The Amazon.com Store Card and Amazon Prime Store Card offer cardholders a variety of promotional financing options. With special financing, you have the flexibility to make a purchase and take time to pay. With Equal Pay Financing, you can elect to pay for your purchase in equal monthly payments, at 0% APR. When a cart qualifies for multiple Promotional Financing offers, the available Special Financing and/or Equal Pay Financing offer(s) with the longest duration will be displayed at checkout.
Special Financing options are available to cardholders with purchases $149 or more. No interest if paid in full within 6, 12 or 24 months on qualifying purchases with your Amazon Store Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required. Learn how to apply Special Financing to your purchase.
How to Make a Payment
You can make a payment or view your Amazon.com Store Card statement by visiting Synchrony Bank after you have received your Amazon.com Store Card in the mail.
If you have a question regarding special financing promotions or a specific charge on your Amazon.com Store Card statement, please contact Synchrony Bank at (866) 634-8379 – 24 hours a day, 7 days a week.
If products are eligible for an Equal Pay offer, such eligibility, together with the designated number of equal monthly payments, will be noted during checkout. The Equal Pay offer will apply to the qualifying product, and all other items in the same order, when payment is made using an Amazon.com Store Card or an Amazon Prime Store Card. No interest will be charged on the promotional purchase balance (which includes the purchase amount, taxes, shipping charges and any optional debt cancellation charges related to the relevant purchase) and equal monthly payments are required in the amount of the total initial promotional purchase (including the purchase amount, taxes and shipping charges) divided by the designated number of equal monthly payments, until the promotional balance is paid in full. Optional debt cancellation charges will not be included in the calculation of the equal monthly payment, but such charges may require you to make payments for additional months. The equal monthly payment may be higher or lower than the minimum payment that would be required if the purchase was a non-promotional purchase. The equal monthly payment calculated will not be increased, but may be included in the minimum amount otherwise due on your account or will be added to your minimum payment for other balances on your account. Equal Pay is not available on 1-Click orders or purchases made at physical Amazon locations. Equal Pay offers cannot be combined with any Special Financing offer or the 5% back benefit. Subscribe and Save orders are not eligible for Equal Pay offers. A monthly payment, if shown in advertising, should allow you to pay off the qualifying purchase (excluding taxes, shipping charges, or optional debt cancellation charges) within the promotional period if: (1) the purchase is and will be the only balance on the account during the promotional period (this means that you do not incur any additional fees or charges on your account and no other items are purchased with this order), (2) you make the payment by the due date each month, and (3) the purchase is subject to the Equal Pay offer. Taxes and shipping charges on this order will require you to make a higher monthly payment than shown. The monthly payment calculated for each Equal Pay Offer will be added to your minimum payment for other balances on your account, but will not apply if you do not select the Equal Pay Offer advertised. Amazon may designate any product as eligible for an Equal Pay offer, and may designate the number of equal monthly payments associated with such Equal Pay offer, in its sole discretion.