Industrial Deals Beauty Best Books of the Month Shop women's shoes nav_sap_plcc_ascpsc Unlimited Music. Always ad-free. Learn more. New LG Stylo 4 | $249.99. Save with Prime Exclusive Phones. Starting at $39.99 Grocery Handmade Personalized Jewelry modern furniture and decor Book a house cleaner for 2 or more hours on Amazon TheGrandTour TheGrandTour TheGrandTour  Echo Fire tablets: Designed for entertainment Kindle Paperwhite GNO Shop now SWMTVT18_gno

Promotional Financing with the Amazon Store Card

The Amazon.com Store Card and Amazon Prime Store Card offer cardholders a variety of promotional financing options. With special financing, you have the flexibility to make a purchase and take time to pay. With Equal Pay Financing, you can elect to pay for your purchase in equal monthly payments, at 0% APR. When a cart qualifies for multiple Promotional Financing offers, the available Special Financing and/or Equal Pay Financing offer(s) with the longest duration will be displayed at checkout.

Special Financing
.

Special Financing options are available to cardholders with purchases $149 or more. No interest if paid in full within 6, 12 or 24 months on qualifying purchases with your Amazon Store Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required. Learn how to apply Special Financing to your purchase.

6 Month Financing

  • Applies to any Amazon.com purchase between $149 and $598.99
  • Minimum monthly payments required

Popular Special Financing Categories:
Kitchen & Dining
Video Games
Books
Automotive

12 Month Financing

  • Applies to any Amazon.com purchase between $599 and $798.99
  • Minimum monthly payments required

Popular Special Financing Categories:
Camera, photo and video
Sports & outdoors
Home improvement
Major Appliances
Watches
Musical Instruments

24 Month Financing

  • Applies to any Amazon.com purchase of $799 or more
  • Minimum monthly payments required
  • Limited time offer
Equal Pay Financing
.

Equal Pay Financing allows cardholders to make equal monthly payments, at 0% APR, during the promotional financing period. Learn how to apply Equal Pay Financing to your purchase.

12 Month Equal Pay

  • Applies to any Amazon.com purchase between $300 and $599.99
  • 0% APR Financing with 12 equal monthly payments
  • Limited time offer

24 Month Equal Pay

  • Applies to any Amazon.com purchase of $600 or more
  • 0% APR Financing with 24 equal monthly payments
  • Limited time offer

Additional Information:

How to Make a Payment
You can make a payment or view your Amazon.com Store Card statement by visiting Synchrony Bank after you have received your Amazon.com Store Card in the mail.

Customer Service
If you have a question regarding special financing promotions or a specific charge on your Amazon.com Store Card statement, please contact Synchrony Bank at (866) 634-8379 – 24 hours a day, 7 days a week.


  1. PROMOTIONAL FINANCING: Offers are subject to credit approval. For new Amazon.com Store Card or Amazon Prime Store Card accounts, standard variable purchase APR is 27.74%. Minimum interest charge is $1.50. The APR is accurate as of 7/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Existing cardholders should see their credit card agreement for their applicable terms. Promotional Financing is unavailable on purchases of less than $149. We reserve the right to make Promotional Financing unavailable on any purchase at any time in our sole discretion; in such cases, and if Promotional Financing would otherwise have been available, we will notify you of such unavailability prior to or during checkout. We reserve the right to discontinue or alter the Promotional Financing terms at any time.
    Special Financing Offers: No interest if paid in full within 6, 12 or 24 months.
  2. 6 months offer applies to Amazon.com purchases between $149and $598.99;
  3. 12 months offer applies to Amazon.com purchases between $599 and $798.99 ; and
  4. 24 months offer applies to Amazon.com purchases of $799 or more (limited time offer)
    Interest will be charged to your Amazon.com Store Card or Amazon Prime Store Card account from the purchase date if the promotional balance is not paid in full within 6, 12 or 24 months respectively. Minimum monthly payments required.
    No interest will be assessed on the promotional balance if you pay the promotional balance in full within the applicable promotional period. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Promotional balance includes the purchase amount, taxes, shipping charges and any optional debt cancellation charges related to the relevant purchase. The subtotal, which excludes shipping, handling and taxes, is used in determining whether the applicable minimum purchase amounts shown above have been met, unless using Pay With Amazon, in which case the total order, which includes shipping, handling and taxes less any discounts, is used. If Amazon-sold products are eligible for 24 months Special Financing, such designation will be noted during checkout. Special Financing offers cannot be combined with any Equal Pay offer or the 5% back benefit. Your first Subscribe and Save order is eligible for Special Financing offers; subsequent Subscribe and Save orders are not. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off the purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after this special financing promotion ends, to promotional purchases.
    Equal Pay Offer: Pay for your purchase of eligible products with equal monthly payments and 0% APR until paid in full.
    The following Equal Pay Offers are available for a limited time:
  5. 12 equal monthly payments applies to Amazon.com purchases between $300 and $599.99
  6. 24 equal monthly payments applies to Amazon.com purchases of $600 or more

If products are eligible for an Equal Pay offer, such eligibility, together with the designated number of equal monthly payments, will be noted during checkout. The Equal Pay offer will apply to the qualifying product, and all other items in the same order, when payment is made using an Amazon.com Store Card or an Amazon Prime Store Card. No interest will be charged on the promotional purchase balance (which includes the purchase amount, taxes, shipping charges and any optional debt cancellation charges related to the relevant purchase) and equal monthly payments are required in the amount of the total initial promotional purchase (including the purchase amount, taxes and shipping charges) divided by the designated number of equal monthly payments, until the promotional balance is paid in full. Optional debt cancellation charges will not be included in the calculation of the equal monthly payment, but such charges may require you to make payments for additional months. The equal monthly payment may be higher or lower than the minimum payment that would be required if the purchase was a non-promotional purchase. The equal monthly payment calculated will not be increased, but may be included in the minimum amount otherwise due on your account or will be added to your minimum payment for other balances on your account. Equal Pay is not available on 1-Click orders or purchases made at physical Amazon locations. Equal Pay offers cannot be combined with any Special Financing offer or the 5% back benefit. Subscribe and Save orders are not eligible for Equal Pay offers. A monthly payment, if shown in advertising, should allow you to pay off the qualifying purchase (excluding taxes, shipping charges, or optional debt cancellation charges) within the promotional period if: (1) the purchase is and will be the only balance on the account during the promotional period (this means that you do not incur any additional fees or charges on your account and no other items are purchased with this order), (2) you make the payment by the due date each month, and (3) the purchase is subject to the Equal Pay offer. Taxes and shipping charges on this order will require you to make a higher monthly payment than shown. The monthly payment calculated for each Equal Pay Offer will be added to your minimum payment for other balances on your account, but will not apply if you do not select the Equal Pay Offer advertised. Amazon may designate any product as eligible for an Equal Pay offer, and may designate the number of equal monthly payments associated with such Equal Pay offer, in its sole discretion.