides the most sophisticated insight and shocking details about the current monetary system. Never before has the massive manipulation of money caused so much economic inequality in the world. In spite of these frightening facts, 'The Money Deception' also provides remarkable and simple solutions to create abundance for all people, and it's a must-read to survive the global monetary transformation that’s underway right now.
In 2019 Thomas Herold published an entirely new financial book series explaining in detail and with practical examples financial terms. The 'Herold Financial IQ Series' includes 16 titles, covering every aspect and category of the financial market.
Starting with Personal Finance, Real Estate and Banking term. Covering Corporate Finance, Investment as well as Economics. It also includes Retirement, Trading, and Accounting terms. In addition, you'll find Debt, Bankruptcy, Mortgage, Small Business, and Wall Street terminology explained. Not to forget Laws & Regulations as well as important acronyms and abbreviations.
His latest book "High Credit Score Secrets" offers the most effective strategies to boost the average credit score from as low as 450 points to over 810. It teaches the tactics to build excellent credit, repair credit, monitor credit and how to guard that good score for a lifetime. It reached bestseller status in 2020 in three categories.
For more information please visit the author's websites:
High Credit Score Secrets - The Smart Raise & Repair Guide to Excellent Credit
https://highcreditscoresecrets.com
The Money Deception - What Banks & Government Don't Want You to Know
https://www.moneydeception.com
The Herold Financial IQ Series - Financial Education Is Your Best Investment
https://www.financial-dictionary.com
The Online Financial Dictionary - Over 1000 Terms Explained
https://www.financial-dictionary.info
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The book was very informative and did a good job of giving the basic information that the reader needs to understand what is going on in their business or when they are investing. My only issue I have with this is that it is fairly specific to a certain audience. If a person is not running a business or heavily involved in investing, then most of this will not apply to them. Not that it is not helpful information, but it won't have as much meaning as it would to others. Overall, very good but not for everyone.
So, true to its title, 99 Financial Terms is a sort of an index of all the financial terms an entrepreneur, small business owner or an investor should know. I am not one of these, so I am trying to decide which one I should be so I'd be able to use the new knowledge I acquired after reading this book. Should I engage myself in crypto currency? How about be a financial advisor? I mean, this book is absolutely great, there's no doubt about it. But unless you're someone who has a small business going on or you're a stock market trader, this is something that you might not need. But there's a lot of information in this book, that's for sure. So to all small business owners (online selling is so on trend in the Philippines right now), I suggest you read this so you know what BIR (IRS in the US) is up to.
by Thomas Herold
It's a brave new world when it comes to finance and this book highlights how out of touch with the current financial pulse worldwide most people are. Herold puts it out there is a succinct "Formal term name, Acronym, Definition, Real world application" style that is easy to understand and enormously informative for anyone from stay at home moms taking over the household finances to entrepreneurs seeing their small home business grow into multi-million dollar companies. Even if you think you know the basics, I would suggest reading this anyway because chances are, you don't know everything you think you do and you are probably wrong about half of what you think you know. At least that was my personal experience. I found that while I understood the foundation of things, I was clueless as to the layers of complexity that can be revealed. Overall, a very well done, informative financial building block.
Moreover, some of the terms need to be understood by the majority of the people, regarding their profession; terms related to bank credits, house mortgages, etc. While one may assume that everyone knows what a “wire transfer” is, actually most people have a vague idea of concepts similar to this but d not fully comprehend them. The explanations are super user-friendly. I would’ve expected an index, a prologue or a conclusion of some sort. Other than that, I found it very helpful.