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Financial Exclusion: How Competition Can Fix a Broken System by [Robert Wright]

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Robert E. Wright

Financial Exclusion: How Competition Can Fix a Broken System Kindle Edition

by Robert Wright (Author) Format: Kindle Edition

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Like mass incarceration and slavery, financial exclusion, discrimination, and predation serve the interests of the few at the expense of their direct victims and overall economic efficiency. Yet those banes persist, evolve, and even thrive because governments often foster them with one hand while ineffectually combatting them with another.

In Financial Exclusion, Robert E. Wright shows that America once ameliorated financial discrimination by leveraging the power of competition, allowing people who felt they were irrationally deprived of loans, insurance, or other financial services for reasons of ethnicity, gender, race, or religion to form their own financial institutions. Abandonment of that tradition for top-down government regulation in the 1990s led inevitably to the financial crisis of 2008. More regulation or direct government provision of financial services will not aid the those living in the hopeless, hungry side of town as much as a return to America’s free market traditions will.

Robert E. Wright has served Augustana University as the inaugural Nef Family Chair of Political Economy since 2009. After receiving his Ph.D. in economic history from SUNY Buffalo in 1997, Wright taught economics at the University of Virginia and New York University’s Stern School of Business. His 18 previous books include Mutually Beneficial, The First Wall Street, Financial Founding Fathers, One Nation Under Debt, Bailouts, Fubarnomics, Corporation Nation, Little Business on the Prairie, and The Poverty of Slavery.

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Hopefully, key policymakers will read Wright's book, learn from the history of these immoral practices, and the do what America does best: Fix what's broken through private enterprise. -- ForbesRobert E. Wright ... delivers a breathtakingly comprehensive compendium ... on various groups' exclusion from the financial system. Wright's solution ... will persuade some and at least give pause to those more inclined to search for more traditional regulatory solutions to financial exclusion. This is a new perspective on a well-worn debate. -- EH.NET

Product details

ASIN ‏ : ‎ B07SC4CBDD
Publication date ‏ : ‎ May 27, 2019
Language ‏ : ‎ English
File size ‏ : ‎ 5639 KB
Text-to-Speech ‏ : ‎ Enabled
Screen Reader ‏ : ‎ Supported
Enhanced typesetting ‏ : ‎ Enabled
X-Ray ‏ : ‎ Not Enabled
Word Wise ‏ : ‎ Enabled
Sticky notes ‏ : ‎ On Kindle Scribe
Print length ‏ : ‎ 454 pages
Page numbers source ISBN ‏ : ‎ 1630691704

Best Sellers Rank: #1,496,691 in Kindle Store (See Top 100 in Kindle Store)
- #59,168 in Business & Investing (Kindle Store)
- #191,272 in Business & Money (Books)

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Robert E. Wright

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Robert E. Wright is Senior Faculty Fellow at the American Institute for Economic Research.

https://www.aier.org/staffs/robert-e-wright/

https://scholar.google.com/citations?user=D9Qsx6QAAAAJ

https://orcid.org/0000-0003-3792-3506

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